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retirement communities in maryland

The best retirement communities in Maryland provide their residents with several options to stay active while also enjoying a laid-back lifestyle. Large clubhouses feature state-of-the-art gyms, spas and plenty of meeting rooms to spend quality time with your new friends. This article will cover everything you can expect at Maryland’s retirement communities from amenities to scenery and price tags. However, you can always find a financial advisor to help you make the best retirement planning decisions.

Cameron Grove

Price Range: High $100s – High $200s
Number of Homes: 740
Age Restrictions: 55+

Cameron Grove provides its residents with a low-maintenance, laid back lifestyle. The main hub is its 20,000-square foot clubhouse. It contains its own movie theater, bar and billiard room. You can also join one of the many clubs that gather in its meeting rooms. And to stay active, you can take a swim at the indoor pool or break a sweat at the fitness center, which features classes like aerobics. Outside of the club house, you can play a round at the softball field with your new friends.

Cameron Grove also offers several housing options to meet any interest. It boasts single-family homes and attached cottage homes on a resale basis. You can also get a condo in a three-story building with secured elevator. Cottages extend about 1,696 to 2,163 square feet of living space.

Crestwood Village

Price Range: Low $100ks – Mid $200ks
Number of Homes: 550 Homes
Age Restriction: 55+

Crestwood Village is known for fostering a communal environment. Pot lucks, parades and community-wide holiday parties are the norm here. And everyone gets access to the clubhouse, where you can find just about everything you need. It contains a computer room, a library, a gym and even an indoor spa. Outdoors, you can enjoy an outdoor pool and a patio. You can also practice your swing at the nine-hole mini golf course.

And if you want a change of scenery, the attractions of Baltimore and Washington D.C. are just around the corner.

As far as real estate goes, you have several options. The Crestwood Village offers quads and duplexes. These provide about 900 to 1,332 square feet of living space. Single-family home options offer 609 to 1,960 square feet of living space. They feature two bedrooms and one to two and a half bathrooms, as well as an attached one-car garage.

The Parke at Ocean Pines

Price Range: High $100ks – High $300ks
Number of Homes: 503
Age Restriction: 55+

Outdoors enthusiasts will feel right at home in this luxury-style retirement community in Maryland. It features two marinas. It’s also surrounded by scenic lakes, walking trails and huge parks.

In addition, you can visit the clubhouse at the Parke at Ocean Pines, a separate facility that features a gym, several game rooms and even a large ballroom. Or you can relax in the fully-stocked library or play a round of pool at the billiards room. Those who want to stay active can enjoy the basketball courts, baseball fields, or tennis complex. And what retirement community would be complete without golf? You’d have access to an 18-hole championship golf course.

The Parke at Ocean Pines offers homes on a resale basis. These include two-to-three bedroom, single-family homes with 1,528 to 2,330 square feet of living space. Attached homes feature 1,195 to 2,540 square feet.

Villages Of Wildewood

Price Range: Mid $300ks – Mid $500ks
Number of Homes: 800
Age Restrictions: 55+

The Village at Wildewood offers its residents a very lively lifestyle. A community transportation services moves people around to local events, shopping destinations and church services. You’d also have access to a club house offering all the amenities you’d expect and then some. You can enjoy several game rooms, arts-and-crafts stations, and a billiard hall. It also features its own restaurant and library. In addition, the clubhouse also contains its own salon.

Plus, your association fee covers everything from snow and trash removal to cable TV. As far as real estate options go, the community boasts condos, as well as attached and single-family homes.

Single-family homes with two-to-four bedrooms range from 1,590 to 2,977 square feet. Attached homes span from 1,165 to 2,133 square feet with one to three bedrooms. Single family and attached homes have attached garages. Condo units of The Villages of Wildewood span from 857 to 1,250 square feet with one to four bedrooms and one or two bathrooms.

Cedar Ridge at Piney Orchard

retirement communities in maryland

Price Range: Low $200ks – Low $300ks
Number of Homes: 450
Age Restrictions: 55+

The Cedar Ridge at Piney Orchard fosters plenty of opportunities for its residents to stay active. They can stay fit at the community gym, enjoy the tennis and bocce ball courts or hit the miles of walking trails. The 15,000-square-foot community center houses a pool. Nature lovers can take in the scenery at the 45-acre nature preserve. In addition, scenic lakes and pounds surround the community. You’d also have access to RV and boat storage.

Potential homeowners can choose from various condo units. Each unit offers about 1,400 to 1,963 square feet of living space. They feature two to three bedrooms and two bathrooms.

Heritage Harbor

Price Range: Low $200ks – High $700ks
Number of Homes: 1,683 Homes
Age Restrictions: 55+

With so much to do, you’d be hard pressed to get bored at Heritage Harbor. This age restricted community combines the best of both worlds, with amenities designed to help residents stay active and others meant to help them relax.

You can keep the blood pumping at its executive 18-hole golf course, its gym with the latest equipment or the tennis, bocce and pickleball courts scattered throughout the community. Then, you can take breather at the Jacuzzi and sauna within the spacious Community Lodge. Heritage Harbour’s location also provides ample opportunity for waterfront activities. It features a pier to the South River with ten 30-foot boat slips.

You also have plenty of real estate options to choose from. Heritage Harbour features single-family homes, attached homes, duplexes, townhomes and condos.

The Villages at Two Rivers

Price Range: Mid $300ks – Mid $500ks
Number of Homes: 800
Age Restriction: 55+

This recently constructed retirement community provides its residents who are 55 or better, with a range of exclusive amenities. One of its main attractions is the 15,000-square-foot, award-winning Village Clubhouse. It contains a glass-enclosed, indoor heated pool with a retractable roof. You can also host events at its gathering space with 15-foot ceilings or work your core at the yoga studio as well as the upgraded gym. You can also stay active by pedaling through miles of biking trails. In addition, you can bring your four-legged friends to the dog park. Nature Lovers would feel at home in the 100-acre environmental park.

Residents 55 or older also have access to exclusive home options. These include two- to four-bedroom single-family homes, villas and bungalows. Single-family homes tend to provide about 1,407 to 2,582 square feet of living space. Villas span from 2,050 to 2,346 square feet of living space.

Central Parke at Victoria Falls

Price Range: Mid $200ks – Low $500ks
Number of Homes: 609
Age Restrictions: 55+

Nestled in the lively city of Laurel, this retirement community in Maryland gives residents plenty of things to do. Its location also offers proximity to cities like Baltimore, Annapolis and Washington, D.C. But there is also plenty to do at Central Parke at Victoria Falls. You can keep pumping iron well into your golden years at the state-of-the art gym. Then you can relax at the sauna or spa. All of these amenities and more are held in a 13,500-square-foot Resort Club. It also serves as the focal point for community clubs and recreational activities. It features a computer lab, a billiards room, a sports lounge and a catering kitchen.

Your real estate options include single-family homes, attached villas and luxury condominiums. These condos offer about 1,465 to 1,875 square feet of living space.

The Courtyards at Waverly Woods

Price Range: Mid $300ks – High $700ks
Number of Homes: 462
Age Restriction: 55+

Unlike most retirement communities in Maryland, The Courtyards at Waverly Woods places its residents in proximity with two major club houses loaded with amenities. They also have access to the Waverly Woods Golf Club, a a public 18-hole golf course. The outdoor pool also serves as a perfect retreat during hot, Maryland summers.

Homeowners can choose from several two-bedroom, two-bathroom condos with 1,489 square feet of living space. All units feature a patio or balcony and a spacious master suite. Townhomes offer about 2,100 square feet of living space with three bedrooms, two and a half bathrooms and an attached two-car garage. Single-family homes feature three floor plans with 2,068 to 2,432 square feet of living space. These have two to three bedrooms, two to three bathrooms, as well as an attached two-car garage.

Village Crest

Price Range: Mid $200ks – Mid $400ks
Number of Homes: 406
Age Restrictions: 55+

The Village Crest serves as an adult playground for its residents who are better than 55. It provides plenty of opportunities to keep the blood flowing. You can enjoy a gym stocked with the latest in exercise equipment, an indoor pool and even a dance room. All are held in the Taylor Village Senior Center. It also features a catering kitchen, a library and computer lab.

In addition, the community also fosters plenty of social events. You’d likely find a potluck, holiday party or workshop to enjoy with friends throughout the year.

The neighborhood boasts condo units in several high-rise units. Each one spans about 1,300 to 1,574 square feet. These feature elevators, a balcony and private patios.

Carroll Vista

Price Range: Mid $200ks – Mid $300ks
Number of Homes: 162
Age Restrictions: 55+

Tha Carroll Vista retirement community in Maryland provides its residents with several opportunities to stay active but also relax. They have access to a modern gym with aerobics studio, indoor and outdoor pools as well as tennis courts. But you can also kick back at the sauna or bask in tranquility within the butterfly and mediation gardens.

History buffs will be happy to know they’re by Gettysburg. And if you want to take a vacation from your vacation, you’ll be near Baltimore and D.C. You will also be a just a few miles from the Ronald Reagan National Airport and Dulles International Airport. Nearby medical facilities include Carroll Hospital Center, Gettysburg Hospital and Johns Hopkins Hospital.

The community also offers several housing options on a resale basis.

Single-family homes provide 1,389 to 3,330 square feet of living space along with three bedrooms, two to three and a half bathrooms and an attached two-car garage.

Meanwhile, in the selection of residences from Summit Homes, you can choose from a selection of single-family, detached homes that offer 1,766 to 2,388 square feet of living space. They also have two to four bedrooms, two to three bathrooms and an attached two car garage.

Attached and single-family homes built by Gemcraft Homes offer around 1,766 to 2,388 square feet of living space with two-to-four bedrooms and two-to-four bathrooms. In addition, you can customize by adding guest bedrooms, a den or a basement.

Chesapeake at Easton

Price Range: Low $300ks – High $300ks
Number of Homes: 452
Age Restrictions: 55+

The scenic Chesapeake retirement community is surrounded by ponds and walking trails perfect for the outdoors lover who wants to stay active. You can also make new friends at the spacious clubhouse where several clubs come to gather. It also houses billiards, cards and crafts rooms. Furthermore, you’d have access to tennis courts, a putting green and more.

The clubhouse also contains a junior-Olympic sized outdoor pool. Your real estate options include single-family homes that provide about 1,600 to 2,900 square feet of living space with two and three-bedrooms. In addition, two-story plans offer first floor master bedrooms.

Symphony Village

Price Range: High $200ks – Mid $500ks
Number of Homes: 395
Age Restrictions: 55+

The Symphony Village community allows its residents to take advantage of several ways to stay active. You can enjoy some cardio at the aerobics or dance studios within the 13,800-square-foot clubhouse. It also houses a grand music room and a library. You can even play with the grandkids at the nearby community playground.

In addition, you can enjoy a game of badminton and horseshoes or relax at the outdoor patio with your new friends.

Your housing options include single-family homes with several floor plans. Each offers about 1,401 to 3,320 square feet of living space. They also contain four bedrooms, two to four bathrooms and an attached two-car garage. Custom options include lofts, sunrooms and fireplaces.

Snowden Overlook

Price Range: Mid $200ks – High $500ks
Number of Homes: 350
Age Restrictions: 55+

The Snowden retirement community in Maryland is a great place for seniors who want to stay active. Popular attractions include the state-of-the-art gym. You can also relax at the theater room or lounge area. The clubhouse serves as the community cultural cub where residents get together to for gatherings like the wine club and bible study.

Housing options include townhomes and condominiums. Two- to four-bedroom townhomes offer about 2,400 to 4,900 square feet of living space.

The community also supports five condominium associations: Kendall I, Kendall II, Villas I, Villas II and Ovation Condominiums. As for the Homeowners Association fee, it covers exterior maintenance, lawn care, snow removal, security and trash removal.

Heritage at St. Charles

Price Range:Low $200ks – High $300ks
Number of Homes: 300
Age Restrictions: 55+

The Heritage St. Charles retirement community in Maryland delivers the perfect backdrop for nature lovers. Residents can take advantage of the numerous biking and walking trails. Or the can relax by nature as the community is surrounded by pristine ponds and streams. You can also practice your swing at the 18-hole golf course.

The lively club house contains a gym, swimming pool, plenty of meeting rooms and even a spa. You can also keep up with everyone in your life via cyberspace at the computer lab.

Active adult homebuyers can choose from a variety of resale single-family homes and attached villas that offer elegant standard features and beautiful fixtures.

Real estate options include two- to three-bedroom attached villas with about 1,680 to 1,711 square feet of living space. Two- to four-bedroom single-family homes provide about 1,600 to 3,500 square feet. Meanwhile, three floor plans span from 2,058 to 2,249 square feet. These include gourmet kitchens, spa-like bathrooms with soaking tubs and and hardwood flooring.

retirement communities in maryland

Tips on Retirement Planning

  • If you’re considering making Maryland the spot to spend your golden years, you should be aware of the tax implications. In this article, we break down Maryland tax friendliness.
  • If these areas don’t appeal too much to you, check out our study on the best cities for an active retirement. Two cities in Maryland made the cut.
  • Any time you’re making major retirement planning decisions, the help of a financial advisor is invaluable. If you’re interested in working with one, you can use our SmartAsset financial advisor matching tool. It provides you with profiles on up to three advisors in your area. You can then review their qualifications and credentials before deciding whether to work with one.

Photo credit: ©iStock.com/azndc, ©iStock.com/coastalpics, ©iStock.com/DavidsAdventures

Javier Simon, CEPF® Javier Simon is a banking, investing and retirement expert for SmartAsset. The personal finance writer's work has been featured in Investopedia, PLANADVISER and iGrad. Javier is a member of the Society for Advancing Business Editing and Writing. He has a degree in journalism from SUNY Plattsburgh. Javier is passionate about helping others beyond their personal finances. He has volunteered and raised funds for charities including Fight Cancer Together, Children's Miracle Network Hospitals and the National Center for Missing and Exploited Children.
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