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Georgia Paycheck Calculator

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Use SmartAsset's paycheck calculator to calculate your take home pay per paycheck for both salary and hourly jobs after taking into account federal, state, and local taxes.

Overview of Georgia Taxes

Georgia has a progressive income tax rate with six tax brackets. Peach State residents who make more money can expect to pay more in state (and federal) taxes. There are no local income taxes in Georgia.

This calculator reflects the 2018 federal withholding tax changes.
Click here to learn more about how the Trump Tax Plan will affect you.

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You can't withhold more than your earnings. Please adjust your .

Your estimated -- take home pay:
$--

Where is your money going?
Gross Paycheck $--
Taxes --% $--
Federal Income --% $--
State Income --% $--
Local Income --% $--
FICA --% $--
Social Security --% $--
Medicare --% $--
Pre-Tax Deductions --% $--
Post-Tax Deductions --% $--
Take Home Salary --% $--
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  • Our Tax Expert

    Jennifer Mansfield, CPA Tax

    Jennifer Mansfield, CPA, JD/LLM-Tax, is a Certified Public Accountant with more than 30 years of experience providing tax advice. SmartAsset’s tax expert has a degree in Accounting and Business/Management from the University of Wyoming, as well as both a Masters in Tax Laws and a Juris Doctorate from Georgetown University Law Center. Jennifer has mostly worked in public accounting firms, including Ernst & Young and Deloitte. She is passionate about helping provide people and businesses with valuable accounting and tax advice to allow them to prosper financially. Jennifer lives in Arizona and was recently named to the Greater Tucson Leadership Program.

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Georgia Paycheck Quick Facts
  • Georgia income tax rate: 1% - 6%
  • Median household income: $51,037 (U.S. Census Bureau)
  • Number of cities that have local income taxes: 0

How Your Georgia Paycheck Works

Just like everywhere else in the United States, your Georgia employer with withhold a certain amount of federal and FICA taxes from each of your paychecks to send to IRS. The IRS put federal taxes toward your annual income taxes, and FICA taxes go to Medicare and Social Security.

Your employer withholds 1.45% of your wages for Medicare taxes and 6.2% for Social Security taxes every pay period. Your employer then matches those Medicare and Social Security taxes so those rates actually total 2.9% and 12.4%, respectively. Medicare also charges an additional 0.9% surtax on earnings that exceed $200,000.

The rate at which federal taxes are withheld from your paycheck depends on the information you provided on your W-4 form. Whenever you start a new job or have major life event like welcoming a child into your family, you will need to fill out a new W-4. How much you have withheld for taxes is determined by a variety of factors such as your salary, your marital status and how many withholding you’re allowed to claim.

In December 2017, President Trump signed a new tax plan into law. The IRS has since released updated tax withholding guidelines and taxpayers should have seen changes to their paychecks, to reflect the new tax plan, starting in February 2018. For the time being, taxpayers do not need to fill out a new W-4. Employers will use the withholdings on your current form.

Have dependents? You might qualify for more allowances, which may save you more money on taxes.

How much money you put toward pre-tax deductions also affects how much will be withheld in taxes. If your employer offers different types of benefits, taking advantage of them may lower how much you owe. Let’s say your employer offers a Health Savings Account and you want to put money toward that. Since it comes out pre-tax, whatever you decide to put toward it will not count as taxable income. Same goes with certain retirement funds like a 401(k).

All of the above options are great, but keep in mind that if you claim too many allowances, you could be facing a huge bill when it comes time to file your taxes.

Georgia Median Household Income

YearMedian Household Income
2016$51,037
2015$49,620
2014$49,321
2013$47,829
2012$47,209
2011$46,007
2010$46,430
2009$47,590
2008$50,861

If you file as a single person or separately from your spouse in Georgia, you will get taxed 1% if your taxable income falls under $750. If you earn up to $2,250, then you’ll be taxed 2%; you’re taxed at 3% under $3,750; at 4% if it’s under $5,250; at 5% if you earn under $7,000 and at 6% above that amount. For married couples who file jointly, the tax rates are the same but the income brackets are higher, at 1% on your first $1,000 and at 6% if your combined income is over $10,000.

Income Tax Brackets

Single Filers
Georgia Taxable IncomeRate
$0 - $7501.00%
$750 - $2,2502.00%
$2,250 - $3,7503.00%
$3,750 - $5,2504.00%
$5,250 - $7,0005.00%
$7,000+6.00%
Married, Filing Jointly
Georgia Taxable IncomeRate
$0 - $1,0001.00%
$1,000 - $3,0002.00%
$3,000 - $5,0003.00%
$5,000 - $7,0004.00%
$7,000 - $10,0005.00%
$10,000+6.00%
Married, Filing Separately
Georgia Taxable IncomeRate
$0 - $7501.00%
$750 - $2,2502.00%
$2,250 - $3,7503.00%
$3,750 - $5,2504.00%
$5,250 - $7,0005.00%
$7,000+6.00%
Head of Household
Georgia Taxable IncomeRate
$0 - $1,0001.00%
$1,000 - $3,0002.00%
$3,000 - $5,0003.00%
$5,000 - $7,0004.00%
$7,000 - $10,0005.00%
$10,000+6.00%

How You Can Affect Your Georgia Paycheck

Whether you’re a Braves or Falcons fan, you should periodically review your W-4 form. If you were slapped with a huge tax bill or received a big lump sum refund during tax season, you may want to make adjustments to fix either extreme.

If you end up paying a lot in taxes back in April, it might put you in a bit of a pickle, particularly if you end up facing underpayment penalties. If the opposite scenario is true, it might sound great that you got a huge refund, but you could have had access to that money earlier in the year.

Either way, it doesn’t hurt to review your W-4 to see what you can do to tweak your paycheck to a scenario that fits you better.

One easy way to withhold more taxes is to ask your employer to do so. Simply mark down on the appropriate line on your W-4 form a dollar amount you want taken out of each paycheck. Want $10 taken out every time? Write that down. It might seem like you’re going to be getting smaller paychecks, but you’re simply paying the taxes you owe in advance, so you won’t be surprised with a large tax bill.

Another way to change your withholding is to modify your allowances. A life change, such as a divorce, purchasing new property or the birth of a child, can affect how much is taken out of your paycheck. To get a more accurate estimate of your taxes, experiment with the paycheck calculator to see how much money might get taken out.

Playing around with pre-tax contributions can also affect how much taxes are withheld. Making pre-tax contributions will affect how much taxable income you have. Many employers offer some sort of health benefit or other types of flexible spending accounts (a Health Savings Account or commuter benefits program, as examples), so taking advantage of those might help lower your taxable income, which might mean less taxes withheld. If you can, try to contribute more to retirement accounts such as a 401(k) or 403(b). Not only will you feel good putting money away for retirement, but you might owe less in taxes.

If you’re planning on moving to Georgia and are looking to buy a house, now that you’ve learned all about the state’s income tax, head over to our Georgia mortgage guide. There you can learn more about rates and getting a mortgage in the Peach State.

Georgia Top Income Tax Rate

YearTop Income Tax Rate
20176.00%
20166.00%
20156.00%
20146.00%
20136.00%
20126.00%
20116.00%
20106.00%
20096.00%
20086.00%
20076.00%
20066.00%
20056.00%
20046.00%
20036.00%

Most Paycheck Friendly Places

SmartAsset's interactive map highlights the most paycheck friendly counties across the country. Zoom between states and the national map to see data points for each region, or look specifically at one of the four factors driving our analysis: Semi-Monthly Paycheck, Purchasing Power, Unemployment Rate, and Income Growth.

Worse
Better
Rank County Semi-Monthly Paycheck Purchasing Power Unemployment Rate Income Growth

Methodology Our study aims to find the most paycheck friendly places in the country. These are places in the country with favorable economic conditions where you get to keep more of the money you make. To find these places we considered four different factors: semi-monthly paycheck, purchasing power, unemployment rate and income growth.

First, we calculated the semi-monthly paycheck for a single individual with two personal allowances. We applied relevant deductions and exemptions before calculating income tax withholding. To better compare withholding across counties we assumed a $50,000 annual income. We then indexed the paycheck amount for each county to reflect the counties with the lowest withholding burden.

We then created a purchasing power index for each county. This reflects the counties with the highest ratio of household income to cost of living. We also created an unemployment rate index that shows the counties with the lowest unemployment. For income growth, we calculated the annual growth in median income over five years for each county and indexed the results.

Finally, we calculated the weighted average of the indices to yield an overall paycheck friendliness score. We used a one half weighting for semi-monthly paycheck and a one-sixth weighting for purchasing power, unemployment rate and income growth. We indexed the final number so higher values reflect the most paycheck friendly places.

Sources: SmartAsset, government websites, US Census Bureau 2016 5-Year American Community Survey, MIT Living Wage Study, Bureau of Labor Statistics