Posts by Elizabeth Stapleton
Mortgage
Pros and Cons of Making Biweekly Mortgage Payments
When you have a mortgage, at some point you may decide to try and pay it off early. One option to consider is a biweekly (every two week) payment plan. With biweekly mortgage payments, you make 26 half-payments a year, which… read more…
Retirement
What Is Recharacterization?
Update: As of January 1, 2018, recharacterization of Roth IRAs is no longer possible due to the passage of the Tax Cuts and Jobs Act of 2017. Once you convert a traditional IRA to a Roth, you no longer have the option of changing back to a traditional. The below article describes how the process… read more…
Mortgage
All About NGB Form 22: National Guard Members & VA Loans
Veterans and service members who want access to VA benefits must provide certain documentation. For example, members of the National Guard who want to qualify for the VA home loan program must submit a Certificate of Eligibility and NGB Form 22. Not… read more…
Mortgage
All About VA Loans for Manufactured Homes
The home buying process can seem exciting and daunting at the same time. There are many hoops that you’ll have to jump through and many homes that you’ll have to consider. If you’re trying to save money, purchasing a mobile… read more…
Mortgage
All About VA Form 26-1880
If you’re a veteran who wants to take out a loan backed by the Department of Veterans Affairs, you must be able to prove that you qualify for the VA loan program. In order to be eligible for a VA home loan, you must meet certain requirements. You’ll also be expected to present a Certificate… read more…
Mortgage
What You Need to Know About VA Land Loans
Finding the house of your dreams can take some time. And if you’re a veteran who’s looking to buy a home, you may not find anything that meets your needs. If that happens, your next best option is to buy a… read more…
Taxes
All About Tax-Loss Harvesting for Investors
Tax-loss harvesting is a way to use investment losses to lower your taxes on any capital gains you have in a year. If you’ve only invested in your future by contributing to a retirement account, tax-loss harvesting won’t likely help… read more…