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Jefferson County, KY Property Tax Calculator

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Overview of Jefferson County, KY Taxes

More than 750,000 residents call Jefferson County, Kentucky home. Property taxes rates in Jefferson County are slightly higher than Kentucky’s state average effective rate of 0.84%. Properties in Jefferson County are subject to an average effective rate of 0.94%.

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  • About This Answer

    To calculate the exact amount of property tax you will owe requires your property's assessed value and the property tax rates based on your property's address. Please note that we can only estimate your property tax based on median property taxes in your area. There are typically multiple rates in a given area, because your state, county, local schools and emergency responders each receive funding partly through these taxes. In our calculator, we take your home value and multiply that by your county's effective property tax rate. This is equal to the median property tax paid as a percentage of the median home value in your county.

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  • Our Tax Expert

    Jennifer Mansfield, CPA Tax

    Jennifer Mansfield, CPA, JD/LLM-Tax, is a Certified Public Accountant with more than 30 years of experience providing tax advice. SmartAsset’s tax expert has a degree in Accounting and Business/Management from the University of Wyoming, as well as both a Masters in Tax Laws and a Juris Doctorate from Georgetown University Law Center. Jennifer has mostly worked in public accounting firms, including Ernst & Young and Deloitte. She is passionate about helping provide people and businesses with valuable accounting and tax advice to allow them to prosper financially. Jennifer lives in Arizona and was recently named to the Greater Tucson Leadership Program.

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To calculate the exact amount of property tax you will owe requires your property's assessed value and the property tax rates based on your property's address. Please note that we can only estimate your property tax based on median property taxes in your area. There are typically multiple rates in a given area, because your state, county, local schools and emergency responders each receive funding partly through these taxes. In our calculator, we take your home value and multiply that by your county's effective property tax rate. This is equal to the median property tax paid as a percentage of the median home value in your county.

Jefferson County Property Tax Rates

Photo credit: ©iStock.com/jnatkin

Home to the city of Louisville, Jefferson County is without a doubt the most highly populated in the state with nearly double the residents of runner-up Fayette County. But depending on where you live within Jefferson County, your property’s rate will vary. Rates within the county range from 0.58% in Mockingbird Valley to 1.16% in Anchorage.

CountyMedian Home ValueMedian Annual Property Tax PaymentAverage Effective Property Tax Rate
Anchorage$589,300$6,8151.16%
Audubon Park$239,900$2,3881.00%
Bancroft$250,000$2,6671.07%
Barbourmeade$239,600$2,2610.94%
Beechwood Village$213,200$1,7980.84%
Bellemeade$225,600$1,8240.81%
Bellewood$349,100$2,6950.77%
Blue Ridge Manor$143,400$1,3200.92%
Briarwood$135,100$1,1540.85%
Broeck Pointe$264,500$2,0170.76%
Brownsboro Farm$242,700$2,4931.03%
Brownsboro Village$239,400$1,9700.82%
Cambridge$155,600$1,3800.89%
Coldstream$157,000$1,4990.95%
Creekside$213,600$2,1551.01%
Crossgate$244,100$2,6551.09%
Douglass Hills$221,900$1,9390.87%
Druid Hills$342,500$2,4170.71%
Fincastle$148,300$1,3820.93%
Forest Hills$170,800$1,6230.95%
Glenview$669,900$5,5000.82%
Glenview Hills$376,800$3,4770.92%
Glenview Manor$328,600$2,8130.86%
Goose Creek$236,700$1,9680.83%
Graymoor-Devondale$213,900$2,0060.94%
Green Spring$273,300$2,5680.94%
Heritage Creek$145,300$1,5021.03%
Hickory Hill$191,700$1,9581.02%
Hills and Dales$415,800$3,3040.79%
Hollow Creek$176,800$1,7460.99%
Hollyvilla$97,800$8480.87%
Houston Acres$156,300$1,4920.95%
Hurstbourne$352,900$3,2140.91%
Hurstbourne Acres$189,300$1,6270.86%
Indian Hills$441,800$4,1520.94%
Jeffersontown$162,300$1,5740.97%
Kingsley$232,400$2,1820.94%
Langdon Place$212,100$2,2821.08%
Lincolnshire$183,800$1,8100.98%
Louisville$140,400$1,3360.95%
Lyndon$168,000$1,5370.91%
Lynnview$92,200$7680.83%
Manor Creek$253,600$2,0130.79%
Maryhill Estates$447,100$3,6470.82%
Meadowbrook Farm$169,000$1,7231.02%
Meadow Vale$180,700$1,5330.85%
Meadowview Estates$133,300$1,2500.94%
Middletown$180,600$1,6120.89%
Mockingbird Valley$882,800$5,1250.58%
Moorland$128,000$1,4121.10%
Murray Hill$233,500$2,4141.03%
Norbourne Estates$378,200$3,0100.80%
Norwood$218,000$2,1250.97%
Northfield$341,400$2,8540.84%
Old Brownsboro Place$305,500$2,9570.97%
Parkway Village$136,300$1,3320.98%
Plantation$147,600$1,4460.98%
Prospect$374,400$3,5930.96%
Richlawn$247,800$1,8190.73%
Riverwood$452,200$4,0200.89%
Rolling Fields$592,800$4,7170.80%
Rolling Hill$158,400$1,3720.87%
Seneca Gardens$368,100$2,8680.78%
Shively$101,000$9080.90%
South Park View$150,000$1,5001.00%
Spring Mill$181,800$1,7950.99%
Spring Valley$273,600$2,4340.89%
St. Matthews$189,900$1,6490.87%
Strathmore Manor$314,500$2,5180.80%
Strathmore Village$245,100$1,9810.81%
St. Regis Park$212,900$1,8050.85%
Sycamore$130,900$1,0420.80%
Ten Broeck$435,300$3,2310.74%
Thornhill$266,400$2,4060.90%
Watterson Park$108,600$9540.88%
Wellington$236,900$1,8720.79%
West Buechel$77,500$7670.99%
Westwood$211,500$1,8570.88%
Wildwood$210,100$1,6220.77%
Windy Hills$233,200$2,1660.93%
Woodland Hills$155,700$1,3980.90%
Woodlawn Park$190,800$1,8000.94%
Worthington Hills$131,100$1,3451.03%

Jefferson County’s median home values can also fluctuate depending where you live. Although the county’s overall median home value was $149,900 in 2014, values fell in a wide range from $77,500 in West Buechel to $882,800 in Mockingbird Valley.

Overall, Jefferson County residents paid a median annual property tax payment of $1,410 in 2014. West Buechel residents paid an annual median payment of just $767 while Mockingbird Valley’s median was significantly higher with payments in the neighborhood of $5,125.

At the state level, taxpayers in the Bluegrass State enjoy fairly low property tax rates compared with the rest of the country.

Paying Your Jefferson County Property Taxes

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Each year, the Property Valuation Administrator’s Office mails all real estate property tax bills to the owner they have on record on January 1. Current property owners are responsible for making sure all property taxes are paid each year. It’s important that taxpayers pay the amount designated in the “If Paid By: Balance Due” section of their tax bill rather than submitting payments for each of these subtotals separately.

Throughout the summer, Kentucky uses market values to determine local tax rates. Tax bills are then mailed to owners by the beginning of October or November. When it’s possible, taxpayers can enjoy a 2% discount on their total tax bill if they pay all taxes due by November 1. Otherwise, increasing penalties begin accruing going forward.

If your notice designates that your mortgage company will be responsible for the bill, it’s safe to assume that they’ll use the money you have in escrow to pay any taxes due. Residents can also call the Property Valuation Administrator’s Office for any questions or concerns about whether or not the tax will be paid from escrow.

What happens in the case of delinquent property taxes? A lien filed with the Jefferson County Clerk’s Office is placed against your property. The lien will remain until all delinquent taxes are paid in full.

It’s worth noting that a third party could purchase your tax bill in situations where there’s still an unpaid balance on your tax account. A potential third party who purchases your tax bill may or may not offer an installment plan for paying your taxes owed.

How Your Jefferson County Property Tax Works

Photo credit: ©iStock.com/Thomas_Kelley

As is common with many parts of the country, Kentucky real estate taxes follow a consistent pattern each year. The state first begins the process in January and looks at area property sales, home construction and property sizes and ages, among other factors to decide on an appropriate market value for each property.

How is your property tax bill calculated? The amount you see on your tax bill comes from a calculation that combines several factors, including your property’s assessed value, tax rates at the state, local and school district levels and the subtotals of each of these taxes before any added penalties or discounts that might apply.

What happens if you sold property in the last year? Sellers typically pay a pro-rated portion of the tax owed for the amount of the year that they owned the property. This amount usually goes to the buyer at closing. The buyer is then responsible for paying all taxes due at the end of the year.

In situations where you’ll be paying your property tax bill yourself instead of your mortgage company handling it, you have several options for paying on your own. Taxpayers have the option to pay in person at the Jefferson County Sheriff’s Office or at any Fifth Third Bank location.

You’ll want to bring your tax bill with you if you choose to pay at a local bank branch as bank tellers will not be responsible for giving you the amount of total taxes due. It’s important to note that the convenience of paying at your closest Fifth Third branch comes with an added fee.

What about payment method? The option of paying with cash at the bank is reserved only for Fifth Third customers, so if that doesn’t apply to you, you’ll need to bring your checkbook if you plan to pay in person at a Fifth Third branch or at the Sheriff’s Office. If you prefer not to pay in person, you have the option of mailing a check or money order to the Sheriff’s Office or paying online via credit card.

Property Tax: Which Counties are Getting the Best Bang for Their Buck

SmartAsset’s interactive map highlights the places across the country where property tax dollars are being spent most effectively. Zoom between states and the national map to see the counties getting the biggest bang for their property tax buck.

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Rank County Property Tax Rate School Rating Crimes Per 100k People

Methodology

Our study aims to find the places in the United States where people are getting the most for their property tax dollars. To do this we looked at school rankings, crime rates and property taxes for every county.

As a way to measure the quality of schools, we calculated the average math and reading/language arts proficiencies for all the school districts in the country. Within each state, these schools were then ranked between 1 and 10 (with 10 being the best) based on those average scores.

For each county, we calculated the violent and property crimes per 100,000 residents.

Using the school and crime numbers, we calculated a community score. This is the ratio of the school rank to the combined crime rate per 100,000 residents.

We used the number of households, median home value and average property tax rate to calculate a per capita property tax collected for each county.

Finally, we calculated a tax value by creating a ratio of the community score to the per capita property tax paid. This shows us the counties in the country where people are getting the most bang for their buck, or where their property tax dollars are going the furthest.

Sources: US Census Bureau 2016 American Community Survey, Department of Education, Federal Bureau of Investigation, State Police or Justice Department websites