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Global Retirement Partners Review

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Based in San Rafael, California, Global Retirement Partners, LLC (GRP) is a fee-based financial advisor. The retirement plan consulting firm offers an array of advisory services to individual clients, plan sponsors and other institutional investors.

Global Retirement Partners Background 

The private firm was established in 2014. Its management team includes CEO Geoff White, chief operating officer (COO) Russell Frierson and president and chief compliance officer (CCO) Cosmo Gould.

For its investment management services, GRP utilizes the services of third-party asset management program sponsors, including but not limited to: Envestnet Asset Management, Inc., Curian Capital LLC, Lockwood Advisors, Inc., Assetmark, Inc., SEI Investment Management Corporation and LPL Financial.

Global Retirement Partners Client Types and Minimum Account Sizes 

GRP advises individuals and high-net-worth individuals, pension, retirement and profit sharing plans, charities, corporations and other business entities.

The firm has wide range of minimum account size requirements that vary by program type. 

Services Offered by Global Retirement Partners

Specializing in retirement planning, portfolio management, financial planning and advisor referral services, this firm also provides other secondary advisory services. See all of GRP’s advisory services below:

  • Retirement planning
    • Preparation of investment policy statement 
    • Investment selection
    • Performance monitoring and performance
    • Fiduciary education services 
    • Participant education services
  • Portfolio management
  • Wrap fee programs
  • Financial Planning
  • Selection of other advisors
    • Optimum Market Portfolios program
    • Personal Wealth Portfolios program
    • Model Wealth Portfolios program
    • Guided Wealth Portfolios
    • Manager Access Select program

Global Retirement Partners Investment Philosophy 

GRP says on its website that it aims to serve its clients through meaningful relationships that last for years. The firm employs a number of securities analysis methods before making investment decisions. These include charting, technical, cyclical, fundamental and mutual fund and/or exchange-traded fund (ETF) analysis. 

GRP relies upon the following investment strategies:

  • Long-term purchases
  • Short-term purchases
  • Trading

Fees Under Global Retirement Partners

For financial planning services, GRP offers hourly or fixed fee compensation arrangements. The firm says its total fee for these services varies depending on the time, scope and complexity of the advisory relationship. Hourly fees for financial planning services generally won’t exceed $350, according to the firm’s brochure.

Third-party asset management program sponsors charge advisory fees that are independent of GRP. But fees differ for the firm’s retirement plan and asset management services. We’ve listed the firm’s fee schedule for retirement plan consulting and direct asset management below:

Global Retirement Partners Fee Schedule
AUM Max Annual Fee
$1,000,000 or under  2.00%
$1,001,000 to $2,000,000 1.50%
Over $2,000,001 1.00%

This chart shows an estimate of what fees you could pay at this firm:

*Estimated investment management fees do not include brokerage, custodial, third-party manager or other fees, which can vary in amount.
Estimated Investment Management Fees at Global Retirement Partners*
Your Assets Global Retirement Partners Fee Amounts
$500K $10,000
$1MM $20,000
$5MM $65,000
$10MM $115,000

Global Retirement Partners Awards and Recognition

GRP earned Five Star Professonal’s Five Star Wealth Manager award consecutively from 2012 to 2018. The firm also ranked on numerous other lists, including the Financial Times 401 Top Retirement Advisors, NAPA Young Guns, NAPA Top Women Advisors, NAPA Top DC Advisor Firms, PLANADVISER Top 100 Retirement Plan Advisers, PLANSPONSOR Retirement Plan Adviser of the Year and Retirement Plan Adviser Team of the Year lists. 

What to Watch Out For 

GRP honors a fiduciary duty to prioritize each client’s best interest, but certain advisors who are dually registered as GRP representatives and LP Financial registered broker-dealers may earn commissions from the sale of investment products. This can create a potential conflict of interest if advisors recommend commission-based products that aren’t in the best interest of each client. 

This firm doesn’t have any disclosures, according to its Form ADV.

Tips for Finding a Financial Advisor

  • Finding a qualified financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to three financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.
  • Is your advisor a fiduciary? What services do they offer and do they have any relevant industry certifications? Consider our list of questions to ask a financial advisor before making your financial decision.

All information was accurate as of the writing of this article.

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research