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Top Financial Advisors in Northfield, IL

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Northfield, Illinois

There are a few financial advisors to choose from in Northfield, Illinois, so SmartAsset assembled this list of the city's top financial advisor firms so you can easily compare them. We provide information on each firm, including their advisory services, account minimums, investment strategies and more. SmartAsset also offers a free financial advisor matching tool that can connect you directly to as many as three advisors who serve your area.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Moller Financial Services Moller Financial Services logo Find an Advisor

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$546,266,643 No set account minimum
  • Financial planning
  • Portfolio management

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
2 Mack Investment Securities, Inc. Mack Investment Securities, Inc. logo Find an Advisor

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$200,652,924 Varies based on account type
  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Publication of periodicals
  • Market-timing services

Minimum Assets

Varies based on account type

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Publication of periodicals
  • Market-timing services
3 The Planning Group The Planning Group logo Find an Advisor

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$212,377,197 No set account minimum
  • Financial planning
  • Portfolio management

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
4 Treetop Wealth Management Treetop Wealth Management logo Find an Advisor

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$160,000,000 $250,000
  • Financial planning services
  • Portfolio management

Minimum Assets

$250,000

Financial Services

  • Financial planning services
  • Portfolio management

What We Use in Our Methodology

To find the top financial advisors in Northfield, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

Moller Financial Services

Sitting atop our Northfield list is Moller Financial Services. This firm provides clients with investment management and financial planning services. Its clients are currently exclusively individuals, including both those with and without a high net worth. It also offers services to families and trusts. There is no minimum investment or account balance requirement at the firm.

Moller Financial is a fee-only firm. This means that it only receives client-paid fees, and does not receive any third-party sales commissions. (A fee-based firm, on the other hand, receives third-party commissions in addition to normal fees.)

Moller Financial Services Background

Jack Moller and his father Bill Moller founded Moller Financial Services in 1991. Among the firm's financial advisors are four certified financial planners (CFPs), one chartered retirement planning counselor (CRPC), one financial paraplanner qualified professional (FPQP) and one chartered financial analyst (CFA). The firm is owned by Nate Eads, Faith Charles, Brian Fritzsche, Jack Moller and Dawn Moller. Jack Moller serves as chairman and chief investment officer (CIO).

This firm provides clients with both financial planning and investment management services. It also offers a wealth planning service, which combines financial planning and investment management services. This allows the firm to help clients create and implement financial plans that work for every part of their lives. The firm also offers an automated investment program.

Moller Financial Services Investment Strategy

Advisors at Moller Financial Services consider the overall financial situation of a client when it comes to developing and implementing investment strategies. This includes gathering information on a client's financial resources, tax situation and overall financial and investment objectives. 

When it comes to selecting investments, advisors at Moller Financial typically use mutual funds and exchange-traded funds (ETFs). They also tend to buy stocks and bonds in an effort to drive growth in client portfolios. Advisors also place significant emphasis on effective asset allocation. They look to regularly monitor portfolios and rebalance when necessary. They also primarily employ fundamental methods of analysis.

Mack Investment Securities

Mack Investment Securities, Inc. works with individuals - both with and without a high net worth - along with pensions, profit-sharing plans and corporations or other businesses. It provides these clients with a range of investment management services, as well as pension consulting, financial planning, market-timing services and general consulting. The minimum investment requirements at this firm vary from $25,000 all the way up to $100,000, depending on the services you're utilizing.

As a fee-based firm, advisors at Mack Investment Securities may receive commissions for selling financial products to clients. This is a potential conflict of interest, but the firm is a fiduciary, legally binding it to act in the best interests of clients.

Mack Investment Securities Background

Mack Investment Securities was created in 1986. The president of the firm, Stephen W. Mack, is also its principal owner. He is a certified financial planner (CFP) and a registered financial consultant (RFC) who has over three decades of investment experience.

Despite being a relatively small firm, Mack Investment Securities offers a wide range of services. Its investment portfolio management services are provided on either an individualized basis or via a selection of model portfolios.

Mack Investment Securities Investment Strategy

Investment strategies at Mack Investment Securities depend fully upon the type of investment services a client chooses. The firm's model portfolios, of which there are several, are each designed to pursue and meet a particular investment goal. For individualized portfolio management, the firm and its advisors meet with clients to determine their overall financial situation, crafting investment strategies based on information such as their risk tolerance, liquidity needs and time horizon.

Advisors at this firm invest client assets in multiple asset classes, including, but not limited to, exchange-listed securities, debt securities, certificates of deposit (CDs) variable annuities and mutual funds. Clients are permitted to place reasonable restrictions on where their assets are invested. Methods of analysis include fundamental, technical, charting, cyclical and even seasonal analysis.

The Planning Group

The Planning Group, also known as TPG Advisors, LLC, provides clients with both portfolio management and financial planning services. The firm's client base includes both high-net-worth and non-high-net-worth individuals, as well as a handful of pension and profit-sharing plans and businesses. The firm does not impose any minimum investment requirements for new clients.

The Planning Group is a fee-based firm, as some of its advisors may also be insurance agents who can receive commissions for selling insurance to clients. This is a potential conflict of interest, but the firm is still bound by fiduciary duty to act in its clients' best interests.

The Planning Group Background

The Planning Group was formed in 2018. The firm's ownership is split between three other firms: NJ Brown & Associates, Barron Wealth Management and Shuman Financial Consulting, LLC. Nick J. Brown is the firm's founder, and he works alongside Michael D. Brown, Dani G. Barron and Paul S. Shuman. Michael Brown is a chartered financial analyst (CFA) and a certified public accountant (CPA), and Shuman is a CPA and a certified financial planner (CFP).

The Planning Group provides clients with a relatively standard suite of advisory services. They can choose from either financial planning services or investment management services. Investment management is typically ongoing and comprehensive. Financial planning services can include investment planning, life insurance, taxes, retirement planning, college planning and debt or credit planning. 

The Planning Group Investment Strategy

The Planning Group's investment strategies are designed around the financial and investment objectives of each individual client. The firm looks to craft investment strategies that work for clients on a personal level instead of trying to fit clients into a predetermined model portfolio. Advisors make sure that they're effectively allocating and selecting assets for clients based on their risk tolerance and overall financial profile. They then conduct ongoing and regular portfolio monitoring to ensure that the goals of each client are being met.

While advisors at The Planning Group typically recommend and invest in exchange-traded funds (ETFs) and mutual funds, they also invest in fixed income securities, real estate investment trusts (REITs), annuities, equities, bonds and foreign securities. The specific range of investments used depends entirely on the client. Advisors invest on a long-term basis and use fundamental analysis and modern portfolio theory to help inform their investment decisions.

Treetop Wealth Management

Treetop Wealth Management is a fee-only firm that works with individuals only, evenly split between those with a high net worth and those without. There are no institutional clients at the firm.

Fees are based on a percentage of assets under management. The minimum account size is $250,000.

The firm's team includes three certified financial planners (CFPs).

Treetop Wealth Management Background

Treetop was founded in 2010. It is owned by Patrick Ryan Nord, David J. Pedley and Kevin M. Yeoman. Each owner also works as an advisor.

Services include investment management, financial planning, retirement planning, investment planning, estate planning, insurance planning and tax planning.

Treetop Wealth Management Investment Strategy

More than two-thirds of the money managed at Treetop is invested in individual stocks. Bonds are also used, as are cash holdings.

 

 

How Long $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We weighed potential expenditures for a prospective retiree with a  $1 million nest egg to assess how many years that fund would cover in retirement in America’s largest cities.

We applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in metro areas across the U.S.

We assumed the $1 million would grow at a net annual return of 2% after inflation. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.