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Elizabeth Stapleton

Elizabeth Stapleton is an attorney and freelance writer focusing on personal finance and entrepreneurship. Her expertise includes home buying, retirement and taxes. Elizabeth lives in North Carolina.

Posts by Elizabeth Stapleton

Pros and Cons of Making Biweekly Mortgage Payments
Mortgage Basics

Pros and Cons of Making Biweekly Mortgage Payments

When you have a mortgage, at some point you may decide to try and pay it off early. One option to consider is a biweekly (every two week) payment plan. With biweekly mortgage payments, you make 26 half-payments a year, which… read more…

What is Recharacterization?

What Is Recharacterization?

Update: As of January 1, 2018, recharacterization of Roth IRAs is no longer possible due to the passage of the Tax Cuts and Jobs Act of 2017. Once you convert a traditional IRA to a Roth, you no longer have the option of changing back to a traditional. The below article describes how the process… read more…

All About VA NGB Form 22
Mortgage Basics

All About NGB Form 22: National Guard Members & VA Loans

Veterans and service members who want access to VA benefits must provide certain documentation. For example, members of the National Guard who want to qualify for the VA home loan program must submit a Certificate of Eligibility and NGB Form 22. Not… read more…

All About VA Loans for Mobile Homes
Mortgage Basics

All About VA Loans for Manufactured Homes

The home buying process can seem exciting and daunting at the same time. There are many hoops that you’ll have to jump through and many homes that you’ll have to consider. If you’re trying to save money, purchasing a mobile… read more…

All About VA Form 26-1880

All About VA Form 26-1880

If you’re a veteran who wants to take out a loan backed by the Department of Veterans Affairs, you must be able to prove that you qualify for the VA loan program. In order to be eligible for a VA home loan, you must meet certain requirements. You’ll also be expected to present a Certificate… read more…

SmartAsset: What You Need to Know About VA Land Loans
Mortgage Basics

What You Need to Know About VA Land Loans

Finding the house of your dreams can take some time. And if you’re a veteran who’s looking to buy a home, you may not find anything that meets your needs. If that happens, your next best option is to buy a… read more…

All About Tax-Loss Harvesting
Tax Planning

All About Tax-Loss Harvesting for Investors

Tax-loss harvesting is a way to use investment losses to lower your taxes on any capital gains you have in a year. If you’ve only invested in your future by contributing to a retirement account, tax-loss harvesting won’t likely help… read more…