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Minnesota Income Tax Calculator

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Overview of Minnesota Taxes

Minnesota has a progressive income tax with rates that are among the highest in the nation. Property and sales taxes are also above average.

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Household Income
Filing Status
401(k) Contribution
IRA Contribution
Itemized Deductions
Number of State Personal Exemptions

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Your Income Taxes Breakdown

Tax Type Marginal 
Tax Rate
Tax Rate
Total Income Taxes
Income After Taxes
Retirement Contributions
Take-Home Pay

* These are the taxes owed for the 2023 - 2024 filing season.

Your 2023 Federal Income Tax Comparison

  • Your marginal federal income tax rate
  • Your effective federal income tax rate
  • Your federal income taxes

Total Estimated 2023 Tax Burden

Income Tax $
Sales Tax $
Fuel Tax $
Property Tax$
Total Estimated Tax Burden $
Percent of income to taxes = %
  • About This Answer

    Our income tax calculator calculates your federal, state and local taxes based on several key inputs: your household income, location, filing status and number of personal exemptions.

    How Income Taxes Are Calculated

    • First, we calculate your adjusted gross income (AGI) by taking your total household income and reducing it by certain items such as contributions to your 401(k).
    • Next, from AGI we subtract exemptions and deductions (either itemized or standard) to get your taxable income. Exemptions can be claimed for each taxpayer as well as dependents such as one’s spouse or children.
    • Based on your filing status, your taxable income is then applied to the the tax brackets to calculate your federal income taxes owed for the year.
    • Your location will determine whether you owe local and / or state taxes. more
  • Last Updated: January 1, 2024

    When Do We Update? - We regularly check for any updates to the latest tax rates and regulations.

    Customer Service - If you would like to leave any feedback, feel free to email more
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Taxes in Minnesota

Minnesota State Tax Quick Facts

  • Income tax: 5.35% - 9.85%
  • Sales tax: 6.875% - 9.025%
  • Property tax: 1.11% average effective rate
  • Gas tax: 28.5 cents per gallon for regular gasoline and diesel

State income tax rates in the “Land of 10,000 Lakes” are among the highest in the nation, ranging from 5.35% to 9.85%, some of the highest rates in the country. The state’s property taxes and sales taxes are likewise above average on a nationwide scale. However, the impact of those rates will vary greatly depending on a taxpayer’s income level, home value and spending habits.

A financial advisor can help you understand how these taxes fit into your overall financial goals. Finding a financial advisor doesn't have to be hard. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.

Minnesota Income Taxes

The Minnesota state income tax is based on four tax brackets, with higher marginal rates for higher income earners.

Income Tax Brackets

Single Filers
Minnesota Taxable IncomeRate
​$0 - $31,6905.35%
$31,690 - $104,0906.80%
$104,090 - $193,2407.85%
Married, Filing Jointly
Minnesota Taxable IncomeRate
​$0 - $46,3305.35%
$46,330 - $184,0406.80%
​$184,040 - $321,4507.85%
Married, Filing Separately
Minnesota Taxable IncomeRate
​$0 - ​$23,1655.35%
​$23,165 - $92,0206.80%
$92,020 - $160,7257.85%
Head of Household
Minnesota Taxable IncomeRate
$0​ - $39,0105.35%
$39,010 - ​$156,7606.80%
$156,760 - $256,8807.85%

As mentioned above, those are among the highest state income tax rates in the country. But these rates apply to taxable income, not gross income. Taxable income takes into account all applicable deductions and exemptions; in Minnesota, these track very closely to federal deductions and exemptions.

With the exception of the deduction for state and local income taxes, all federal itemized deductions can also be claimed on Minnesota state income tax returns. The Minnesota standard deduction for the 2023 tax year (filed in 2024) is $13,825 for single filers. For married couples, the standard deduction is $27,650 total if filing jointly and $13,825 (each) if filing separately. Heads of household get a standard deduction of $20,800.

Itemized deductions in Minnesota phase out for taxpayers above a certain income level. For married persons filing separately, the phase out begins at $110,325 of federal adjusted gross income (AGI). For all other filers, the phase out begins at $220,650 of federal AGI.

One rule that may be important to many retirees is that Minnesota taxes Social Security benefits at the same level as the federal government (which is up to 85% of Social Security benefits). Most states do not tax Social Security benefits at all.

Minnesota Tax Credits

There are a number of tax credits which can lower your overall tax bill in Minnesota. The three most significant tax credits are the Working Family Credit (available to taxpayers who are eligible for the federal Earned Income Tax Credit), the Dependent Care Credit and the K-12 Education Credit (which allows taxpayers with children in school to deduct expenses).

Minnesota Sales Tax

The state sales tax rate in Minnesota is 6.875%. Additionally, many counties and cities in Minnesota levy their own local sales taxes, with rates of up to 2.15%. The table below shows the sales tax rates for every county in Minnesota.

Sales Tax Rates(Updated January 2022)

CountyState RateTotal Sales Tax
Aitkin County6.875%8.375%
Anoka County6.875%8.375%
Becker County6.875%7.375%
Beltrami County6.875%7.875%
Benton County6.875%7.875%
Big Stone County6.875%6.875%
Blue Earth County6.875%7.875%
Brown County6.875%7.875%
Carlton County6.875%8.875%
Carver County6.875%8.525%
Cass County6.875%8.875%
Chippewa County6.875%7.375%
Chisago County6.875%8.375%
Clay County6.875%7.875%
Clearwater County6.875%7.375%
Cook County6.875%8.375%
Cottonwood County6.875%6.875%
Crow Wing County6.875%8.375%
Dakota County6.875%8.625%
Dodge County6.875%7.375%
Douglas County6.875%7.375%
Faribault County6.875%7.375%
Fillmore County6.875%7.875%
Freeborn County6.875%7.875%
Goodhue County6.875%8.125%
Grant County6.875%7.375%
Hennepin County6.875%9.025%
Houston County6.875%7.375%
Hubbard County6.875%8.875%
Isanti County6.875%8.125%
Itasca County6.875%8.375%
Jackson County6.875%7.375%
Kanabec County6.875%7.375%
Kandiyohi County6.875%7.875%
Kittson County6.875%7.375%
Koochiching County6.875%8.375%
Lac Qui Parle County6.875%6.875%
Lake County6.875%8.375%
Lake Of The Woods County6.875%7.375%
Le Sueur County6.875%8.375%
Lincoln County6.875%6.875%
Lyon County6.875%7.375%
Mahnomen County6.875%7.375%
Marshall County6.875%7.375%
Martin County6.875%7.375%
Mcleod County6.875%8.375%
Meeker County6.875%7.375%
Mille Lacs County6.875%8.375%
Morrison County6.875%7.375%
Mower County6.875%7.875%
Murray County6.875%7.375%
Nicollet County6.875%7.875%
Nobles County6.875%7.875%
Norman County6.875%7.375%
Olmsted County6.875%8.125%
Otter Tail County6.875%7.875%
Pennington County6.875%7.125%
Pine County6.875%7.875%
Pipestone County6.875%7.375%
Polk County6.875%7.375%
Pope County6.875%7.375%
Ramsey County6.875%9.025%
Red Lake County6.875%7.125%
Redwood County6.875%7.375%
Renville County6.875%7.375%
Rice County6.875%8.375%
Rock County6.875%7.375%
Roseau County6.875%7.375%
Scott County6.875%8.375%
Sherburne County6.875%8.125%
Sibley County6.875%8.375%
St Louis County6.875%8.875%
Stearns County6.875%8.125%
Steele County6.875%7.875%
Stevens County6.875%6.875%
Swift County6.875%7.375%
Todd County6.875%7.375%
Traverse County6.875%6.875%
Wabasha County6.875%7.375%
Wadena County6.875%7.875%
Waseca County6.875%7.375%
Washington County6.875%8.875%
Watonwan County6.875%7.375%
Wilkin County6.875%7.375%
Winona County6.875%7.375%
Wright County6.875%8.775%
Yellow Medicine County6.875%7.375%

As you can see, in several of Minnesota’s largest cities, sales taxes (local plus state) exceed 7.50%. In Minneapolis, there are surtaxes of 3% on restaurants, liquor and entertainment in the downtown area. Two other cities, Mankato and Proctor, have their own surtaxes on food and beverages, of 0.5% and 1% respectively.

While those taxes apply to prepared food (as does the regular state sales tax), food purchased at a grocery store, for off-premises consumption, is generally not taxable in Minnesota. So, for example, you would pay no sales tax on cereal, spaghetti sauce, sugar or food coloring. On the other hand, candy, soft drinks and food from vending machines are all taxable.

Additionally, most clothing is not taxable in Minnesota, an important exception that separates Minnesota from many other states. Blue jeans, shoes, coats, t-shirts and even diapers are all nontaxable. “Clothing accessories,” however, like hair clips, umbrellas and backpacks, are taxable.

Many services are also subject to sales tax in Minnesota. Among the services for which Minnesotans have to pay sales tax are: installations, laundry services, lawn care, parking services and telecommunications services.

Minnesota Property Tax

Property taxes in Minnesota are primarily administered and collected by county authorities. This means that rates will vary depending on where you live. They range from lows of 0.60% in Aitkin County, to a high of 1.34% in Olmsted County. On average, annual property tax payments in Minnesota are about $2,915. The average effective property tax rate in the state is 1.02%, which is slightly higher than  the national mark.

If you are thinking about buying a home in Minnesota, the property taxes of each county are just one of many things to consider. Our Minnesota mortgage guide is a great place to start researching the ins and outs of getting a mortgage in the state.

Minnesota Estate Tax

The estate tax in Minnesota currently applies to taxable estates worth more than $3 million. Estates with a taxable value greater than that amount must file an estate tax return. Note that recent gifts (those made within three years prior to the decedent’s death) are considered when evaluating the estate. The table below shows the marginal rates and brackets to which those rates apply.

Minnesota Estate Tax Rates

Minnesota Taxable EstateMarginal Tax Rate
$0 - $7,100,00013.0%
$7,100,000 - $8,100,00013.6%
$8,100,000 - $9,100,00014.4%
$9,100,000 - $10,100,00015.2%

Minnesota Cigarette Tax

Minnesota has increased its tobacco taxes in recent years, up to the current rate of 92.375 cents per pack of 25 cigarettes.

Minnesota Gas Tax

The statewide gas tax in Minnesota is 28.5 cents per gallon of regular gasoline.

Photo credit: flickr
  • There are 11,842 separate lakes that are at least ten acres in surface area in Minnesota.
  • The average high January temperature in the city of Minneapolis is 23.7 degrees Fahrenheit.
  • The Mayo Clinic, based in Rochester, Minnesota, is considered one of the best medical practices in the world.

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