Overview of Oklahoma Taxes: Oklahoma has a progressive income tax, with an average rate that’s among the lowest in the country. Property taxes are also below the national average. Oklahoma’s average sales tax (including both state and local) is among the highest rate in the country.
Your 2025 Estimated State Income Tax:
Breakdown of Your Income Taxes
Your Annual Take-Home Pay
About This Calculator
Our income tax calculator calculates your federal, state and local taxes based on several key inputs: your household income, location, filing status and number of personal exemptions.
How Income Taxes Are Calculated
-
First, we calculate your adjusted gross income (AGI) by taking your total household income and reducing it by certain items such as contributions to your 401(k).
-
Next, from AGI we subtract exemptions and deductions (either itemized or standard) to get your taxable income. Exemptions can be claimed for each taxpayer.
-
Based on your filing status, your taxable income is then applied to the tax brackets to calculate your federal income taxes owed for the year.
-
Your location will determine whether you owe local and / or state taxes.
When Do We Update? - We check for any updates to the latest tax rates and regulations annually.
Customer Service - If you would like to leave any feedback, feel free to email info@smartasset.com.
Assumptions
Deductions
- "Other Pre-Tax Deductions" are not used to calculate state taxable income.
Credits
- The only federal credit automatically calculated is the Savers Credit, depending on your eligibility.
- We do not apply any refundable credits, like the Child Tax Credit or Earned Income Tax Credit (EITC).
- We do not apply state credits in our calculations.
Itemized Deductions
- If itemizing at the federal level, you may need to itemize at the state level too. Some states don't allow itemized deductions, which is accounted for in our calculations.
- When calculating the SALT deduction for itemized deductions, we use state and local taxes, and we assume your MAGI.
- We assume that there is no cap to itemized deductions, if a state allows them.
- We do not categorize itemized deductions (such as medical expenses or mortgage interest), which could be subject to specific caps per state.
Local Tax
- Depending on the state, we calculate local taxes at the city level or county level. We do not include local taxes on school districts, metro areas or combine county and city taxes.
- With the exception of NYC, Yonkers, and Portland/Multnomah County, we assume local taxes are a flat tax on either state taxable income or gross income.
Actual results may vary based on individual circumstances and changes in tax laws or IRS regulations. Estimates provided by this calculator do not guarantee income tax amounts or rates. Past performance is not indicative of future results.
SmartAsset.com does not provide legal, tax, accounting or financial advice (except for referring users to third-party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States). Articles, opinions and tools are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual. Users should consult their accountant, tax advisor or legal professional to address their particular situation.
Find a high-yield deposit account that works for you
Taxes can really put a dent in your paycheck. But with an interest-bearing account, you can let your money work for you. Save more with these rates that beat the National Average*:
The National Average is based on the APY average for high-yield savings accounts with a minimum balance of $2,500, using data available from Bankrate.*
Taxes in Oklahoma
Oklahoma State Tax Quick Facts
- Income tax: 0.25% – 4.75%
- Sales tax: 4.50% – 11.5%
- Property tax: 0.75% median effective rate
- Gas tax: 19 cents per gallon of regular gasoline
For the 2025 tax year, Oklahoma’s top income tax rate is 4.75%. That puts Oklahoma’s top income tax rate in the bottom half of all states. The Sooner State’s property taxes are also below average, with an effective rate of 0.75%, 27th-highest in the U.S.
It isn’t all good news for Oklahoma taxpayers, however. When considering both state and local sales taxes, the state has an average rate of 8.862%. Of course, that tax varies widely depending on where in the state you are, just as the income tax rates vary depending on income and other factors.
A financial advisor can help you understand how taxes fit into your overall financial goals. Finding a financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.
Oklahoma Income Taxes
Similar to the federal government, Oklahoma has an income tax that applies higher rates to higher income levels. The rates range from 0.25% to a top rate of 4.75%, based on the income brackets shown below.
Income Tax Brackets
| Rate | Single Filers | Married, Filing Jointly | Married, Filing Separately | Head of Household |
|---|---|---|---|---|
| 0.25% | $0 – $1,000 | $0 – $2,000 | $0 – $1,000 | $0 – $2,000 |
| 0.75% | $1,000 – $2,500 | $2,000 – $5,000 | $1,000 – $2,500 | $2,000 – $5,000 |
| 1.75% | $2,500 – $3,750 | $5,000 – $7,500 | $2,500 – $3,750 | $5,000 – $7,500 |
| 2.75% | $3,750 – $4,900 | $7,500 – $9,800 | $3,750 – $4,900 | $7,500 – $9,800 |
| 3.75% | $4,900 – $7,200 | $9,800 – $14,400 | $4,900 – $7,200 | $9,800 – $14,400 |
| 4.75% | $7,200+ | $14,400+ | $7,200+ | $14,400+ |
These tax rates apply to Oklahoma taxable income, which includes specific types of income after all deductions and exemptions. Itemized deductions are allowed in the state of Oklahoma only for filers who itemized deductions on their federal return. Itemized deductions are identical to federal itemized deductions. Itemized deductions in Oklahoma are capped at $17,000. This excludes charitable contributions and medical expenses, which are not subject to the aforementioned cap.
The 2025, the Oklahoma standard deduction is $6,350 for single filers or married persons filing separately and $12,700 for married persons filing jointly. The standard deduction for heads of household is $9,350.
Oklahoma Sales Tax
The state sales tax rate in Oklahoma is 4.50%. In addition to that rate, Oklahoma has one of the highest local sales taxes in the country, as the combined city and county rates are as high as 11.5%. The table below shows total state and local sales tax rates for every county in Oklahoma.
Sales Tax Rates (Updated December 2025)
| County Name | Total Rate |
|---|---|
| Adair County | 10.95% |
| Alfalfa County | 9.75% |
| Atoka County | 10.5% |
| Beaver County | 9.75% |
| Beckham County | 9.85% |
| Blaine County | 11.375% |
| Bryan County | 9.375% |
| Caddo County | 10.5% |
| Canadian County | 9.85% |
| Carter County | 10.375% |
| Cherokee County | 10.25% |
| Choctaw County | 10% |
| Cimarron County | 9.5% |
| Cleveland County | 9.995% |
| Coal County | 9.5% |
| Comanche County | 9% |
| Cotton County | 10.5% |
| Craig County | 9.5% |
| Creek County | 10.667% |
| Custer County | 11% |
| Delaware County | 10.95% |
| Dewey County | 10.25% |
| Ellis County | 10.5% |
| Garfield County | 9.35% |
| Garvin County | 10% |
| Grady County | 10% |
| Grant County | 10.75% |
| Greer County | 9.5% |
| Harmon County | 11.5% |
| Harper County | 9.5% |
| Haskell County | 10% |
| Hughes County | 10.5% |
| Jackson County | 9.75% |
| Jefferson County | 9.5% |
| Johnston County | 10% |
| Kay County | 10.75% |
| Kingfisher County | 10.75% |
| Kiowa County | 11.5% |
| Latimer County | 9.25% |
| Le Flore County | 10.8% |
| Lincoln County | 9.5% |
| Logan County | 9.313% |
| Love County | 10% |
| Major County | 10.906% |
| Marshall County | 9.5% |
| Mayes County | 10.875% |
| Mcclain County | 10.25% |
| Mccurtain County | 10.25% |
| Mcintosh County | 10.5% |
| Murray County | 9.5% |
| Muskogee County | 11.499% |
| Noble County | 11% |
| Nowata County | 9.5% |
| Okfuskee County | 11.5% |
| Oklahoma County | 9.75% |
| Okmulgee County | 10.583% |
| Osage County | 10.25% |
| Ottawa County | 10.85% |
| Pawnee County | 10.6% |
| Payne County | 9.975% |
| Pittsburg County | 11% |
| Polk County | 5.906% |
| Pontotoc County | 10.375% |
| Pottawatomie County | 10.12% |
| Pushmataha County | 10.5% |
| Roger Mills County | 9% |
| Rogers County | 10.5% |
| Seminole County | 11% |
| Sequoyah County | 9.917% |
| Stephens County | 9.2% |
| Texas County | 9.95% |
| Tillman County | 11.5% |
| Tulsa County | 10.8% |
| Wagoner County | 10.05% |
| Washington County | 8.9% |
| Washita County | 10.5% |
| Woods County | 10% |
| Woodward County | 9.4% |
Most goods and services in Oklahoma are subject to these rates. Among the types of services you can expect to pay sales tax on are telecommunications, hotel rooms, advertising, health club dues, admissions tickets (to sporting events or movies, for example) and printing services.
Oklahoma previously levied state and local sales taxes on groceries, making it one of the few states to tax all types of food at the full rate. However, the state eliminated its 4.5% sales tax on groceries in 2024, leaving only local sales taxes in place unless individual cities choose to remove them.
Oklahoma taxes clothing purchases, but has a sales tax holiday where clothing and shoe purchases under $100 are exempt from sales tax for one weekend. The sales tax holiday is usually the first weekend of August, to align with back-to-school shopping.
Oklahoma Property Tax
The median homeowner in Oklahoma pays just $1,672 per year in property taxes. That places Oklahoma among the 10 states with the lowest median tax payments in the U.S. However, it’s important to keep in mind that home values are also below average in the Sooner State. Therefore, the effective property tax rate (taxes as a percentage of home value) is 0.75%. For more information on settling down in the Sooner State, take a look at our Oklahoma mortgage guide.
Oklahoma Gas Tax
The state gas tax in Oklahoma is 19 cents per gallon of regular gasoline.
Oklahoma Cigarette Tax
A pack of cigarettes in Oklahoma is subject to state taxes totaling $2.03 per pack of 20.
Oklahoma Alcohol Tax
There are a variety of excise taxes on alcoholic beverages in Oklahoma. For most types of beer, these will total 40 cents per gallon, while liquor is taxed at a rate of $5.56 per gallon. Wine is taxed at 72 cents per gallon.