Overview of the Best Gas Rewards Credit Cards
Buying gas is a near daily transaction in many people's lives, so the prospect of earning rewards for that spending couldn't be more welcome. Check out our choices for the best gas rewards credit cards, with different options depending on what you're most interested in getting back!

Best Gas Rewards Card

Blue Cash Preferred® Card from American Express
Details
The Blue Cash Preferred® Card from American Express earns 3% cash back on eligible purchases made at U.S. gas stations and on transit. You’ll also earn 6% cash back on up to $6,000 in annual U.S. supermarket purchases, after which your cash back rate will drop to 1%. Beyond that, you’ll get 6% cash back on select U.S. streaming subscriptions. All eligible purchases not in these categories earn 1% cash back. Cash back comes in the form of statement credits.
One of the biggest drawbacks of this card is its $95 annual fee. However, you can counteract this charge by taking advantage of its current statement credit bonus offer. New cardholders can earn a $350 statement credit bonus after spending $3,000 on their card during their first six months with it - Terms Apply.
Why We Like It
When it comes to gas rewards cards, you’d be hard-pressed to find one that matches the 3% cash back at U.S. gas stations that the Blue Cash Preferred® Card from American Express offers. The card also boasts a solid $350 statement credit after spending only $3,000 over your first six months. Add on the fact that you can earn cash back on a plethora of other categories, and it's easy to see why this is our top pick for this list.
- High cash back rates across multiple categories, including 3% cash back on gas purchases at U.S. gas stations. Terms apply.
- Earn a $350 statement credit bonus when you spend $3,000 over your first six months
- $95 annual fee is high
Details
The Blue Cash Preferred® Card from American Express earns 3% cash back on eligible purchases made at U.S. gas stations and on transit. You’ll also earn 6% cash back on up to $6,000 in annual U.S. supermarket purchases, after which your cash back rate will drop to 1%. Beyond that, you’ll get 6% cash back on select U.S. streaming subscriptions. All eligible purchases not in these categories earn 1% cash back. Cash back comes in the form of statement credits.
One of the biggest drawbacks of this card is its $95 annual fee. However, you can counteract this charge by taking advantage of its current statement credit bonus offer. New cardholders can earn a $350 statement credit bonus after spending $3,000 on their card during their first six months with it - Terms Apply.
Why We Like It
When it comes to gas rewards cards, you’d be hard-pressed to find one that matches the 3% cash back at U.S. gas stations that the Blue Cash Preferred® Card from American Express offers. The card also boasts a solid $350 statement credit after spending only $3,000 over your first six months. Add on the fact that you can earn cash back on a plethora of other categories, and it's easy to see why this is our top pick for this list.
Best Gas Rewards Card for Road Trips

Hilton Honors American Express Card
Details
The Hilton Honors American Express Card comes with the option to earn 80,000 Hilton Honors bonus points when you use your card to make $1,000 in purchases over your first three months - Terms Apply.
For starters, you’ll earn 5x points on eligible purchases at U.S. gas stations, at U.S. restaurants and at U.S. supermarkets. Beyond these categories, purchases made with your card directly at a hotel or resort in the Hilton portfolio will earn 7x points. All other eligible purchases earn 3x points. Terms Apply.
If you spend $20,000 on the card in a calendar year, you’ll earn an upgrade to Hilton Honors Gold status. The card has no annual fee and comes with complimentary Hilton Honors Silver status as well (Enrollment is Required).
Why We Like It
The Hilton Honors American Express Card earns very solid rewards on gas, and its status as a co-branded hotel card makes it a great option for planning a road trip. With 5x points on eligible U.S. gas purchases, 7x points on direct Hilton portfolio purchases and a large limited time welcome bonus you can earn, it’s easy to take advantage of the card’s gas and hotel rewards simultaneously. With 5x points also being available for U.S. restaurant and supermarket purchases, building your rewards base should be fairly easy. Terms Apply.
- Earn 80,000 Hilton Honors bonus points when you use your new card to make $1,000 in purchases over your first three months.
- Earn 5x points on eligible purchases at U.S. gas stations, along with U.S. restaurants and U.S. supermarkets. Terms apply.
- No annual fee
- No free night certificates
Details
The Hilton Honors American Express Card comes with the option to earn 80,000 Hilton Honors bonus points when you use your card to make $1,000 in purchases over your first three months - Terms Apply.
For starters, you’ll earn 5x points on eligible purchases at U.S. gas stations, at U.S. restaurants and at U.S. supermarkets. Beyond these categories, purchases made with your card directly at a hotel or resort in the Hilton portfolio will earn 7x points. All other eligible purchases earn 3x points. Terms Apply.
If you spend $20,000 on the card in a calendar year, you’ll earn an upgrade to Hilton Honors Gold status. The card has no annual fee and comes with complimentary Hilton Honors Silver status as well (Enrollment is Required).
Why We Like It
The Hilton Honors American Express Card earns very solid rewards on gas, and its status as a co-branded hotel card makes it a great option for planning a road trip. With 5x points on eligible U.S. gas purchases, 7x points on direct Hilton portfolio purchases and a large limited time welcome bonus you can earn, it’s easy to take advantage of the card’s gas and hotel rewards simultaneously. With 5x points also being available for U.S. restaurant and supermarket purchases, building your rewards base should be fairly easy. Terms Apply.
Best Gas Rewards Card for Rotating Categories

Chase Freedom Flex
Details
With the Chase Freedom Flex, you’ll earn 5% cash back on up to $1,500 in specific category purchases every quarter of the year. In at least one of these quarters each year, the category is gas stations. In addition to these categories, you’ll get 5% cash back on travel purchases made through the Chase Ultimate Rewards portal. This card’s cash back potential doesn’t stop there, though. You’ll also get 3% back at restaurants, on takeout and eligible deliveries and at drugstores. All purchases made outside of these specific settings earn 1% cash back.
This card comes with no annual fee, but there is a 3% foreign transaction fee. Right now, you can also earn $200 in bonus cash back after spending $500 on purchases during your first three months.
Why We Like It
The revamped Chase Freedom Flex is a great option for cardholders who are looking to maximize their cash back earned in certain quarters of the year. While you’re not going to earn rewards on gas year-round, the 5% cash back earnings at certain times make this card well worth it, especially since it carries no annual fee. Rotating rewards categories offer you maximum flexibility, and the Chase Freedom Flex doesn’t disappoint.
- 5% cash back on rotating quarterly categories and travel purchases made through Chase Ultimate Rewards
- No annual fee
- 5% cash back on gas is only available during certain quarters
Details
With the Chase Freedom Flex, you’ll earn 5% cash back on up to $1,500 in specific category purchases every quarter of the year. In at least one of these quarters each year, the category is gas stations. In addition to these categories, you’ll get 5% cash back on travel purchases made through the Chase Ultimate Rewards portal. This card’s cash back potential doesn’t stop there, though. You’ll also get 3% back at restaurants, on takeout and eligible deliveries and at drugstores. All purchases made outside of these specific settings earn 1% cash back.
This card comes with no annual fee, but there is a 3% foreign transaction fee. Right now, you can also earn $200 in bonus cash back after spending $500 on purchases during your first three months.
Why We Like It
The revamped Chase Freedom Flex is a great option for cardholders who are looking to maximize their cash back earned in certain quarters of the year. While you’re not going to earn rewards on gas year-round, the 5% cash back earnings at certain times make this card well worth it, especially since it carries no annual fee. Rotating rewards categories offer you maximum flexibility, and the Chase Freedom Flex doesn’t disappoint.
Best Co-Branded Gas Rewards Card

ExxonMobil Smart Card
Details
The ExxonMobil Smart Card offers 25 cents off per gallon of Synergy gas bought at ExxonMobil for your first two months of card membership. After that, you’ll earn 6 cents off per gallon. In addition, every purchase you make with the card earns you loyalty points. You can use these points for discounts on fuel, in-store purchases at ExxonMobil and for car washes. This card comes with no annual fee, making it very low-risk.
Why We Like It
The ExxonMobil Smart Card is a co-branded gas credit card that earns solid gas rewards exclusively at ExxonMobil. With the current two-month bonus offer of 25 cents off per gallon of Synergy gas, and the ongoing benefit of 6 cents off per gallon after that, you’ll save money solely by using this no-annual fee card to buy gas. With the ability to earn loyalty points on all purchases and redeem them for even more discounts, there’s no question as to why this card is our top co-branded gas rewards credit card.
- Earn 25 cents off every gallon of Synergy gasoline for your first two months, then 6 cents
- Earn loyalty points on all purchases
- No annual fee
- No benefits outside of ExxonMobil
Details
The ExxonMobil Smart Card offers 25 cents off per gallon of Synergy gas bought at ExxonMobil for your first two months of card membership. After that, you’ll earn 6 cents off per gallon. In addition, every purchase you make with the card earns you loyalty points. You can use these points for discounts on fuel, in-store purchases at ExxonMobil and for car washes. This card comes with no annual fee, making it very low-risk.
Why We Like It
The ExxonMobil Smart Card is a co-branded gas credit card that earns solid gas rewards exclusively at ExxonMobil. With the current two-month bonus offer of 25 cents off per gallon of Synergy gas, and the ongoing benefit of 6 cents off per gallon after that, you’ll save money solely by using this no-annual fee card to buy gas. With the ability to earn loyalty points on all purchases and redeem them for even more discounts, there’s no question as to why this card is our top co-branded gas rewards credit card.
Methodology
SmartAsset has developed a quantitative and independent system for evaluating the relative value of a credit card offer versus other offers in the marketplace. Our system evaluates cards based exclusively on their features, such as their rewards earning rate (if applicable), fees, perks, and rewards program redemption options. The annual rewards values on this page are calculated using annual spending assumptions in various categories such as, but not limited to, gas, restaurants, airfare, and US supermarkets. These spending assumptions are built on research that SmartAsset has conducted on existing cash back credit cardholders. Our promise with our credit card recommendations is that we will always strive to have the most comprehensive, accurate, and objective method of evaluating credit card offers. Any recommendations are solely determined by the result of this research and model, and is never influenced by any fees, commissions, or other forms of compensation that SmartAsset may receive from credit card issuers for leads generated on our website.
Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the issuer.
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