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Rocaton Investment Advisors Review

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Rocaton Investment Advisors Review

Rocaton Investment Advisors

Rocaton Investment Advisors is an institutional-focused financial advisor firm headquartered in Norwalk, Connecticut that has grown to manage $8.7 billion in assets since its founding in 1983. It principally deals with various types of retirement plans, and it also works with charitable organizations and businesses. Rocaton is one of several entities that make up Goldman Sachs Asset Management (GSAM).

This is a fee-only firm, so its income is exclusively made up of the fees that clients pay. That's in contrast with a fee-based firm, which would also earn compensation from insurance sales, security transactions or other outside sources.

Rocaton Investment Advisors Background

Rocaton Investment Advisors was established in 2002, and in April 2019, it was acquired by GSAM Holdings, LLC, a financial services holding company belonging to Goldman Sachs. As a result of this sale, Rocaton became a part of Goldman Sachs Asset Management. The firm’s leadership team consists of 14 principals, many of whom have been with the firm since its inception. This group averages more than 25 years' experience in the financial services industry.

Rocaton has 53 advisors in its employ. Among these advisors, seven are chartered financial analysts (CFAs) and two are chartered alternative investment analysts (CAIAs).

What Types of Clients Does Rocaton Investment Advisors Accept?

The largest portion of Rocaton Investment Advisors' institutional client base is comprised of pension and profit-sharing plans, but the firm also works with some charitable organizations. It also counts two corporations and a single high-net-worth individual among its clients.

Rocaton Investment Advisors Minimum Account Sizes

As Rocaton Investment Advisors offers several different types of accounts, some of them come with varying minimum requirements. To take part in a wrap fee program, the firm generally requires at least $100,000 in investable assets. Additionally, investing in some of the funds that the firm manages requires a minimum investment amount of between $500,000 and $5 million.

Services Offered by Rocaton Investment Advisors

Rocaton Investment Advisors provides investment advisory services to its clients on both a discretionary and non-discretionary basis. These services can include general investment management, asset allocation analysis, selection of third-party advisors and other offerings incidental to investment management. Several different wrap fee programs are also available through Rocaton, some of which are sponsored by affiliates of the firm.

These services are often implemented by following one of the firm’s many investment strategies, which include:

  • Fundamental Equity
  • Energy and Infrastructure
  • Global Fixed-Income and Liquidity Management
  • Insurance Asset Management
  • Credit Alternatives
    • Quantitative Investment Strategies
    • Equity Alpha
    • Alternative Risk Premia
    • Smart Beta
  • Alternative Investments and Manager Selection
    • Hedge Funds
    • Private Equity
    • Private Credit
    • Real Estate
    • Environmental, Social and Governance and Impact
    • Public Credit, Fixed-Income and Equity
  • AIMS Hedge Funds

Rocaton Investment Advisors Investment Philosophy

In order to formulate its investment recommendations, Rocaton relies on proprietary risk, return and correlation models to gauge the expected risk and return of different asset allocations across several market environments. Specifically, Rocaton often applies a Monte Carlo portfolio optimization process to forecast returns in different scenarios. The allocations it recommends are typically based on these forecasted characteristics, including expected volatility and correlation of returns, liquidity and transaction costs and, of course, on client objectives.

For some of its clients, Rocaton will start the process by reviewing and recommending one or more asset classes. From there, it will evaluate exposure to active, enhanced and passive investment strategies within each asset class and recommend the best option for each. Client input and objectives will play a large role in these recommendations.

Fees Under Rocaton Investment Advisors

Advisory fees at Rocaton Investment Advisors are negotiated separately on client to client basis. As a consequence, there is no standard fee schedule for institutional clients. Fees at Rocaton are typically charged on a quarterly basis, either in arrears or in advance.

Disclosures

Rocaton Investment Advisors' Form ADV has nine disclosures on it. However, all nine concern The Goldman Sachs Group, Inc., which only acquired Rocaton in April 2019.

Opening an Account With Rocaton Investment Advisors

If you’re interested in learning more about the services Rocaton Investment Advisors has to offer, you can contact John Hartman by calling (203) 621-1717 or emailing john.hartman@rocaton.com. For general questions, you can also send an email to info@rocaton.com or dial (203) 621-1700.

Where Is Rocaton Investment Advisors Located?

Rocaton Investment Advisors has its headquarters in Norwalk, Connecticut on Glover Avenue, near where Main Avenue intersects with Merritt Parkway. Norwalk is around 50 miles northeast of New York City.

Tips for Retirement Planning

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How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology To determine how long a $1 million nest egg would cover retirement costs in cities across America, we analyzed data on average expenditures for seniors, cost of living and investment returns.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. This reflects the typical return on a conservative investment portfolio. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research