Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right
Tap on the profile icon to edit
your financial details.


Some cities are more famous for their creative histories than others. For example, Nashville and New Orleans are practically synonymous with their rich musical traditions. Los Angeles is known as the place to be to work on movies and New York has a long history as a place where writers congregate. But are those cultural centers the best places for creatives today? In many of those cities, rising costs of living mean creatives struggle to meet financial milestones like buying a home or saving up for a secure retirement.

In order to find the best places for creatives, SmartAsset looked at data for 181 metro areas. We compared those metro areas across two metrics: concentration of creatives and cost of living. Check out our data and methodology section below to see where we got our data and how we put it together.

Key Findings

  • Midwest scores well – Thanks to low costs of living our top 10 is mostly made up of Midwest metro areas. In particular, Michigan scored well with three metro areas in our top 10.
  • Coasts are too expensive – Many of the East and West Coast metro areas struggled in this ranking. Only Los Angeles scored well thanks to the large number of creative professionals in the city.
  • Graphic design – In this modern age even creatives need to have solid tech skills. According to our data, the most popular creative job in many metro areas is graphic designer. For example, in Utah over 20% of creatives are graphic designers, and graphic designers outnumber actors in the Los Angeles metro area.


1. Salt Lake City, Utah

Salt Lake City leads the way for creatives in this study. This city is fairly affordable with a cost of living over 6% lower than the national average. That is one reason it also ranks as one of the best cities for young professionals.

In total there are over 7,500 creatives working in this metro area, the third-most in our top 10. One popular creative occupation here is graphic designer. There are 1,730 graphic designers in the Salt Lake City area.

2. Nashville-Davidson-Murfreesboro-Franklin, Tennessee

The Nashville-Davidson-Murfreesboro-Franklin, Tennessee metro area comes in second. This metro area has the second-most creative workers in our top 10. In total there are 8,700 people employed in creative occupations. This means for every 10,000 workers about 93 works in a creative field.

You can probably guess what the most popular creative occupation in Nashville is: musicians and singers. There are just under 1,800 people employed as singers and musicians in Music City and the surrounding area. The second-most popular creative occupation in this city is graphics designer, with 1,540 workers employed in this field.

3. Fayetteville-Springdale-Rogers, Arkansas-Missouri

This metro area primarily ranked well because of its affordability score. According to our data, the area’s cost of living is 13% lower than the national average, giving it the best cost of living score in our top 10. But cost of living alone won’t get you a spot in this top 10. This city has about 70 creatives per 10,000 workers, as well.

4. Lincoln, Nebraska

Lincoln, Nebraska takes fourth. This city has ranked highly in a few of our studies thanks to low costs of living and a strong economy. Those two factors are good for everyone from those looking for a good work-life balance to people exploring creative careers.

In total there are about 83 people employed in a creative occupation for every 10,000 workers here. If you are looking to do something creative and work in Lincoln, graphic design is probably your best option. There are 430 graphic designers in Lincoln. Another relatively popular occupation is producer and director. There are 150 people employed producing and directing.

5. South Bend-Mishawaka, Indiana-Michigan

This college town is one of the more affordable metro areas in our top 10. According to our data, living in the South Bend metro area costs 8% less than the national average.

South Bend comes in right behind Lincoln for concentration of creatives. In total, this city has 1,110 full-time creatives, the least in our top 10. However, after adjusting for size of work force that 1,110 starts to sound more substantial. There are just under 83 full-time creative workers for every 10,000 full-time workers in the city.

6. Los Angeles-Long Beach-Glendale, California

The LA metro area has the highest concentration of creatives in the country. In total there are just under 103,000 people employed in full-time creative work. That’s more than the rest of the top 25 combined.

Everyone knows if you want to be an actor, Los Angeles is a great place to be. There are over 10,000 actors in the City of Angels and over 21,000 producers and directors. But there are creatives roles outside of the movie business, too. There are over 4,300 fashion designers in Los Angeles, for example.

7. Grand Rapids-Wyoming, Michigan

Grand Rapids-Wyoming, Michigan takes seventh. This area has just under 4,000 full-time creatives in its workforce, equal to about 72 creatives per 10,000 workers. That score, while not being particularly high, is enough to crack the top 10 when paired with Grand Rapids’ low cost of living. According to our data, the cost of living in Grand Rapids is over 10% less than the national average.

Graphic designer is the most popular creative occupation here, but another popular occupation which isn’t too common in other metro areas is commercial and industrial designer. In total there are 630 commercial and industrial designers in this metro area.

8. Des Moines-West Des Moines, Iowa

Iowa’s capital region comes in eighth. This city has around 2,600 full-time creatives and 363,400 full-time workers. That means about 71 out of every 10,000 workers is employed in a creative occupation.

As in other places on this list if you want to live in the Des Moines metro area and do something creative, graphic design is your best option. There are nearly 700 graphic designers in Des Moines. But this is also a good city to be a writer or an editor. Combined there are over 500 people employed as writers or editors in this metro area.

9. (tie) Green Bay, Wisconsin

The Green Bay, Wisconsin metro area takes ninth thanks to low cost of living and relatively high numbers of creatives relative to the overall population. In total the cost of living in Green Bay is about 9% lower than the national average.

Popular creative jobs here include graphic designer and floral designer. Combined those two occupations make up 560 of the 1,300 creative workers in the metro area.

9. (tie) Kalamazoo-Portage, Michigan

Our list ends in another Michigan metro area. Kalamazoo-Portage has about 41 creatives per 10,000 workers, the lowest score in our top 10. However what creatives lack in density in this city they make up for in affordability. The cost of living in the Kalamazoo metro area is 20% lower than the national average, making it one of the most affordable places to work on your creative craft.


Data and Methodology

In order to rank the best places for creatives, we looked at the 181 metro areas which we had data for. Specifically we compared them across the following two metrics:

  • Cost of living. This is the cost of living indexed to the national average. Data comes from the Council for Community and Economic Research and is for 2016.
  • Creative job density. For this metric, we found the total number of creative jobs per 10,000 jobs. In total we tallied people working in the following 28 jobs as creatives: art directors; craft artists; fine artists, including painters, sculptors and illustrators; multimedia artists and animators; all other artists and related workers; commercial and industrial designers; floral designers; graphic designers; interior designers; set and exhibit designers; all other designers; actors; producers and directors; choreographers; music directors and composers; musicians and singers; all other entertainers and performers, sports and related workers; editors; writers and authors; sound engineering technicians; photographers; film and video editors; dancers; fashion designers; reporters and correspondents; postsecondary art, drama and music teachers; curators and architects. Data is from 2017 and comes from the Bureau of Labor Statistics.

We then created an index for both of these metrics. The city with the best score in each metric received a 100 and the city with the worst score in each metric received a 0, with other metro areas receiving scores based on their distance between the worst and best score. We then took each city’s two scores between cost of living and creative job density and averaged them, giving a weighting of 0.6 to cost of living and 0.4 to creative job density. We then created a final index score based on this new average. The city with the best average score received a 100 and the city with the worst average score received a 0.

Tips for Making the Most of your Retirement Savings

  • Max out your employer match – Many employers offer a 401(k)-matching program. What this means is your employer will match your 401(k) contributions up to a certain amount, typically a percent of your gross income. By maxing out this contribution you are basically giving yourself a raise while saving for retirement at the same time.
  • IRAs and Roth IRAs – If your employer does not offer a 401(k)-matching program, there are other options, like individual retirement accounts. IRAs works similarly to 401(k) plans in that they are retirement accounts which offer tax advantages to account holders. However there are important differences between an traditional IRA and a Roth IRA which you will want to research before contributing. For example, a traditional IRA is funded with pre-tax dollars, while a Roth IRA is funded with after-tax money.
  • Talk to an expert – No two retirement situations are identical. Some people own their homes, some people have children they want to continue to support and some people want to have an active retirement travelling the globe. So regardless of how simple or complicated your retirement situation is, it can pay off to talk to a financial advisor. Finding the right financial advisor can be a challenge but SmartAsset’s financial advisor matching tool can help. After answering a short series of questions, our free tool will pair you with a financial advisor in your area who is a fiduciary.

Questions about our study? Contact us at

Photo credit: ©

Derek Miller, CEPF® Derek Miller is a graduate of the University of Edinburgh where he studied economics. He is passionate about using data to help people make better financial decisions. Derek is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He is a data journalist whose expertise is in finding the stories within the numbers. Derek's writing has been featured on Yahoo, AOL, and Huffington Post. He believes the biggest financial mistake people make is waiting too late to save for retirement and missing out on the wonders of compounding interest. Derek lives in Brooklyn.
Was this content helpful?
Thanks for your input!

About Our Retirement Expert

Have a question? Ask our Retirement expert.