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retirement communities in pennsylvania

Retirement can be a grand part of your life. This is especially true if you surround yourself with other folks whose working days are behind them and who want to wile away the days with some cards and maybe a cold glass of lemonade. You can find that life in the Keystone State at any of the retirement communities in Pennsylvania. We’ll give you a glimpse of what each one has to offer, from floor plans to entertainment options. If you want help planning for a retirement in one of these locations, consider finding a financial advisor with our free financial advisor matching service. If you’re already living in Pennsylvania, we also have lists of the top financial advisor firms in Philadelphia and Pittsburgh that you can check out.

Village at Willow Run

Price Range: Below $100k – Mid $100ks
Number of Homes: 150 homes
Age Restriction: 55+

This community, built in Royersford between 1999 and 2003, has easy access to major roads, hospitals and restaurants. Within the community, there is a clubhouse with an exercise room and an outdoor pool for either a quick dip or a lap swim. There’s also a gazebo where you can be alone with your thoughts or gather with friends for food and discussion.

All of the homes in Village at Willow Run are detached houses. The houses each have two to three bedrooms, two to three bathrooms and a one- or two-car attached garage. Homes run from 1,100 to 1,900 square feet. An association fee covers the cost of home maintenance, trash pickup, pool care and clubhouse access. Though homes in this community are relatively inexpensive, you’ll still want to factor in the cost of things like property taxes when contemplating a move.

Bent Creek Crossing

Price Range: Mid $100ks – High $200ks
Number of Homes: 110 homes
Age Restriction: 55+

This Central Pennsylvania retirement community is located near the state capital of Harrisburg.  It was built between 1998 and 2004 and features 110 homes, which are available for resale only. The homes are all detached and come in two styles, ranch and Cape Cod. The homes are between 1,250 and 2,325 square feet and have two bedrooms, two bathrooms and an attached garage. An association fee covers the cost of maintenance, snow removal, trash removal and landscaping.

The clubhouse is a gathering place for everyone at Bent Creek Crossing. It has a multi-purpose room and a library where you can enjoy a good book. Shopping and restaurants are plentiful in the area around Bent Creek Crossing, and other towns like Hershey and York are just a stone’s throw away.

The Village at Upstream Farm

Price Range: Mid $100ks – High $100ks
Number of Homes: 124 homes
Age Restriction: 55+

The Village at Upstream Farm is a gated community in Easton, so if safety and security are important to you this might be a good fit. There is a clubhouse on grounds that has an exercise room, so you can always be fit in your retirement. The clubhouse also has multi-purpose rooms where you can gather with a club or a group of friends. Three gazebos dot the neighborhood providing tranquil locations to ponder life’s mysteries or enjoy a conversation with friends.

The homes in this community started going up in 2002, and the community was completed in 2009. There are three home models ranging in size from 991 to 1,180 square feet. Homes have attached one-car garages and one bedroom. Some homes also have a den that can be used as a guest bedroom for when your family comes to visit. If you’re considering the finances of purchasing one of these homes, use SmartAsset’s free mortgage calculator.

The Greens at Westover

Price Range: Mid $100ks – High $100ks
Number of Homes: 306 homes
Age Restriction: 55+

The Greens at Westover is located near King of Prussia and its famous mall, so you’ll have a place nearby where you can shop and even mall walk, if that floats your boat. On the property itself there is a clubhouse with a lounge, a multi-purpose room and a library. There is also a catering kitchen to help you host a great game night or event. The community also offers a fitness center and indoor pool, plus great walking and biking trails for when the weather is warm.

This is a condo complex with six buildings. Homes are between 775 and 1,271 square feet and have one to two bedrooms and one to two bathrooms. Parking is available in an adjacent lot, and outdoor maintenance costs are covered by your homeowners association fee.

Salem Manor

Price Range: High $100ks – High $200ks
Number of Homes: 120 homes
Age Restriction: 55+

Salem Manor is located in Bucks County, not far from the hustle, bustle and cultural options of Philadelphia. In the neighborhood, though, there is plenty to do. The community’s clubhouse has a game room with billiards and poker, catering kitchens and a library. An exercise room has cardio and weightlifting equipment so you can stay healthy. Outside there is a playground for your grandkids to use when they visit, as well as community garden plots, a putting green, paved walking trails and tennis and bocce ball courts. All of these amenities make Salem Manor a great place to retire in Pennsylvania.

The homes themselves are condos, ranging in size from 1,137 to 1,411 square feet. Each condo has two to three bedrooms, two bathrooms and parking available in an adjacent lot. A monthly fee covers snow and trash removal, common area maintenance and landscaping, plus use of the clubhouse and other amenities.

Heritage Creek

Price Range: Mid $200ks – Mid $500ks
Number of Homes: 517 homes
Age Restriction: 55+

This Bucks County community was built by Mignatti in Warminster between 2000 and 2004. Heritage Creek’s proximity to Philadelphia means that residents have easy access to museums, musical performances and professional sports franchises in the city without dealing with the price of living in  Philadelphia.

However, there’s plenty to do in the community itself. That includes the 15,000-square-foot clubhouse, known as the Marquis Club and Spa. The clubhouse includes a ballroom with a catering kitchen, a card room, a craft room and a library. There is also an indoor pool and hot tub, with locker rooms, a sauna and a fitness room. There’s an additional pool outside. Outdoors you’ll also find bocce ball, shuffleboard, tennis and pickleball. In other words, staying fit and active won’t be a problem at Heritage Creek.

There are 402 single-family homes and 115 condominiums in the community. The single-family homes have at least two bedrooms, two bathrooms and an attached two-car garage. The master suite is always on the first floor, but some models have a second floor with guest quarters and a loft. The condos range from 1,200 to more than 1,685 square feet and are in buildings with elevators and a garage.

Honeycroft Village

retirement communities in pennsylvania

Price Range: Mid $200ks – High $300ks
Number of Homes: 264 homes
Age Restriction: 55+

If you want to live right on a pond in your retirement, Honeycroft Village in Cochranville is the place for you. The community’s homes are built right near a pond amidst landscaped acres. This village will have 264 homes when it is completed by Cedar Knoll Builders, which started construction on the community in 2007. There are single-family and attached units, and homes are available both new and as resales. Houses range from 1,309 to 2,254 square feet and have one to three bedrooms, two to three-and-a-half bathrooms and two-car garages. An homeowners association fee covers the cost of mowing, mulching, snow removal and trash removal.

There is a clubhouse on premises with meeting rooms, a catering kitchen, an indoor pool, a whirlpool spa and a fitness center. Outside, there is a community garden where you can claim a plot to get your gardening fix.

Scenic Ridge

Price Range: Mid $200ks – High $500ks
Number of Homes: 80 homes
Age Restriction: None

Scenic Ridge is a brand-new community, with homes still going up. Building began in 2016 by Epcon Communities. The community is located near Pittsburgh, so any Steelers fans will certainly feel at home here. Eventually, there will be a clubhouse at the center of the community that has billiards tables and a real stone fireplace. It will also have an exercise room and an in-ground pool surrounded by lounge chairs.

Once construction is finished, there will be a total of 80 homes in Scenic Ridge, including both attached and single-family units. Floor plans range from 1,718 to 2,930 square feet of living space. Homes have two to three bedrooms, two to three bathrooms and a two-car garage. Many also have gourmet kitchens and private outdoor spaces.

Ivygreene

Price Range: High $200ks – High $300ks
Number of Homes: 158 homes
Age Restriction: 55+

DeLuca Homes built Ivygreene between 1999 and 2003. A 3,430-square-foot clubhouse is the center of life at this retirement community in Warminster. The clubhouse has a game room and a billiards room for when you want to get your competitive juices flowing. There is also a catering kitchen and a meeting room where you can gather with friends and clubs. The clubhouse also has an exercise room for working out and a putting green and shuffleboard court outside.

Homes in the community are townhouses with between 1,740 and 1,950 square feet of living space. Each has at least one bedroom plus a den, at least one-and-a-half baths and an attached garage. An association fee covers the cost of trash removal, snow removal and common area maintenance.

The Colony at Shippack

Price Range: High $200ks – High $400ks
Number of Homes: 81 homes
Age Restriction: 55+

Resale homes are available at the Colony at Shippack, a retirement community built by Wilkinson Builders in Schwenksville between 2000 and 2002. There are plenty of things to do here, especially inside the 2,400-square-foot clubhouse. The clubhouse contains a multi-purpose room, a library and a workout room for getting in a good sweat. Outside, there is an outdoor pool, bocce ball, horseshoes, a picnic area and plenty of trails for walking.

Homes come in three different floor plans, ranging from 1,800 to 2,400 square feet. Most have two to three bedrooms, two to three bathrooms and a two-car garage. Your master suite will be on the first floor, so you’ll never have to worry about stairs. Your homeowners association fee will cover the cost of snow and trash removal, plus lawn care.

Lakeview Estate

Price Range: Mid $500ks – Mid $700ks
Number of Homes: 58 homes
Age Restriction: 55+

There are eight different models of single-family homes available in Newtown’s Lakeview Estate. Each has at least two bedrooms, two bathrooms and an attached two-car garage. There are only 58 homes in the development, which was built by DeLoca Homes between 2001 and 2003. This makes for an intimate community of friends.

You’ll easily be able to hang out with your new friends throughout the community thanks to the lighted sidewalks that crisscross the area. Bike rides and walks are a perfect way to enjoy the weather and your new friends. An association fee covers the cost of snow removal and exterior maintenance.

Hershey’s Mill

retirement communities in pennsylvania

Price Range: High $200ks – High $400ks
Number of Homes: 1,720 homes
Age Restriction: 55+

This gated community in Chester County was built by multiple builders between 1978 and 2005. The length of the development and the involvement of multiple builders means that there are a variety of home styles available to purchase. Generally, the square footage is between 1,000 and 3,000 square feet. Most homes have between one to three bedrooms and two to four bedrooms, plus a garage.

The sheer size of the community, which has 1,720 homes, means there are plenty of people to make friends with through activity-based clubs dedicated to things like bowling, chess, yoga and walking. The community also has a golf course, a community center, a woodshop and a garden. There are courts for playing tennis, pickleball, shuffleboard and horseshoes.

Delancey Court

Price Range: Mid $600ks – Mid $800ks
Number of Homes: 120 homes
Age Restriction: 55+

Delancey Court has a lot of opportunities for recreation, including a state-of-the-art health and fitness center. The community also features an indoor pool, tennis courts, basketball courts and an outdoor pool with an attached veranda. A grand ballroom with an attached catering kitchen is available for events, and you’ll also find a library, a billiards room and a sports lounge.

The community, located in Newtown, has been under development by McGrath Homes since 2008. There will be 120 carriage homes in groups of three or four units when everything is finished. Delancey Court offers four floor plans, each of which features two-car garages, high ceilings and gourmet kitchens. Two of the models have first-floor master suites, while the others have second-floor master suites with an elevator option.

The Enclave at Upper Makefield

Price Range: High $500ks – High $900ks
Number of Homes: 96 homes
Age Restriction: 55+

This Newtown gated community has been under construction since 2014. When it’s finished, The Enclave at Upper Makefield will have 96 carriage homes. There are a number of layouts available to choose from that offer anywhere from 2,324 to 2,717 square feet of living space. Each has three to four bedrooms, two-and-a-half baths and an attached two-car garage. Association fees cover the cost of snow removal, lawn care and landscaping.

Unlike some retirement communities, The Enclave at Upper Makefield doesn’t have a clubhouse. The neighborhood does, however, have numerous trails for walking and enjoying the outdoors. For those looking for a bit more variety, towns like Trenton and Philadelphia are close by, and Bucks County itself has many recreation activities, including a playhouse and a market.

Athertyn at Haverford Reserve

Price Range: Low $600ks – Low $1 millions
Number of Homes: 198 homes
Age Restriction: 55+

The clubhouse at Athertyn at Haverford Reserve has a lot to offer the adult who wants an active retirement. There are rooms for cards and club meetings, a catering kitchen and a gym fully equipped with locker rooms. There is also an indoor golf simulator and an outdoor putting green at the Haverford community. Outside you’ll find a resort-style pool and tennis courts.

The amenities come with a price, of course, and this community’s homes are fairly expensive. Make sure to take into account the cost of living in your new home town if If you’re worried about how you’ll make ends meet.

Pohlig Builders started construction on Athertyn at Haverford Reserve in 2009 and continues to build. Eventually, there will be just under 200 homes in the community. This is a condo community with six buildings. Every unit comes with a parking spot. Condos have between 1,592 and 2,962 square feet and one to three bedrooms and two-and-a-half baths.

Retirement Tips

  • You’ll want to start saving sooner than later to be ready for a retirement at any of these retirement communities. A financial advisor can help you ensure your retirement savings stays on track. SmartAsset makes it easy to find an advisor who meets your needs with our free financial advisor matching service. You answer a few questions. We match you with up to three advisors in your area. We vet all of the advisors on our platform and ensure they don’t have any relevant disclosures. Each advisor will reach out so you can ask questions and decide if anyone is a match.
  • Wondering how much you can realistically spend on your retirement home? Use SmartAsset’s home affordability calculator to get a better picture.
  • A 401(k) is a great way to save for retirement. SmartAsset’s 401(k) calculator can help you determine the value of your 401(k) over time.
  • If none of these strike your fancy, check out our lists of retirement communities in Texas and Colorado to see if you see anything you like.

Photo credit: ©iStock.com/oneinchpunch, ©iStock.com/adamkaz, ©iStock.com/Milenius

Ben Geier, CEPF® Ben Geier is an experienced financial writer currently serving as a retirement and investing expert at SmartAsset. His work has appeared on Fortune, Mic.com and CNNMoney. Ben is a graduate of Northwestern University and a part-time student at the City University of New York Graduate Center. He is a member of the Society for Advancing Business Editing and Writing and a Certified Educator in Personal Finance (CEPF®). When he isn’t helping people understand their finances, Ben likes watching hockey, listening to music and experimenting in the kitchen. Originally from Alexandria, VA, he now lives in Brooklyn with his wife.
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