Good Friday marks the Crucifixion of Jesus Christ, and many of those observing will be fasting and engaging in religious ceremonies. Some may also be asking, are banks open on Good Friday? The answer is, most likely. Good Friday precedes Easter as a major holiday in the Christian faith. However, the government doesn’t observe it as a Federal Holiday. And it’s not typically recognized as a bank holiday. But that doesn’t mean every single bank in the U.S. will be open on Good Friday. Read on to learn more.
Which Banks Will Open on Good Friday?
In 2019, Good Friday lands on April 2. However, most banks have not announced whether they will open that day. Nonetheless, most major banks, including Chase, Bank of America and TD Bank, rarely close their doors on Good Friday.
In fact, below is a list of big banks that stayed open on Good Friday 2018:
- Bank of America
- Capital One Bank
- Chase Bank
- Huntington Bank
- People’s United Bank
- PNC Bank
- TD Bank
- U.S. Bank
- Wells Fargo
However, some smaller banks may close their doors. Others, including major banks, occasionally leave that decision up to individual branches. In any case, it’s always important to contact your bank’s local branch directly before you make the trip.
Which Banks Will Close on Good Friday?
And while the government doesn’t designate Good Friday as a federal holiday, some states observe it as a state holiday. The following states recognize Good Friday, so it may be a bank holiday there as well.
- New Jersey
- North Carolina
- North Dakota
What to Do If Your Bank Closes on Good Friday
In the rare case that your bank closes its doors on Good Friday, you still have access to your funds. For instance, many banks allow you to use your debit card to enter their ATM lobbies even when the branch is closed.
In addition, most banks offer 24/7/365 online and mobile banking features. So mobile check deposit, bill pay, money transfer and other digital features should still work.
What Are the 2021 Bank Holidays?
Virtually all banks, including major ones, close their doors on most federal holidays. Some may open but close early. Below, you can view a list of the 2021 confirmed bank holidays:
- New Year’s Day, January 1
- Martin Luther King Jr. Day, January 18
- President’s Day, February 15
- Memorial Day, May 31
- Independence Day, July 5 (observed)
- Labor Day, September 6
- Columbus Day, October 11
- Veterans Day, November 11
- Thanksgiving Day, November 25
- Christmas, December 25
Tips for Banking on Good Friday
- Call your branch ahead of time. Most banks will remain open, but some may close a little early. Make sure you prepare ahead of time to handle your banking needs if you have something in particular you need to handle that requires the help of a brand representative.
- Make sure you you take a holistic glance at your financial needs, not just your banking arrangements. Beyond knowing when your bank is open, you need to make intelligent decisions about where you keep your money and what investments you have. Going it alone can be stressful, so if you want some expert guidance, check out SmartAsset’s free financial advisor matching tool. Simply provide some quick information about your financial situation and goals, and we’ll connect you with up to three financial advisors in your area who can cater directly to your needs.