The Top Financial Advisors in Montana

Find an Advisor

Stockman Wealth Management is a fee-only advisory firm located in Billings. The firm serves individuals and high-net-worth individuals, as well as trusts, pension and profit-sharing plans, charitable organizations, banks, corporations, government entities, insurance companies, nonprofits and other businesses.

The firm generally requires a minimum account size of $250,000 for individual portfolio management and its automated investment program, although this requirement may be waived or negotiated.

The firm has several Certified Financial Planner™ (CFP®) professionals on staff. Certain personnel and board members also hold certified public accountant (CPA) and attorney credentials. Founded in 2002, Stockman Wealth Management also conducts business as Investment Management Group.

Stockman Wealth Management provides individual portfolio management, institutional and bank portfolio management, financial planning, 401(k) plan advisory services, an automated investment program and asset/liability modeling. Individual portfolio management may be offered on either a discretionary or non-discretionary basis. 

Find an Advisor

Located in Bozeman, Bitterroot Capital Advisors is a fee-only firm that exclusively serves high-net-worth individuals. There are no set account minimums, but the firm does charge an annual $200,000 retainer, which is negotiable. As fee-only practice, the sole compensation that Bitterroot receives comes from client-paid fees, not sales commissions for selling securities or insurance.

Bitterroot offers a multi-disciplinary, whole-team approach to meeting clients' goals. The firm offers discretionary management, as well as non-discretionary asset allocation services. Bitterroot typically relies on diversification techniques to minimize the risk and maximize potential returns.

The firm offers advice on a variety of securities, including: equities, exchange-listed securities, securities traded over-the-counter; and foreign issues; warrants; corporate debt securities and commercial paper; certificates of deposit; municipal securities; mutual fund securities; United States government securities; option contracts on securities; real estate; oil and gas interests; hedge funds and private partnerships investing in venture capital, risk arbitrage, special situations and distressed securities; and private placements and privately held businesses.

Find an Advisor

Stack Financial Management (SFM), located in Whitefish, serves both high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans, charities, investment advisors and corporations. The firm imposes a minimum account requirement of $750,000 for investment advisory services. 

As a fee-only firm, the sole compensation SFM receives comes from clients paying fees that are based on their assets under management. Those fees range from 1.20% to 0.75% for assets under $10 million. For assets greater than $10 million, SFM recommends calling to negotiate a rate.

The SFM team features a number of credentialed professionals, including certified public accountants (CPAs), chartered financial analysts (CFAs) and at least one Certified Financial Planner™ (CFP®). Founded in 1994, SFM is a corporation that was registered with the SEC as an investment advisor firm. 

SFM offers fee-only investment advisory services tailored to clients’ needs. The firm specializes in managing equity portfolios with strategies such as Capital Appreciation and Value & Dividend Portfolios. While not a financial planner, SFM provides limited financial planning and consulting services upon request, with clients responsible for notifying the firm of any changes requiring follow-up.

Find an Advisor

Allied Investment Advisors, based in Billings, is the next firm on our list of the top practices in Montana. Allied has more than 900 clients and a team of advisors that hold the Chartered Financial Analyst (CFA), Certified Financial Planner™ (CFP®), accredited investment fiduciary (AIF), certified exit planning advisor (CEPA), certified divorce financial analyst (CDFA) and accredited portfolio management advisor (APMA) designations. 

Clients include individuals, high-net-worth individuals, pension and profit-sharing plans,charitable organizations and businesses.

Allied follows a long-term investment approach rather than short-term trading, using fundamental analysis to evaluate securities. Portfolios are designed to align with client objectives and typically include individual equities, fixed income securities, mutual funds, ETFs and cash positions.

Find an Advisor

XY Investment Solutions, which operates under the name XYPN Sapphire, is a fee-only advisory firm located in Bozeman. The firm works with individuals, high-net-worth individuals, trusts, estates, business entities, charitable organizations, pension plans and profit-sharing plans. 

XY Investment Solutions provides financial planning, discretionary and non-discretionary investment management, retirement plan services, tax preparation services and virtual financial planning. The firm may also use third-party subadvisors and separate account manager strategies. 

The firm generally follows a long-term, buy-and-hold investment approach based on modern portfolio theory. Portfolios are designed to align with client objectives and may use model portfolios, third-party subadvisors and periodic rebalancing to maintain a target allocation.

Find an Advisor

Life Planning Advisors is a fee-based advisory firm in Bigfork that primarily works with individual clients who do not have a high net worth. However, the firm also works with some high-net-worth individuals, retirement plans and corporations. Clients are typically required to meet the firm's $250,000 minimum account balance to receive asset management services. 

For asset management, the firm charges an asset-based fee that's calculated as a percentage of your assets under management (AUM). As a fee-based firm, though, advisors are also insurance agents and can receive commissions on the sale of insurance products.

Life Planning Advisors provides tailored asset management services, building portfolios that it reviews and rebalances quarterly. The firm also facilitates referrals to third-party portfolio management firms, conducting due diligence, monitoring performance and assisting clients in evaluating these services. 

Grounded in modern portfolio theory, Life Planning Advisors emphasizes efficient asset allocation across equities, fixed income and other asset classes, often leveraging low-cost, tax-efficient mutual funds and ETFs. The firm also incorporates tactical asset allocation and alternative investments, such as REITs or private placements, for accredited clients. 

Find an Advisor

Evergreen Wealth Partners LLC is a fee-based advisory firm that operates as Harris Financial in Kalispell, Montana, and Willamette Wealth Partners in Eugene, Oregon. The firm serves individuals, high-net-worth individuals, trusts, estates, businesses and retirement plans, including ERISA plans and IRAs. Evergreen Wealth generally does not impose a minimum relationship size.

Evergreen Wealth provides wealth management, discretionary investment management, financial planning, retirement plan advisory services and wrap fee program services. Its financial planning services may address investment planning, retirement planning, personal savings, education savings, insurance needs and other financial topics. 

The firm primarily uses long-term investment strategies and fundamental analysis. Client portfolios are generally based on each client’s needs and may include asset allocation and diversification. Evergreen Wealth may hold cash as a hedge against market movement and may use short-term trading for rebalancing or client cash needs.

Find an Advisor

Piedmont Capital Management, located in Whitefish, serves individuals, high-net-worth individuals, family offices, pension and profit-sharing plans, charitable organizations, trusts, corporations and other business entities, as well as employer-sponsored retirement plans. The firm does not have a stated minimum account size, though acceptance of a client relationship is at its discretion.

The Piedmont Capital Management team features credentialed professionals, including Certified Financial Planner™ (CFP®) professionals and certified investment management analysts (CIMAs). Founded in 2009, the firm is a limited liability company.

Piedmont Capital Management provides wealth management, portfolio management, investment strategy, security selection, regular portfolio monitoring and financial planning advice as applicable to client needs. 

When managing portfolios, Piedmont Capital Management uses technical analysis, fundamental analysis and cyclical analysis. These methods may include reviewing chart patterns, momentum, volume, relative strength, company and industry fundamentals, and recurring trends tied to business or economic cycles.

Find an Advisor

Main Line Retirement Advisors is a fee-only wealth management firm located in Whitefish that conducts business as Heartstone Advisors. The firm has advisors on staff with several financial credentials, including the chartered mutual fund counselor (CMFC), Certified Financial Planner™ (CFP®) and accredited investment fiduciary (AIF) designations. 

The firm works with individuals, high-net-worth individuals and retirement plans. Just keep in mind that you'll need $1 million to open an account with Main Line/Heartstone, although the firm may choose to waive this requirement. 

As a fee-only practice, the firm is compensated solely by the fees that clients pay for advice. The firm doesn't earn any commissions for selling third-party financial products or insurance. This means you won't have to worry about whether your advisor is making recommendations simply to generate a commission. 

Main Line/Heartstone may use long-term purchases (securities held for at least a year), short-term purchases (securities sold within one year), options and trading (securities sold within 30 days). When formulating advice, it uses fundamental, technical and charting methods of analysis. 

Find an Advisor

Capstone Wealth, founded in 2001, provides financial planning, wealth management and specialized advisory services for individuals, high-net-worth clients, business owners and professionals. Its services include retirement planning, business succession planning, investment management, estate planning and guidance on complex compensation packages. 

The firm is fee-based, as some of its personnel are licensed to sell insurance products and may earn commissions, which creates a conflict of interest. Keep in mind that Capstone Wealth and its advisors are legally required to put your interests ahead of their own. The firm has at least one Certified Financial Planner™(CFP®) on staff. 

Capstone Wealth follows a disciplined, evidence-based investment philosophy that emphasizes strategic asset allocation and diversification. Portfolios typically include mutual funds, corporate bonds, U.S. Treasuries and occasionally individual stocks or private placements.

The firm relies on data and research rather than forecasts or market timing, balancing long-term strategies with periodic rebalancing to align portfolios with each client’s objectives and risk tolerance.