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Georgia Income Tax Calculator

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Overview of Georgia Taxes

Georgia has a progressive state income tax. It is fairly average among states charging income tax. Property and gas tax rates for the state are also both near the national average.

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IRA Contribution
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Itemized Deductions
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Number of State Personal Exemptions
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Your Income Taxes Breakdown

Tax Type Marginal 
Tax Rate
Effective 
Tax Rate
2020 
Taxes*
Federal
FICA
State
Local
Total Income Taxes
Income After Taxes
Retirement Contributions
Take-Home Pay

* These are the taxes owed for the 2020 - 2021 filing season.

Your 2020 Federal Income Tax Comparison

  • Your marginal federal income tax rate
  • Your effective federal income tax rate
  • Your federal income taxes

Total Estimated 2020 Tax Burden

Income Tax $
Sales Tax $
Fuel Tax $
Property Tax$
Total Estimated Tax Burden $
Percent of income to taxes = %
$
  • About This Answer

    Our income tax calculator calculates your federal, state and local taxes based on several key inputs: your household income, location, filing status and number of personal exemptions. Also, we separately calculate the federal income taxes you will owe in the 2020 - 2021 filing season based on the Trump Tax Plan.

    How Income Taxes Are Calculated

    • First, we calculate your adjusted gross income (AGI) by taking your total household income and reducing it by certain items such as contributions to your 401(k).
    • Next, from AGI we subtract exemptions and deductions (either itemized or standard) to get your taxable income. Exemptions can be claimed for each taxpayer as well as dependents such as one’s spouse or children.
    • Based on your filing status, your taxable income is then applied to the the tax brackets to calculate your federal income taxes owed for the year.
    • Your location will determine whether you owe local and / or state taxes.
    ...read more
  • Last Updated: January 1, 2021

    When Do We Update? - We regularly check for any updates to the latest tax rates and regulations.

    Customer Service - If you would like to leave any feedback, feel free to email info@smartasset.com.

    ...read more
  • Our Tax Expert

    Jennifer Mansfield, CPA Tax

    Jennifer Mansfield, CPA, JD/LLM-Tax, is a Certified Public Accountant with more than 30 years of experience providing tax advice. SmartAsset’s tax expert has a degree in Accounting and Business/Management from the University of Wyoming, as well as both a Masters in Tax Laws and a Juris Doctorate from Georgetown University Law Center. Jennifer has mostly worked in public accounting firms, including Ernst & Young and Deloitte. She is passionate about helping provide people and businesses with valuable accounting and tax advice to allow them to prosper financially. Jennifer lives in Arizona and was recently named to the Greater Tucson Leadership Program.

    ...read more
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Taxes in Georgia

Georgia State Tax Quick Facts

  • Income tax: 1% - 5.75%
  • Sales tax: 4% - 8.90%
  • Property tax: 0.87% average effective rate
  • Gas tax: 27.90 cents per gallon of regular gasoline, 31.30 cents per gallon of diesel

Among U.S. states, Georgia’s tax system ranks close to the middle of the pack for the burden its tax system places on taxpayers. Combined state and local sales taxes in the Peach State average 7.31%. The state’s top marginal income tax rate of 5.75%. Likewise, its average property and gas taxes are both near the national averages. Of course, these various rates mean individual tax payers could end up paying more or less depending on their income and other factors.

A financial advisor in Georgia can help you understand how taxes fit into your overall financial goals. Financial advisors can also help with investing and financial plans, including retirement, homeownership, insurance and more, to make sure you are preparing for the future.

Georgia Income Taxes

Georgia utilizes a relatively simple progressive income tax system, with rates ranging from 1.00% to 5.75%. Higher earners pay higher rates, although Georgia’s brackets top out at $7,000 for single filers, which means the majority of full-time workers will pay the top rate.

Income Tax Brackets

Single Filers
Georgia Taxable IncomeRate
$0 - $7501.00%
$750 - $2,2502.00%
$2,250 - $3,7503.00%
$3,750 - $5,2504.00%
$5,250 - $7,0005.00%
$7,000+5.75%
Married, Filing Jointly
Georgia Taxable IncomeRate
$0 - $1,0001.00%
$1,000 - $3,0002.00%
$3,000 - $5,0003.00%
$5,000 - $7,0004.00%
$7,000 - $10,0005.00%
$10,000+5.75%
Married, Filing Separately
Georgia Taxable IncomeRate
$0 - $5001.00%
$500 - $1,5002.00%
$1,500 - $2,5003.00%
$2,500 - $3,5004.00%
$3,500 - $5,0005.00%
$5,000+5.75%
Head of Household
Georgia Taxable IncomeRate
$0 - $1,0001.00%
$1,000 - $3,0002.00%
$3,000 - $5,0003.00%
$5,000 - $7,0004.00%
$7,000 - $10,0005.00%
$10,000+5.75%

These are marginal rates, which means they only apply to the dollars within their respective brackets. For example, a person with a taxable income of $20,000 would pay 1% of the first $750, 2% of the next $1,500 (up to $2,250), 3% of the next $1,500 and so on. All income above the $7,000 limit would be taxed at the top rate of 5.75%. Note that married, separate filers face the same rates with different brackets, ranging from $500 up to $5,000.

These rates do not apply to actual earnings, but rather to taxable income. Taxable income takes into account all deductions and exemptions, and is lower than actual income. In Georgia, taxpayers can claim a standard deduction of $4,600 for single filers and $6,000 for joint filers.

Georgia Sales Taxes

While Georgia has one of the lowest statewide sales taxes in the country (among states that have a sales tax), Atlanta has its own city sales tax of 1%, and counties can assess their own sales taxes of up to 4.9%. The table below shows state and county sales taxes in every county in Georgia.

Sales Tax Rates(Updated December 2020)

CountyState RateCounty RateTotal Sales Tax
Appling County4.00%4.00%8.00%
Atkinson County4.00%4.00%8.00%
Bacon County4.00%4.00%8.00%
Baker County4.00%3.00%7.00%
Baldwin County4.00%3.00%7.00%
Banks County4.00%4.00%8.00%
Barrow County4.00%3.00%7.00%
Bartow County4.00%3.00%7.00%
Ben Hill County4.00%4.00%8.00%
Berrien County4.00%4.00%8.00%
Bibb County4.00%3.00%7.00%
Bleckley County4.00%4.00%8.00%
Brantley County4.00%4.00%8.00%
Brooks County4.00%4.00%8.00%
Bryan County4.00%4.00%8.00%
Bulloch County4.00%4.00%8.00%
Burke County4.00%3.00%7.00%
Butts County4.00%3.00%7.00%
Calhoun County4.00%4.00%8.00%
Camden County4.00%3.00%7.00%
Candler County4.00%4.00%8.00%
Carroll County4.00%3.00%7.00%
Catoosa County4.00%3.00%7.00%
Charlton County4.00%4.00%8.00%
Chatham County4.00%3.00%7.00%
Chattahoochee County4.00%4.00%8.00%
Chattooga County4.00%3.00%7.00%
Cherokee County4.00%2.00%6.00%
Clarke County4.00%4.00%8.00%
Clay County4.00%4.00%8.00%
Clayton County4.00%4.00%8.00%
Clinch County4.00%4.00%8.00%
Cobb County4.00%2.00%6.00%
Coffee County4.00%4.00%8.00%
Colquitt County4.00%4.00%8.00%
Columbia County4.00%4.00%8.00%
Cook County4.00%4.00%8.00%
Coweta County4.00%3.00%7.00%
Crawford County4.00%3.00%7.00%
Crisp County4.00%4.00%8.00%
Dade County4.00%3.00%7.00%
Dawson County4.00%3.00%7.00%
Decatur County4.00%4.00%8.00%
DeKalb County4.00%4.00%8.00%
Dodge County4.00%4.00%8.00%
Dooly County4.00%4.00%8.00%
Dougherty County4.00%4.00%8.00%
Douglas County4.00%3.00%7.00%
Early County4.00%4.00%8.00%
Echols County4.00%4.00%8.00%
Effingham County4.00%3.00%7.00%
Elbert County4.00%4.00%8.00%
Emanuel County4.00%4.00%8.00%
Evans County4.00%4.00%8.00%
Fannin County4.00%3.00%7.00%
Fayette County4.00%3.00%7.00%
Floyd County4.00%3.00%7.00%
Forsyth County4.00%3.00%7.00%
Franklin County4.00%3.00%7.00%
Fulton County4.00%3.75%7.75%
Gilmer County4.00%3.00%7.00%
Glascock County4.00%4.00%8.00%
Glynn County4.00%3.00%7.00%
Gordon County4.00%3.00%7.00%
Grady County4.00%3.00%7.00%
Greene County4.00%3.00%7.00%
Gwinnett County4.00%2.00%6.00%
Habersham County4.00%3.00%7.00%
Hall County4.00%3.00%7.00%
Hancock County4.00%4.00%8.00%
Haralson County4.00%4.00%8.00%
Harris County4.00%4.00%8.00%
Hart County4.00%3.00%7.00%
Heard County4.00%3.00%7.00%
Henry County4.00%3.00%7.00%
Houston County4.00%3.00%7.00%
Irwin County4.00%4.00%8.00%
Jackson County4.00%3.00%7.00%
Jasper County4.00%3.00%7.00%
Jeff Davis County4.00%4.00%8.00%
Jefferson County4.00%4.00%8.00%
Jenkins County4.00%4.00%8.00%
Johnson County4.00%3.00%7.00%
Jones County4.00%3.00%7.00%
Lamar County4.00%3.00%7.00%
Lanier County4.00%4.00%8.00%
Laurens County4.00%4.00%8.00%
Lee County4.00%4.00%8.00%
Liberty County4.00%3.00%7.00%
Lincoln County4.00%4.00%8.00%
Long County4.00%3.00%7.00%
Lowndes County4.00%4.00%8.00%
Lumpkin County4.00%4.00%8.00%
Macon County4.00%4.00%8.00%
Madison County4.00%3.00%7.00%
Marion County4.00%4.00%8.00%
McDuffie County4.00%4.00%8.00%
McIntosh County4.00%4.00%8.00%
Meriwether County4.00%4.00%8.00%
Miller County4.00%4.00%8.00%
Mitchell County4.00%3.00%7.00%
Monroe County4.00%3.00%7.00%
Montgomery County4.00%4.00%8.00%
Morgan County4.00%4.00%8.00%
Murray County4.00%4.00%8.00%
Muscogee County4.00%4.00%8.00%
Newton County4.00%3.00%7.00%
Oconee County4.00%3.00%7.00%
Oglethorpe County4.00%4.00%8.00%
Paulding County4.00%3.00%7.00%
Peach County4.00%3.00%7.00%
Pickens County4.00%3.00%7.00%
Pierce County4.00%4.00%8.00%
Pike County4.00%3.00%7.00%
Polk County4.00%3.00%7.00%
Pulaski County4.00%3.00%7.00%
Putnam County4.00%4.00%8.00%
Quitman County4.00%4.00%8.00%
Rabun County4.00%3.00%7.00%
Randolph County4.00%4.00%8.00%
Richmond County4.00%4.00%8.00%
Rockdale County4.00%3.00%7.00%
Schley County4.00%4.00%8.00%
Screven County4.00%3.00%7.00%
Seminole County4.00%4.00%8.00%
Spalding County4.00%3.00%7.00%
Stephens County4.00%3.00%7.00%
Stewart County4.00%4.00%8.00%
Sumter County4.00%4.00%8.00%
Talbot County4.00%4.00%8.00%
Taliaferro County4.00%4.00%8.00%
Tattnall County4.00%4.00%8.00%
Taylor County4.00%4.00%8.00%
Telfair County4.00%4.00%8.00%
Terrell County4.00%4.00%8.00%
Thomas County4.00%3.00%7.00%
Tift County4.00%4.00%8.00%
Toombs County4.00%4.00%8.00%
Towns County4.00%3.00%7.00%
Treutlen County4.00%4.00%8.00%
Troup County4.00%3.00%7.00%
Turner County4.00%4.00%8.00%
Twiggs County4.00%3.00%7.00%
Union County4.00%3.00%7.00%
Upson County4.00%4.00%8.00%
Walker County4.00%4.00%8.00%
Walton County4.00%3.00%7.00%
Ware County4.00%4.00%8.00%
Warren County4.00%4.00%8.00%
Washington County4.00%4.00%8.00%
Wayne County4.00%4.00%8.00%
Webster County4.00%4.00%8.00%
Wheeler County4.00%4.00%8.00%
White County4.00%3.00%7.00%
Whitfield County4.00%2.00%6.00%
Wilcox County4.00%4.00%8.00%
Wilkes County4.00%4.00%8.00%
Wilkinson County4.00%3.00%7.00%
Worth County4.00%4.00%8.00%

Note that Atlanta is the only city with its own sales tax, and, when combined with state and county sales taxes, the total sales tax there is 8.90%.

In general, all products in Georgia are subject to the full amount of the rates listed above, but there are some exceptions. Most types of groceries are subject only to the local county rates. Automobiles also have their own rules. Regardless of where in the state they are purchased, vehicles are all subject to a “Title Ad Valorem Tax.” The tax is 6.6% of the market value (not sales price) of the car.

Georgia typically has two sales tax holidays, during which specific items can be purchased tax-free. The first holiday runs for one day around the end of July. It is targeted for back-to-school shopping and applies to most clothing, school supplies and computers. The second holiday runs later in the year and applies to certain energy- and water-efficient appliances.

Georgia Property Tax

Since counties and cities collect real estate taxes and assess property values according to their own set of rules, the best way to evaluate property taxes is based on the amounts homeowners report paying as a percentage of actual home values. This is called the effective property tax rate.

For the entire state of Georgia, the average effective property tax rate is 0.87%, which is less than the national average of 1.07%. That varies by county, however. In Fulton County, the state’s most populous, the effective property tax rate is 1.00%.

If you are considering purchasing a property in Georgia or are thinking about refinancing, this mortgage guide is a great place to start. We’ve got everything you need to know about getting a mortgage in the Peach State, with information about rates and details about each county.

Georgia Alcohol Tax

Georgia has among the highest taxes on alcoholic beverages in the country. The Peach State’s beer tax of $0.85 per gallon of beer is one of the highest nationally.

Georgia Gas Tax

Georgia collects gasoline taxes of 27.90 cents per gallon of regular gasoline. For diesel purchases, the tax rate is 31.3 cents per gallon.

Georgia Estate Tax

As of July 1st, 2014, the state of Georgia has no estate tax.

Photo credit: flickr
  • Georgia produces more peanuts, pecans, blueberries and broilers (chickens) than any other state in the country.
  • The song “Georgia on My Mind” was originally written by Hoagy Carmichael and Stuart Gorell, and was most famously covered by Ray Charles. It is the official state song of Georgia.

Places with the Lowest Tax Burden

Are you curious how your tax burden stacks up against others in your state? SmartAsset’s interactive map highlights the counties with the lowest tax burden. Scroll over any county in the state to learn about taxes in that specific area.

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Rank County Income Tax Sales Tax Property Tax Fuel Tax

Methodology

To find the places with the lowest tax burdens, SmartAsset calculated the amount of money a specific person would pay in income, sales, property and fuel taxes in each county in the country.

To better compare income tax burdens across counties, we used the national median household income. We then applied relevant deductions and exemptions before calculating federal, state and local income taxes.

In order to determine sales tax burden, we estimated that 35% of take-home (after-tax) pay is spent on taxable goods. We multiplied the average sales tax rate for a county by the household income after taxes. This balance is then multiplied by 35% to estimate the sales tax paid.For property taxes, we compared the median property taxes paid in each county.

For fuel taxes, we first distributed statewide vehicle miles traveled to the county level using the number of vehicles in each county. We then calculated the total number of licensed drivers within each county. The countywide miles were then distributed amongst the licensed drivers in the county, which gave us the miles driven per licensed driver. Using the nationwide average fuel economy, we calculated the average gallons of gas used per driver in each county and multiplied that by the fuel tax.

We then added the dollar amount for income, sales, property and fuel taxes to calculate a total tax burden. Finally, each county was ranked and indexed, on a scale of 0 to100. The county with the lowest tax burden received a score of 100 and the remaining counties in the study were scored based on how closely their tax burden compares.

Sources: US Census Bureau 2018 American Community Survey, Government Sources, Avalara, American Petroleum Institute, GasBuddy, UMTRI, Federal Highway Administration, SmartAsset