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Hamilton Capital Management Review

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Hamilton Capital Management, Inc.

Hamilton Capital

After internal reorganization in July 2019, Hamilton Capital Management, Inc. transferred its business operations to Hamilton Capital LLC. To this day, the firm describes itself as structurally and philosophically independent, and it works to avoid all conflicts of interest, according to its firm brochure. Hamilton Capital, LLC is a fee-only advisory firm based in Columbus, Ohio. With about 43 advisors managing more than $2.8 billion in assets under management (AUM) the independent financial advisor extends its services to various individual and institutional clients. Hamilton Capital serves more than 6,000 clients.

Hamilton Capital also ranks No. 1 on our list of the top financial advisors in Columbus and No. 9 on our ranking of the top financial advisors in Ohio.

Hamilton Capital Background 

Established in 1997, Hamilton Capital is a wealth and investment management firm owned by R. Matthew Hamilton. With an office in Columbus and one in Palm Beach, Florida, the independent registered investment advisor (RIA) offers a range of advisory services. The firm is privately held and notably poses no conflicts of interest, according to its Form ADV

Hamilton’s team offers various specialties.  These include the certified financial planner (CFP), accredited investment fiduciary (AIF), qualified plan financial consultant (QPFC), professional plan consultant (PPC), chartered financial consultant (ChFC), certified retirement planning specialist (CRPS), chartered financial analyst (CFA), certified public accountant (CPA), certified divorce financial analyst (CDFA) and chartered retirement planning counselor (CRPC) designations. 

Hamilton Capital Client Types and Minimum Account Sizes 

Hamilton Capital’s clients include individuals and high-net-worth individuals, trusts, estates, foundations, endowments and qualified and non-qualified retirement plans. In serving its extensive client base, the firm impose a minimum account size requirement of $500,000. The firm also charges a quarterly minimum annual fee of $1,250. 

Services Offered by Hamilton Capital

Hamilton Capital specializes in the following advisory services:

  • Portfolio management
  • Institutional investment management
    • Custodian selection
    • Manager searches
    • Performance measurement and evaluation systems
    • Economic and financial market outlooks
    • Board member education
    • Constituent communication programs
  • Retirement planning
  • Co-advisory services
  • Financial planning
  • Selection of other advisors
  • Non-investment consulting/implementation services

Hamilton Capital Investment Philosophy

Hamilton’s website mentions that the firm’s values are to serve first, be insightful, guide forward, collaborate and make it happen. The firm’s vision is to help its clients achieve lasting financial impact, and it says it provides insightful and careful planning and financial strategies to help each client do just that. 

Hamilton chiefly employs a top-down, macro-economic approach in its investment process. The firm’s investment strategies utilize mutual funds, exchange-traded funds (ETFs) and separate accounts of variable annuity contracts. 

Hamilton Capital Fees

Hamilton Capital’s compensation consists of asset-based fees and hourly charges. The firm charges up to 0.95% of AUM for retirement plan services, and it charges hourly fees ranging from $60 to $500 for planning and advisory services. In some instances, Hamilton engages with clients or advisors as a co-advisor and charges up to 0.75% of AUM. The firm bills advisory fees quarterly and in advance. Below, we’ve included the Hamilton’s fee schedule for its investment advisory services. 

Wealth and Investment Management Fee Schedule  

Amount of assets  Annual management fee
First $2 million 1.00%
Next $2 million 0.75%
Above $4 million 0.55%

 

*Estimated investment management fees do not include brokerage, custodial, third-party manager or other fees, which can vary in amount.
Estimated Investment Management Fees at Hamilton Capital*
Your Assets Hamilton Capital Fee Amount
$500K $5,000
$1MM $10,000
$5MM $40,500
$10MM $68,000

Hamilton Capital Awards and Recognition

Hamilton was seven times named to Business First’s Fast 50 -- a list that recognizes 50 of Columbus’ fastest-growing private companies. Hamilton also earned recognition from Inc. magazine as one of the fastest-growing firms. Inc. magazine included the firm in its Inc. 5000 list for three consecutive years. Hamilton was named in the Financial Times’ Top 300 five times, and the Financial Planning magazine named the firm to its RIA Leaders list. 

Financial Advisor magazine and InvestmentNews have also named the firm as one of the top independent wealth advisors. 

What to Watch Out For 

This firm doesn’t have any disclosures or disciplinary actions listed on its Form ADV. Prospective clients don’t have much to be wary of when investing with Hamilton Capital. The firm is a fiduciary, and it only earns compensation from the services it provides, not commissions. This limits any conflicts of interest.

Opening an Account With Hamilton Capital 

If you'd like to set up an account, you can schedule an appointment with an advisor by visiting the firm's office or contacting Hamilton at (614) 273-1000. The firm also offers a contact form on its website for prospective clients. You can find more information here

Tips for Investing 

  • Interested in determining exactly how much your investments can earn you over time? Our investment calculator can help you do just that. You’ll just need your initial investment amount, the amount and frequency at which you expect to contribute, your expected rate of return and time horizon. 
  • Even if you aren’t investing, financial professionals can be instrumental in helping you meet your short- and long-term goals. Our free financial advisor matching service pairs you with up to three local advisors within minutes.

All information was accurate as of the writing of this article.

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology To determine how long a $1 million nest egg would cover retirement costs in cities across America, we analyzed data on average expenditures for seniors, cost of living and investment returns.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. This reflects the typical return on a conservative investment portfolio. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research