Tap on the profile icon to edit
your financial details.

Gilder Gagnon Howe & Co. Review

Your Details Done
by Updated

Gilder Gagnon Howe & Co., LLC

Gilder Gagnon Howe & Co., LLC

Fee-based advisory firm Gilder Gagnon Howe & Co., LLC (GGHC) has 24 advisors managing more than $9.4 billion in assets under management (AUM). The financial advisor primarily offers portfolio management to fewer than 7,300 clients. The firm is headquartered in New York.

Gilder Gagnon Howe & Co., LLC Background 

Founded in 1968, GGHC operates as a registered investment advisor (RIA) and registered broker-dealer. The independent firm also works with National Financial Services (NFS) to provide clearing brokerage and custodial services. 

Gilder Gagnon Howe & Co., LLC  Client Types and Minimum Account Sizes

GGHC extends its advisory services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, partnerships, limited liability companies (LLCs), corporations and investment clubs. 

The firm generally doesn’t impose a minimum account size requirement. 

Services Offered by Gilder Gagnon Howe & Co., LLC 

GGHC primarily provides investment advisory services. If you’re looking for a firm that offers other advisory services, consider using our free financial advisor matching service

Gilder Gagnon Howe & Co., LLC  Investment Philosophy

GGHC's website says its advisors utilize research-based strategies that generate long-term returns on investments. The firm’s website also touts its belief that there’s no such thing as safe stock and that capital growth can only be achieved through patience. 

The firm’s investment strategies are heavily based on research, and advisors commonly employ technical and fundamental analysis when evaluating securities. GGHC’s investment strategies also include long- and short-term purchases, trading, option transactions, short sales and margin transactions. 

Fees Under Gilder Gagnon Howe & Co., LLC 

For investment advisory services, GGHC specifies the compensation structure in each client’s investment advisory agreement. The firm charges commissions for non-retirement account transactions, and it charges retirement accounts asset-based wrap fees. The commission rates for non-retirement accounts range from 2.0% to 0.5% for assets from $0 to $10,000,000. Asset-based fees for retirement accounts range from 3% to 2.5% for asset value client accounts, and the firm charges 1.5% for asset value employee accounts below $1,000,000. GGHC charges 1.25% for accounts with assets above that value.

For margin accounts, the firm requires clients to pay NFS interest on margin loans. For certain accounts where NFS acts as a custodian, NFS charges a termination fee of $125 if a client closes the account. 

What to Watch Out For 

GGHC can earn additional compensation from its brokerage services, creating a conflict of interest if advisors become incentivized to recommend commission-based products over client needs. Even though the firm has a fiduciary duty to serve each client’s best interest, it’s important to keep this in mind. 

The firm also solely provides investment management services, so you’ll want to consider other financial advisors if you’re looking for other services such as financial planning. 


This firm doesn’t have any disclosures listed on its Form ADV

Opening an Account With Gilder Gagnon Howe & Co., LLC 

The firm offers three options for getting in touch. You can either reach out through the firm's informational email, fill out its website’s contact form or set up an appointment with an advisor by calling the firm at 1-212-765-2500.

Tips for Budgeting 

  • When creating a budget, it helps to identify your fixed expenses, periodic expenses and discretionary expenses. When you can cut out certain expenses you don’t need, you can save more money. Our budget calculator can also help.
  • Professional help doesn’t hurt when it comes to saving. If you’re in search of a financial advisor, SmartAsset’s free financial advisor matching tool connects you with up to three local advisors within minutes.

All information was accurate as of the writing of this article.

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology To determine how long a $1 million nest egg would cover retirement costs in cities across America, we analyzed data on average expenditures for seniors, cost of living and investment returns.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. This reflects the typical return on a conservative investment portfolio. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research