Finding a financial advisor in Ramsey, New Jersey, takes a lot of homework. Advisors can be fee-only or fee-based. They may or may not offer investment management services through a wrap-fee program. Some follow a fiduciary standard while others do so only sometimes. To help you with the heavy lift, SmartAsset narrowed the field down to the top financial advisor firms in Ramsey. You can also try our financial advisor matching tool, which connects you to up to three advisors in your area.
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|Rank||Financial Advisor||Assets Managed||Minimum Assets||Financial Services||More Information|
|1||Regency Wealth Management Find an Advisor||$378,494,874||$750,000|| || |
|2||NCM Capital Management Find an Advisor||$256,369,665||No set account minimum|| || |
Minimum AssetsNo set account minimum
|3||Corrado Advisors Find an Advisor||$200,018,808||$500,000|| || |
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What We Use in Our Methodology
To find the top financial advisors in Ramsey, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:
- AUMFirms with more total assets under management are ranked higher.
- Individual Client CountFirms who serve more individual clients (as opposed to institutional clients) are ranked higher.
- Clients Per AdvisorFirms with a lower ratio of clients per financial advisor are ranked higher.
- Age of FirmFirms that have been in business longer are ranked higher.
All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.
Regency Wealth Management
Regency Wealth Management provides investment management and retirement plan consulting services. Its relatively small financial services team oversees millions in assets. It includes three certified financial planners (CFPs), three chartered financial analysts (CFAs), one chartered mutual fund counselor (CMFC) and one accredited asset management specialist (AAMS). Staff members may hold more than one designation.
The firm serves individuals, pension and profit-sharing plans, trusts, estates, foundations, charitable organizations and businesses. You’d need a minimum account size of $750,000 to receive advisory services.
Regency Wealth Management Background
Regency Wealth Management formed in 2004 as Hudson Capital Management. Its principal owners are Andrew Aran, Timothy Parker and Mark Reitsma. They lead a team that shares nearly a century of experience in the financial services industry.
The firm builds and manages investment portfolios on behalf of its clients. Its team can also provide advice on such topics as:
- Tax and cash flow management
- Death and disability
- Retirement planning
Additionally, Regency Wealth Management advises plan sponsors of retirement plans. These services can include investment selection and participant education.
Regency Wealth Management Investing Strategy
Advisors at Regency Wealth Management conduct meetings with clients to determine their objectives, risk tolerance and financial standing. The team uses this information to design an asset allocation for a diversified portfolio.
Depending on your needs and risk tolerance, your account may be invested in:
NCM Capital Management
NCM Capital Management features a small staff of investment professionals who manage a significant amount in assets. Founder and majority owner Nicholas LaVerghetta is a certified financial planner (CFP).
There is no minimum account size requirement to work with NCM. A fee-only advisory, the firm only collects fees from its clients. It does not earn additional compensation from third-party firms for investing client assets in their products. That said, one of its associates also works for a CPA company and may recommend the services of this firm. Clients are under no obligation to accept these separate services, and NCM does not receive any part of these fees.
NCM Capital Management Background
NCM formed in 2009. Its investment professionals have decades of experience in the financial services industry. They offer discretionary and non-discretionary investment management services along with financial planning advice.
NCM Capital Management Investing Strategy
Besides using a blend of fundamental, technical, charting and cyclical analyses, NCM designs investing strategies based on Modern Portfolio Theory. This theory proposes that there is an asset allocation for every level of risk. And the right one would help an investor capture strong returns with acceptable market volatility exposure. A main pillar of this theory is diversification, which is key to mitigating risk. Depending on your risk tolerance and needs, your portfolio may be invested in:
- Mutual funds
- Exchange-traded funds (ETFs)
- Exchange-traded notes (ETNs)
- Individual stocks and bonds
- Real estate investment trusts (REITs)
Corrado Advisors offers investment management, financial planning and accounting services either directly or through its affiliates. It has hundreds of millions in assets under management (AUM). The team includes five certified public accountants (CPAs), one certified financial planner (CFP), one personal financial specialist (PFS), one chartered life underwriter (CLU) and one chartered financial consultant (ChFC). (Certain advisors may hold more than one of these designations.)
The firm requires clients to have minimum account sizes of $500,000 to receive advisory services. Corrado Advisors helps individuals, business entities, trusts, estates and charitable organizations.
Some advisors are also representatives of a CPA firm and may recommend the services of these firms. Clients are under no obligation to accept these services, and Corrado Advisors does not collect any portion of CPA fees.
However, some of the firm's representatives serve as licensed insurance agents of Corrado Risk Management, LLC. All such licensed individuals, in their capacities as agents of CR, may recommend the purchase of certain insurance products and receive commissions for these, which makes the firm fee-based. The firm is obligated to uphold its fiduciary duty to act in the best interests of clients.
Corrado Advisors Background
Corrado Advisors was founded in 1997. Mark A. Corrado and Lisa Balsamo are the principal owners. The team at Corrado Advisors collectively have more than a century of experience in the financial services industry.
The firm designs and monitors investment portfolios tailored to a client's goals and risk profile. It also provides stand-alone financial planning services. On request, the firm can recommend CPAs and licensed insurance agents.
Corrado Advisors Investing Strategy
Corrado Advisors works with clients to determine their financial objectives, risk tolerance and time horizon. They then use this information to design diversified investment portfolios.
When evaluating securities and implementing investment advice, advisors may apply the following analytical and investment strategies: