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Barings Review

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Barings is an investment management firm that’s headquartered in Charlotte, North Carolina.The firm works with institutional clients, including banking and thrift institutions, investment companies, pension and profit sharing plans, insurance companies, sovereign wealth funds and foreign official institutions and corporations. 

If you’re an individual looking for a financial advisor, try our advisor matching tool to find options in your area.

Barings Background

Barings can trace its history back to 1940, when its earliest predecessor firms were formed. The firm is a wholly owned indirect subsidiary of Massachusetts Mutual Life Insurance Company, which is commonly known as MassMutual. Today, the firm is led by chairman and CEO Mike Freno and president Eric Lloyd.

Barings Client Types and Minimum Account Sizes

The most common clients of Barings are pooled investment vehicles, insurance companies, investment companies, endowments, hedge funds, pension and profit-sharing plans and corporations. However, the firm also works with a handful of banks, business development companies, charitable organizations and sovereign wealth funds.

Rather than institute a single minimum on a firm-wide basis, Barings, LLC has different requirements for different account types. For individually managed institutional accounts, the firm calls for anywhere from a $50 million to $100 million investment. 

Services Offered by Barings

Barings offers a range of financial services, including:

  • Fixed-income strategy management
    • Involves five teams focused on different sectors of the bond market
  • Public equity strategy management
  • Alternative investment strategy management
    • Multiple teams working in markets like real estate, funds and co-investments and private equity/real assets
  • Mortgage loan servicing

Barings Investment Philosophy

Regardless of the strategy Barings is employing, the firm adheres to an investment approach that combines “top-down” and “bottom-up” approaches. More specifically, top-down refers to the firm’s macroeconomic view, whereas bottom-up is centered around fundamental analysis and security selection. In the end, the firm seeks to "consistently provide positive excess returns, regardless of where markets are in the economic cycle,” according to its Form ADV.

Barings invests in a wide range of securities. These include U.S. government and agency securities, domestic and foreign corporate bonds, mortgage-backed securities, money market securities, commercial paper, equities, alternative investments, forward contracts, futures contracts, structured notes, indexed securities and more.

Fees Under Barings

The fee schedule at Barings varies depending on the type of services the client subscribes to. For the most part, Barings bills clients by invoice on a quarterly basis, in arrears. Fees are based on the quarter-end market value of their account. In some cases, fee rates may be negotiable.

What to Watch Out For

There are 11 disclosures listed on Barings’ Form ADV. Each of these are attributed to an advisory affiliate, which in this case is MassMutual, its parent company.

In some cases, Barings may earn performance-based fees. According to its Form ADV, the firm “has a potential conflict of interest as it has an incentive to recommend riskier or more speculative investments for accounts in which it receives a performance fee than investments that would be recommended under a different fee arrangement.” Even with these performance-based fees, the firm abides by fiduciary duty. This legally binds it to act in clients’ best interests at all times.

Opening an Account With Barings

If you wish to learn more about Barings, you can reach the firm over the phone at (877) 766-0014 or by email at info@barings.com.

Tips for Your Investment Portfolio

  • Before you invest your hard-earned money in the market, a financial advisor might be worth looking into. Finding a qualified financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to three financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.
  • One of the most important things to remember about investing is that you’ll need to pay taxes on your returns. This is called the capital gains tax. If you’re unsure of what to expect from these IRS charges, try SmartAsset’s capital gains tax calculator.

All information was accurate as of the writing of this article.

How Long $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We weighed potential expenditures for a prospective retiree with a  $1 million nest egg to assess how many years that fund would cover in retirement in America’s largest cities.

We applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in metro areas across the U.S.

We assumed the $1 million would grow at a net annual return of 2% after inflation. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.