Trajan Wealth, LLC is a registered investment advisor (RIA) that provides investment advice and financial planning services. While Trajan does employ its own financial advisors, some of its advisors are independent contractors. The firm currently ranks on SmartAsset's lists of the top financial advisors in Scottsdale, which is where its headquarters is, and the top financial advisors in Arizona.
Jeffrey B. Junior, Trajan's CEO and founder, is well known in the Scottsdale area, as he has led frequent local workshops about retirement planning and other financial topics. He’s also a member of the National Association of Insurance and Financial Advisors (NAIFA). Organizations such as Reuters, Yahoo! Finance, CNBC and Morningstar have quoted him in the past.
Trajan Wealth Background
Trajan Wealth began operations in 2010 under the name Valley Financial Wealth Management LLC. It changed to its current name in 2011. Jeffrey B. Junior is the firm’s sole owner, and he has been active in the financial services industry for more than two decades.
This firm's team of advisors holds a few certifications. These include certified financial planner (CFP), certified wealth strategist (CWS), chartered retirement planning counselor (CRPC), certified divorce financial analyst (CDFA), accredited investment fiduciary (AIF), chartered advisor in senior living (CASL) and more.
Trajan Wealth Client Types and Minimum Account Sizes
Trajan Wealth's entire client base is comprised of individuals. While the vast majority of these clients are individuals with less than high net worth, a few come in above the high-net-worth threshold.
Trajan does not have a minimum account size in order to establish a relationship.
Services Offered by Trajan Wealth
Trajan Wealth can provide various services depending on your needs. A typical client’s financial plan may cover all or some of the following topics:
- Cash flow management
- Tax planning
- Insurance review
- Investment management
- Education funding
- Estate planning
- Retirement planning
In addition, the firm’s advisors can create diversified portfolios designed to meet the investment goals of each individual client.
Trajan Wealth Investment Philosophy
Trajan Wealth may utilize various investment strategies that it deems to be appropriate based on factors unique to each client. These can include the client’s risk tolerance, investment goals and more. Therefore, your portfolio may invest in any of these securities:
The firm notes that it generally invests in listed securities, but reserves the right to turn to other products if it thinks they are suitable to the client's circumstances and goals. Advisors mainly engage in passive investing but may increase cash holdings based on the client's risk tolerance and projections of market behavior.
Fees Under Trajan Wealth
Each advisor operating through Trajan Wealth establishes its own fee structure. However, Trajan sets certain parameters, which are listed below:
|Trajan Wealth Advisory Fees|
|AUM||Annual Advisory Fee|
|$5,000 - $500,000||2.00%|
|$500,001 - $1,000,000||1.80%|
|$1,000,001 - $2,000,000||1.60%|
|$2,000,001 - $5,000,000||1.30%|
|More than $5,000,000||Negotiable|
When it comes time to pay, Trajan will charge clients in one of three ways: monthly in arrears, quarterly in arrears or quarterly in advance. These payments are typically debited directly from the client's account.
|*Estimated investment management fees do not include brokerage, custodial, third-party manager or other fees, which can vary in amount.|
|Estimated Advisory Fees at Trajan Wealth*|
|Your Assets||Trajan Wealth Fee Amount|
What to Watch Out For
Trajan Wealth has no legal or disciplinary matters to disclose on its SEC-filed Form ADV.
As a fee-based firm, certain advisors at Trajan Wealth can receive commissions from the sale of insurance products. Despite the potential conflict of interest this creates, the firm is bound by fiduciary duty to act in your best interest at all times.
Opening an Account With Trajan Wealth
An interested client can open an account with Trajan Wealth by visiting its website or calling (480) 990-3300. Besides its headquarters in Scottsdale, Trajan Wealth operates other offices in Arizona (Gilbert, Goodyear, Peoria and Tucson), as well as in Edmond, Oklahoma; Frisco, Texas; and Draper, Utah.
All information is accurate as of the writing of this article.
Tips on Finding the Right Financial Advisor
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