Loading
Tap on the profile icon to edit
your financial details.

Trajan Wealth Review

Your Details Done
by Updated
Trajan Wealth, LLC

Trajan Wealth, LLC is a registered investment advisor (RIA) that provides investment advice and financial planning services through independent advisor representatives (IARs). These licensed advisors may be employees of Trajan or independent contractors. 

Trajan currently has more than $290 million in assets under management (AUM). It’s based in Scottsdale, Arizona. 

Trajan Wealth Background

Trajan began operations in 2010 under the name Valley Financial Wealth Management L.L.C. It changed to its current name in 2011. Jeffrey B. Junior is the firm’s sole owner. He has been active in the financial services industry for more than two decades and has led frequent workshops in the Scottsdale area around topics like retirement planning.  He’s also a member of the National Association of Insurance and Financial Advisors (NAIFA). Organizations such as Reuters, Yahoo! Finance and Morningstar have quoted him in the past. 

What Types of Clients Does Trajan Wealth Accept?

Trajan works with a variety of clients including: 

  • Individuals and high-net-worth individuals
  • Estates
  • Trusts
  • 401(k) plans
  • Pension and profit-sharing plans - and their participants
  • Retirement accounts such as individual retirement accounts (IRA), SEP IRAs and Roth IRAs
  • Businesses
  • Non-profit organizations

Trajan Wealth Minimum Account Size

Trajan requires a minimum account size of $10,000 in order to establish a relationship. 

Services Offered by Trajan Wealth 

IARs working through Trajan can provide various services depending on your needs. A typical client’s financial plan may cover all or some of the following topics: 

  • Cash flow management
  • Tax planning
  • Insurance review
  • Investment management
  • Education funding
  • Estate planning
  • Retirement planning 

In addition, the firm’s advisors can create diversified portfolios designed to meet the investment goals of the individual client.  

Trajan Wealth Investment Philosophy

IARs working through Trajan may utilize various investment strategies they deem appropriate, based on factors unique to the client. These can include the client’s risk tolerance, investment goals and more. Your portfolio may invest in various securities including: 

The firm notes that it generally invests in listed securities but reserves the right to turn to other products if it deems them suitable to the client's circumstances and goals. IARs also mainly engage in passive investing, but may increase cash holdings based on the client's risk tolerance and projections of market behavior. 

Fees Under Trajan Wealth 

IARs operating through Trajan establish their own fee structures. However, Trajan sets certain parameters. In general, these IARs adhere to the following asset-based fee schedule. 

Assets Under Management Annual Advisory Fee
$5,000 - $500,000 2.00% 
$500,001 - $1,000,000 1.80% 
$1,000,001 - $2,000,000 1.60%
$2,000,001 - $5,000,000 1.30% 
More than $5,000,000 Negotiated

This fee schedule applies to advisory fees. It may not cover additional expenses such as brokerage charges, commissions, expenses of underlying funds and more. For detailed information, refer to fund prospectuses online and fee-related documentation provided by Trajan. 

What to Watch Out For

Because Trajan provides its services through separate IARs, the expertise and capabilities of these individuals can vary significantly. And so can their fees. In fact, one IAR affiliated with Trajan can charge more for the same services provided by another IAR or advisor not affiliated with the firm. 

So you should closely review documents related to services and fees by Trajan and compare them to what you may find elsewhere. 

Disclosures

As of the time of this writing, Trajan has no legal or disciplinary matters to disclose. For the latest details, you can review the firm’s brochure accessible via the official website of the Securities and Exchange Commission (SEC). 

Opening an Account With Trajan Wealth 

An interested client can open an account with Trajan by visiting its website at https://trajanwealth.com/jeff-junior/ or by calling (480) 990-3300. 

Where Is Trajan Wealth Located?

You can find Trajan at 7702 E. Doubletree Ranch Rd., Suite 100, Scottsdale, Arizona 85258.

All information was accurate as of the writing of this article.

Tips on Finding the Right Financial Advisor 

  • If you want to have face-to-face talks with your financial advisor, we can help. Our SmartAsset advisor matching tool provides you with access to up to three local advisors. All you have to do is answer some questions about your current situation and goals. The tool does the rest. You can also review their qualifications, certifications and other credentials before you make a decision. 
  • When comparing advisors, you should be aware of key points such as fees and available services. For some more tips, check out our report on the five questions you should ask when choosing a financial advisor.

All information was accurate as of the writing of this article.

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology To determine how long a $1 million nest egg would cover retirement costs in cities across America, we analyzed data on average expenditures for seniors, cost of living and investment returns.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. This reflects the typical return on a conservative investment portfolio. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research