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Pennsylvania Income Tax Calculator

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Overview of Pennsylvania Taxes

Pennsylvania has a flat income tax rate of 3.07%, the lowest of all the states with a flat tax. The statewide sales tax rate is 6%, though two counties charge an additional sales tax above this rate. Pennsylvania has the second-highest state gas tax in the country. Retired? Use our Retirement Income Tax Calculator.

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Itemized Deductions
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Number of State Personal Exemptions
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Your Income Taxes Breakdown

Tax Type Marginal 
Tax Rate
Effective 
Tax Rate
2019 
Taxes*
Federal
FICA
State
Local
Total Income Taxes
Income After Taxes
Retirement Contributions
Take-Home Pay

* These are the taxes owed for the 2019 - 2020 filing season.

Your 2019 Federal Income Tax Comparison

  • Your marginal federal income tax rate
  • Your effective federal income tax rate
  • Your federal income taxes

Total Estimated 2019 Tax Burden

Income Tax $
Sales Tax $
Fuel Tax $
Property Tax$
Total Estimated Tax Burden $
Percent of income to taxes = %
$
  • About This Answer

    Our income tax calculator calculates your federal, state and local taxes based on several key inputs: your household income, location, filing status and number of personal exemptions. Also, we separately calculate the federal income taxes you will owe in the 2019 - 2020 filing season based on the Trump Tax Plan.

    How Income Taxes Are Calculated

    • First, we calculate your adjusted gross income (AGI) by taking your total household income and reducing it by certain items such as contributions to your 401(k).
    • Next, from AGI we subtract exemptions and deductions (either itemized or standard) to get your taxable income. Exemptions can be claimed for each taxpayer as well as dependents such as one’s spouse or children.
    • Based on your filing status, your taxable income is then applied to the the tax brackets to calculate your federal income taxes owed for the year.
    • Your location will determine whether you owe local and / or state taxes.
    ...read more
  • Last Updated: January 1, 2020

    When Do We Update? - We regularly check for any updates to the latest tax rates and regulations.

    Customer Service - If you would like to leave any feedback, feel free to email info@smartasset.com.

    ...read more
  • Our Tax Expert

    Jennifer Mansfield, CPA Tax

    Jennifer Mansfield, CPA, JD/LLM-Tax, is a Certified Public Accountant with more than 30 years of experience providing tax advice. SmartAsset’s tax expert has a degree in Accounting and Business/Management from the University of Wyoming, as well as both a Masters in Tax Laws and a Juris Doctorate from Georgetown University Law Center. Jennifer has mostly worked in public accounting firms, including Ernst & Young and Deloitte. She is passionate about helping provide people and businesses with valuable accounting and tax advice to allow them to prosper financially. Jennifer lives in Arizona and was recently named to the Greater Tucson Leadership Program.

    ...read more
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Taxes in Pennsylvania

Pennsylvania State Tax Quick Facts

  • State Income tax: 3.07% flat rate
  • Local Income tax: 0% - 3.8712%
  • Sales tax: 6% - 8%
  • Property tax: 1.58% average effective rate
  • Gas tax: 58.7 cents per gallon of regular gasoline and 75.2 cents per gallon of diesel

Pennsylvania receives tax revenue from two primary sources: a statewide income tax of 3.07% and a statewide sales tax of 6%. In addition to these two state taxes, Pennsylvania residents will also face local taxes on real estate, sales and income.

Many cities in Pennsylvania collect a Local Earned Income Tax which is typically 1%, but can be as high as almost 3.9%. In smaller municipalities, this tax is capped by state law at 2%. However, in many larger cities, including Pittsburgh and Philadelphia, you'll encounter higher rates.

A financial advisor in Pennsylvania can help you understand how taxes fit into your overall financial goals. Financial advisors can also help with investing and financial plans, including retirement, homeownership, insurance and more, to make sure you are preparing for the future.

Pennsylvania Income Taxes

Pennsylvania utilizes a “flat tax” system. This means that every taxpayer in the state, regardless of their level of income, pays the same percentage of their taxable income in state income taxes. That rate is 3.07%.

That does not mean that taxpayers in Pennsylvania have lower tax bills, however. For starters, unlike many other states that collect an income tax, Pennsylvania has no standard deduction or exemption. Additionally, itemized deductions (which reduce your taxable income) are limited to just four categories: medical savings account contributions, health savings account contributions, 529 college savings plan contributions and IRC Section 529A Pennsylvania ABLE Savings Account Program contributions.

The net effect is that while Pennsylvania’s actual tax rate is lower than in many other states, its effective tax rate (the actual amount paid as a percentage of income) may be higher for many taxpayers.

Local Earned Income Tax

Municipalities in Pennsylvania can collect income taxes of their own, called a “Local Earned Income Tax.” While small cities collect a tax of no more than 2% (in many places, the rate is just 1%), larger cities typically collect more. Below are the local earned income tax rates for Pennsylvania’s largest cities.

Pennsylvania Municipal Income Taxes

CityRate
Aliquippa1.500%
Allentown1.975%
Altoona1.600%
Baldwin1.000%
Beaver Falls1.500%
Bellevue1.500%
Berwick1.000%
Bethel Park1.400%
Bethlehem1.000%
Bloomsburg1.560%
Bradford1.000%
Brentwood1.000%
Bristol0.500%
Brookhaven1.000%
Butler1.000%
Canonsburg1.000%
Carbondale2.500%
Carlisle1.600%
Carnegie1.000%
Castle Shannon1.000%
Chambersburg1.700%
Chester2.750%
Coatesville2.500%
Columbia1.000%
Darby1.000%
Dormont1.000%
Doylestown1.000%
Dunmore1.000%
East Stroudsburg1.000%
Easton1.950%
Economy1.000%
Elizabethtown1.000%
Emmaus1.000%
Ephrata1.000%
Erie1.650%
Franklin Park1.000%
Greensburg1.650%
Grove City1.000%
Hanover1.000%
Harrisburg2.000%
Hazleton2.750%
Hermitage2.250%
Indiana1.250%
Jeannette1.850%
Jefferson Hills1.000%
Johnstown1.500%
Kingston1.550%
Lancaster1.100%
Lansdale1.000%
Latrobe1.400%
Lebanon1.900%
Lewistown1.350%
Lititz1.150%
Lock Haven1.500%
Lower Burrell1.000%
McKeesport1.700%
Meadville1.000%
Mechanicsburg1.700%
Middletown1.750%
Millersville1.000%
Monroeville1.500%
Munhall1.000%
Murrysville1.000%
Nanticoke2.250%
New Castle2.100%
New Kensington1.000%
Norristown2.100%
Northampton1.000%
Oil City1.000%
Old Forge1.000%
Perkasie1.500%
Philadelphia3.8712%
Phoenixville1.000%
Pittsburgh1.500%
Pleasant Hills1.000%
Plum1.000%
Pottstown1.000%
Pottsville1.000%
Quakertown1.500%
Reading3.600%
Scranton3.400%
Sharon2.250%
St. Marys1.200%
State College2.250%
Sunbury1.000%
Swissvale1.000%
Uniontown1.000%
Warren2.700%
Washington1.200%
Waynesburg1.000%
West Chester1.250%
West Mifflin1.000%
Whitehall1.500%
Wilkes Barre3.000%
Wilkinsburg1.000%
Williamsport2.000%
Wyomissing1.000%
Yeadon1.000%
York1.250%

Pennsylvania Sales Tax

The statewide base sales tax rate in Pennsylvania is 6%. This is the rate charged in most places around the state, with two exceptions. The first is Allegheny County (which includes the city of Pittsburgh), where there is an additional 1% sales tax. The other exception is in Philadelphia, where there is a local surcharge totaling 2%, bringing the total sales tax rate there to 8%.

Numerous items are excluded from sales taxes in Pennsylvania, including clothing and footwear, textbooks, most groceries, internet service, toilet paper, fitness club fees, most medicine and residential fuels including firewood, natural gas and electricity.

Pennsylvania Alcohol Tax

Alcoholic beverages are subject to additional excise taxes in Pennsylvania, although that tax is often included in the price. The tax is $7.24 per gallon for spirits and 8 cents per gallon for beer.

Pennsylvania Property Tax

The average effective property tax rate in Pennsylvania is 1.58%, but that varies greatly depending on where you live. In Philadelphia County, for example, the average rate is 0.98%. In Allegheny County, the rate is 2.06%. These rates are based on the median annual tax payment as a percentage of median home value.

Seniors, adults with disabilities and widows or widowers over age 50 may also be eligible for a property tax rebate of up to $975, depending on the city of residence and income level.

If you’re considering buying a property in Pennsylvania or are looking into refinancing a current home loan, our Pennsylvania mortgage rates guide lays out important information you’ll need to get started on the process of getting a mortgage.

Pennsylvania Inheritance Tax

Inheritances given to state residents is taxed depending on the relation of the deceased to the person receiving the inheritance. The tax is 4.5% for direct descendants (children, grandchildren, etc.), 12% for siblings and 15% for other heirs.

Pennsylvania Gas Tax

The gas tax in Pennsylvania is 58.7 cents per gallon. That is the second-highest state gas tax in the country. For diesel fuel, the rate is 75.2 cents per gallon, which is also second-highest.

Pennsylvania Small Games of Chance Tax

Games sold in taverns (like computerized blackjack) are subject to a state tax of 60% of net revenue earned by the game. The host municipality will also charge a tax of 5% of net revenue.

Photo credit: flickr
  • Pennsylvania is named after William Penn, to whom the state land was given as payment for a debt owed him by King Charles II of England.
  • The name Philadelphia comes from the Greek words “philos,” which means love, and “adelphos,” which means brothers.

Places with the Lowest Tax Burden

Are you curious how your tax burden stacks up against others in your state? SmartAsset’s interactive map highlights the counties with the lowest tax burden. Scroll over any county in the state to learn about taxes in that specific area.

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Rank County Income Tax Sales Tax Property Tax Fuel Tax

Methodology

To find the places with the lowest tax burdens, SmartAsset calculated the amount of money a specific person would pay in income, sales, property and fuel taxes in each county in the country.

To better compare income tax burdens across counties, we used the national median household income. We then applied relevant deductions and exemptions before calculating federal, state and local income taxes.

In order to determine sales tax burden, we estimated that 35% of take-home (after-tax) pay is spent on taxable goods. We multiplied the average sales tax rate for a county by the household income after taxes. This balance is then multiplied by 35% to estimate the sales tax paid.For property taxes, we compared the median property taxes paid in each county.

For fuel taxes, we first distributed statewide vehicle miles traveled to the county level using the number of vehicles in each county. We then calculated the total number of licensed drivers within each county. The countywide miles were then distributed amongst the licensed drivers in the county, which gave us the miles driven per licensed driver. Using the nationwide average fuel economy, we calculated the average gallons of gas used per driver in each county and multiplied that by the fuel tax.

We then added the dollar amount for income, sales, property and fuel taxes to calculate a total tax burden. Finally, each county was ranked and indexed, on a scale of 0 to100. The county with the lowest tax burden received a score of 100 and the remaining counties in the study were scored based on how closely their tax burden compares.

Sources: US Census Bureau 2018 American Community Survey, Government Sources, Avalara, American Petroleum Institute, GasBuddy, UMTRI, Federal Highway Administration, SmartAsset