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Best Gas Rewards Credit Cards

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by Sam Lipscomb | Updated Oct. 9, 2020

Overview of the Best Gas Rewards Credit Cards

Buying gas is a near daily transaction in many people's lives, so the prospect of earning rewards for that spending couldn't be more welcome. Check out our choices for the best gas rewards credit cards, with different options depending on what you're most interested in getting back!



Best Gas Rewards Card

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  • If you spend $3,000 in purchases during your first 6 months with your card, you will earn a $300 welcome bonus in the form of a statement credit. This limited time offer will expire 12/10/2020
  • Annual fee of $95, with an introductory annual fee of $0 for the first year. This limited time offer will expire 12/10/2020
  • Earn 6% cash back at supermarkets in the U.S. up to $6,000 per year in purchases, then 1%. Also, earn 6% cash back on select U.S. streaming subscription services
  • Earn 3% cash back at gas stations in the U.S. and on your transit purchases including things like trains, buses, rideshare, parking, tolls, and more. Earn 1% on other purchases.
  • Split the cost of select purchases ($100+) into monthly payments with a fixed fee and no interest to worry about with Plan it®
  • Cash back can be redeemed for statement credits
  • Terms Apply

Annual Fee

$0 introductory annual fee for one year, then $95 (offer expires 12/10/2020)

Purchase Intro APR

0% on Purchases for 12 months

Balance Transfer Intro APR

N/A

Regular APR

13.99% - 23.99% Variable

Details

The Blue Cash Preferred Card from American Express earns 3% cash back on eligible purchases made at U.S. gas stations and on transit. You’ll also earn 6% cash back on up to $6,000 in annual U.S. supermarket purchases, after which your cash back rate will drop to 1%. Beyond that, you’ll get 6% cash back on select U.S. streaming subscriptions. All eligible purchases not in these categories earn 1% cash back.

If you open your account by Dec. 10, 2020, you’ll receive a $0 introductory annual fee for your first year. After this inaugural year passes, your annual fee will be $95. Currently, you can also earn a $300 statement credit bonus after spending $3,000 on your card during your first six months with it. Like the introductory annual fee, this offer expires on Dec. 10, 2020.

Why We Like It

When it comes to gas rewards cards, you’d be hard-pressed to find one that matches the 3% unlimited cash back at U.S. gas stations that the Blue Cash Preferred Card from American Express offers. The card also boasts a solid $300 statement credit after spending only $3,000 over your first six months. To put this bonus into context, it will cover more than three years of your annual fees. Add on the fact that you can earn cash back on a plethora of other categories, and it's easy to see why this is our top pick for this list.

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Best Gas Rewards Card for Vacations

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  • Earn a one-time bonus of 20,000 points when you spend $1,000 in eligible purchases in the first 3 months of card membership
  • No annual fee and no foreign currency conversion fees
  • Earn 3 points per dollar when you dine out or order in
  • Earn 3 points per dollar on travel purchases including car rentals, cruise lines, flights, hotels, homestays and more
  • Earn 3 points per dollar at gas stations, transit, and rideshare purchases
  • Earn 3 points per dollar on qualifying streaming services
  • Earn 1 point per dollar on all other qualifying purchases
  • Select "Learn More" to read more about the features of this card including terms and conditions

Annual Fee

$0

Purchase Intro APR

0% for 12 Months

Balance Transfer Intro APR

0% for 12 months (on qualifying balance transfers)

Regular APR

13.99% - 25.99% Variable

Details

The Wells Fargo Propel American Express card earns cardholders 3x points on gas purchases. This 3x rewards rate also applies to flights, hotels, homestays, rideshares, transit, car rentals, dining and popular streaming services. Outside of these categories, all other purchases earn 1x points. There is also a 20,000-point signup bonus if you spend $1,000 on purchases within three months of becoming a cardholder.

This card does not have an annual fee or foreign transaction fees. You’ll also receive an introductory 0% APR on purchases and qualifying balance transfers for your first 12 months as a cardholder.

Why We Like It

The Wells Fargo Propel American Express card is a great gas rewards option for anyone who likes to travel and eat out. Your points won't expire, and it’s easy to redeem them through the Wells Fargo portal at a value of one cent per point. With no annual fee, no foreign transaction fees and a solid 20,000-point signup bonus after spending $1,000 on purchases within your first three months, it’s no surprise this card can earn you some serious rewards.

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Best Gas Rewards Card for Road Trips

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  • Earn a welcome bonus of 80,000 Hilton Honors bonus points when you use your new card to make $1,000 worth of eligible purchases in the first 3 months
  • Earn 7 Hilton Honors points for every dollar of eligible purchases made with your card direct with a resort or hotel in the Hilton portfolio
  • Earn 5 Hilton Honors points for every dollar of purchases deemed eligible on your card at U.S. gas stations, U.S. restaurants, and U.S. supermarkets
  • Earn 3 Hilton Honors points for every dollar of your other eligible purchases
  • There are no foreign transaction fees
  • There is no annual fee
  • Terms Apply

Annual Fee

$0

Purchase Intro APR

N/A

Balance Transfer Intro APR

N/A

Regular APR

15.74%-24.74% Variable

Details

The Hilton Honors American Express Card comes with the option to earn $80,000 Hilton Honors bonus points if you can use your card for $1,000 in purchases over your first three months. For starters, you’ll earn 5x points on eligible purchases at U.S. gas stations, at U.S. restaurants and at U.S. supermarkets. Beyond these categories, purchases made with your card directly at a hotel or resort in the Hilton portfolio will earn 7x points. All other eligible purchases earn 3x points.

If you spend $20,000 on the card in a calendar year, you’ll earn an upgrade to Hilton Honors Gold status. The card has no annual fee and comes with complimentary Hilton Honors Silver status as well.

Why We Like It

The Hilton Honors American Express Card earns very solid rewards on gas, and its status as a co-branded hotel card makes it a great option for planning a road trip. With 5x points on eligible U.S. gas purchases, 7x points on direct Hilton portfolio purchases and an additional $80,000 Hilton Honors bonus points after spending $1,000 over your first three months, it’s easy to take advantage of the card’s gas and hotel rewards simultaneously. With 5x points also being available for U.S. restaurant and supermarket purchases, building your rewards base should be fairly easy.

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Best Gas Rewards Card for Rotating Categories

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  • Earn a one-time bonus of $200 when you spend $500 on purchases in your first 3 months with your new card
  • Earn 5% cash back in selected categories that change each quarter, up to $1,500 in combined purchases. Categories must be opted into each quarter to earn the 5%
  • Earn 5% cash back on your grocery purchases on up to $12,000 spent in the first year. (This does not include Walmart or Target purchases)
  • Earn 5% cash back on travel when you purchase through Chase Ultimate Rewards and 3% cash back on drugstore purchases and on dining including takeout and eligible delivery services
  • Earn an unlimited 1% cash back on everything else
  • Pay no annual fee
  • Receive 0% APR for the first 15 months on purchases, then an ongoing variable APR of 14.99% - 23.74%
  • No minimum amount required to redeem your cash back, redeem anytime. Your cash back rewards will not expire as long as your account is open and in good standing

Annual Fee

$0

Purchase Intro APR

0% for 15 months

Balance Transfer Intro APR

N/A

Regular APR

14.99% - 23.74% Variable

Details

With the Chase Freedom Flex, you’ll earn 5% cash back on up to $1,500 in specific category purchases every quarter of the year. In at least one of these quarters each year, the category is gas stations. You’ll also get 5% cash back at grocery stores (excluding Target and Walmart) on up to $12,000 over your first year. In addition to these categories, you’ll get 5% cash back on travel purchases made through the Chase Ultimate Rewards portal.

This card’s cash back potential doesn’t stop there, though. You’ll also get 3% back at restaurants, on takeout and eligible deliveries and at drugstores. All purchases made outside of these specific settings earn 1% cash back.

This card comes with no annual fee, but there is a 3% foreign transaction fee. Right now, you can also earn $200 in bonus cash back after spending $500 on purchases during your first three months.

Why We Like It

The revamped Chase Freedom Flex is a great option for cardholders who are looking to maximize their cash back earned in certain quarters of the year. While you’re not going to earn rewards on gas year-round, the 5% cash back earnings at certain times make this card well worth it, especially since it carries no annual fee. Rotating rewards categories offer you maximum flexibility, and the Chase Freedom Flex doesn’t disappoint.

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Best Co-Branded Gas Rewards Card

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  • Earn 25 cents/gallon of Synergy gasoline for the first two months when you apply and are approved for an ExxonMobil Smart Card
  • Pay for gas, convenience store items and car washes with your card
  • Use your card through the Exxon Mobile Rewards+ app and you can pay for gas from your car
  • Citi Identity Theft Solutions and $0 fraud liability

Annual Fee

$0

Purchase Intro APR

N/A

Balance Transfer Intro APR

N/A

Regular APR

26.49% Variable

Details

The ExxonMobil Smart Card offers 25 cents off per gallon of Synergy gas bought at ExxonMobil for your first two months of card membership. After that, you’ll earn 6 cents off per gallon. In addition, every purchase you make with the card earns you loyalty points. You can use these points for discounts on fuel, in-store purchases at ExxonMobil and for car washes. This card comes with no annual fee, making it very low-risk.

Why We Like It

The ExxonMobil Smart Card is a co-branded gas credit card that earns solid gas rewards exclusively at ExxonMobil. With the current two-month bonus offer of 25 cents off per gallon of Synergy gas, and the ongoing benefit of 6 cents off per gallon after that, you’ll save money solely by using this no-annual fee card to buy gas. With the ability to earn loyalty points on all purchases and redeem them for even more discounts, there’s no question as to why this card is our top co-branded gas rewards credit card.

Methodology

SmartAsset has developed a quantitative and independent system for evaluating the relative value of a credit card offer versus other offers in the marketplace. Our system evaluates cards based exclusively on their features, such as their rewards earning rate (if applicable), fees, perks, and rewards program redemption options. The annual rewards values on this page are calculated using annual spending assumptions in various categories such as, but not limited to, gas, restaurants, airfare, and US supermarkets. These spending assumptions are built on research that SmartAsset has conducted on existing cash back credit cardholders. Our promise with our credit card recommendations is that we will always strive to have the most comprehensive, accurate, and objective method of evaluating credit card offers. Any recommendations are solely determined by the result of this research and model, and is never influenced by any fees, commissions, or other forms of compensation that SmartAsset may receive from credit card issuers for leads generated on our website.

Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Advertiser Disclosure: The card offers that appear on this site are from companies from which SmartAsset.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SmartAsset.com does not include all card companies or all card offers available in the marketplace.

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