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Johnson Financial Group Review

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Johnson Financial Group

Johnson Financial Group (JFG) is a fee-based investment firm headquartered in Denver, Colorado. The firm offers investment management, financial planning and family office services to individual and institutional clients, and it currently has more than $950 million in assets under management (AUM). 

JFG offers financial advising, family office and administrative services on more than $2 billion of client assets. 

Johnson Financial Group Background

JFG was founded in 2002 by Brandon C. Johnson, who serves as firm president and CEO. The firm functions as a single family office, and it’s affiliated with Johnson Financial Wealth Management, LLC. The firm also provides expense management and bookkeeping services to advisory and non-advisory clients.  

What Types of Clients Does Johnson Financial Group Accept?

The firm provides advisory services to individual, private foundation, business and institutional clients. 

Johnson Financial Group Minimum Account Sizes

JFG generally requires a minimum account size of $25 million, but it may waive this value.

Services Offered by Johnson Financial Group

The firm provides a range of services, including:

  • Investment management
    • Portfolio construction 
  • Financial planning
    • Report of financial situation
    • Recommended investment plan
  • Family office services
    • Bookkeeping 
    • Expense management
    • Bill-pay
    • Private foundation administration and advisor coordination 

Investment Philosophy

JFG employs a range of investment strategies when dealing with client portfolios. The firm bases its portfolio construction off a number of factors the client specifies in the Investment Policy Statement. These may include risk, asset class, tax and return characteristics. JFG says it uses a range of qualitative and research-based approaches, including return distributions, analysis of performance, standard deviation, risk exposures, tax efficiency and modern portfolio theory methods.

Its investment strategy primarily consists of a total return approach, which incorporates a client’s financial situation, risk tolerance and needs for income and liquidity. In addition, the firm strives to construct globally diversified portfolios that are cost efficient.

Fees Under Johnson Financial Group

JFG’s investment management fee is based on AUM, and the fee is debited from the client’s account at the beginning of each quarter. For clients who choose to use both mutual fund and separate accounts, they may pay two management fees -- one for the mutual fund and one for the separate account. The firm’s minimum annual fee is $200,000, which is in addition to its minimum account size requirement of $25 million. But these fees may be negotiated at the firm’s sole discretion. 

The minimum fee for family office services is generally $200,000 per client per year, but this fee is also negotiable. Existing clients may pay management fees based off older, or historical, fee schedules that were in place when they opened an account. 

Clients may also incur other charges, such as brokerage and transaction trading fees, wrap fees or private placement expenses.

See the fee schedule for investment advisory services below:

Total market value of AUM Annual percentage fee Quarterly percentage fee
First $999,999 1.15% 0.2875%
Assets from $1,000,000 - $9,999,999 1.00% 0.25%
Assets from $10,000,000 - $19,999,999 0.75% 0.1875%
Assets from $20,000,000 - $29,999,999 0.50% 0.1250%
Assets over $30,000,000 0.35% 0.0875%

What to Watch Out For

Because the firm is affiliated with Johnson Financial Wealth Management, LLC, it may refer prospective clients whose needs don’t align with JFG’s services. This could create a conflict of interest, as the firm may be incentivized to refer clients to its affiliates for financial gain. 

Disclosures 

The firm’s Form ADV does list one disclosure that involved one of its affiliates, Eric Adams. The exact violation is not specified on the firm’s most recent Form ADV

Opening an Account With Johnson Financial Group

If you’d like to open an account with JFG, you can visit the firm in person, or you can set up an appointment with an advisor by calling (720) 475-1195. 

Where is Johnson Financial Group Located? 

JFG only has one office which is located in Denver, Colorado. You can visit the firm’s physical address at 1144 Fifteenth Street, Suite 3950. 

Tips for Investment

  • Investing can be a difficult process, but finding a suitable financial advisor can greatly increase your chances of high return rates. SmartAsset’s free financial advisor matching tool can help you narrow down your search. Within five minutes the free tool pairs you with up to three local advisors suitable to your needs. 
  • If you’re not sure about how much your investments may generate over time, consider using our investment calculator

All information was accurate as of the writing of this article. 

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology To determine how long a $1 million nest egg would cover retirement costs in cities across America, we analyzed data on average expenditures for seniors, cost of living and investment returns.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. This reflects the typical return on a conservative investment portfolio. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research