- Proposed SEC Rules Could Change How You Invest
The Securities and Exchange Commission has proposed several rules aimed at ensuring the liquidity of open-end funds, especially if there is a financial crisis. The SEC’s proposals would oblige fund managers to adopt specific liquidity risk management measures, including having… read more…
- Is Your Money Boosting a Politician You Hate Through Your Financial Institution? Find Out
The financial sector is the largest political donor in American politics, but the views held within aren’t always what you may think. Open Secrets, which tracks money in politics, defines the financial sector as insurance companies, real estate firms, commercial/depository… read more…
- Amid the Latest Rate Hike, Should You Worry About the Inverted Yield Curve?
The yield on U.S. Treasury bonds been volatile this week as investors reacted to the news of another Federal Reserve rate hike. Although bond rates have recovered from an early drop, the yield on short-term Treasury debt now exceeds that… read more…
- What Is the Average Stock Market Rate of Return?
It is difficult to know how much to invest in stocks or for how long you need to hold that investment. The truth is that, historically, the stock market averages around a 10% rate of return, not considering inflation. But… read more…
- Investors Are Moving Out of Money Market Funds and Into Stocks — Should You?
It has been an odd bear market. Ordinarily, during market downturns and volatility, investors seek safe places to put their money. In the way of investment, this is both a reaction to and a cause of stock market troubles. As… read more…
- Last Chance to Lock in the Sky-High Rate on I Bonds Before It Falls Back to Earth in November
Investors have until the end of the month to lock in a nearly 10% interest rate on U.S. Treasury Series I savings bonds before the current record high rate – actually higher than the rate of inflation – slips down. The… read more…
- So Long, ETFs: Direct Indexing Is All the Rage
ETFs made their debut in the ’90s as a popular security that allowed investors to have an alternative to traditional stock purchases and mutual funds. Through ETFs, investors could obtain a passively managed portfolio with no minimum investment and various… read more…
- Selling Off Investments and Parking Money in Cash? Don’t Make This One Mistake
With interest rates rising to levels not seen for years, this is a good time to evaluate where you are parking your cash. Some securities and accounts offer newly attractive annual percentage yields (APY), while other types of securities and… read more…
- Cash is King Now, Not Gold
While gold has long been considered a safe haven in times of market volatility, investors are actually pulling out of the metal of Midas at this moment for a somewhat different choice — cold, hard cash. Gold prices dropped 2.2%… read more…
- Retirees Don’t Need to Bail on the Market
Falling stocks don’t mean it’s time for retirees to bail for cash Stocks are down and could be headed even lower, as the Federal Reserve remains laser-focused on battling inflation — even if that pushes the economy into a full-blown… read more…
- Fidelity, Schwab and Citadel Create Crypto Exchange. Here’s What Investors Should Know
It’s not often that financial giants such as Fidelity, Charles Schwab and Citadel Securities come together to form a financial entity. But the three heavyweights did just that as they teamed up to launch a new cryptocurrency exchange called EDX Markets. Let’s break down… read more…
- Vanguard: Don’t Worry Too Much About the Recession
If you’ve paid any attention at all to the news lately, you probably have some idea about the fact that the American economy is either already in a recession or possibly sliding towards one, depending on who you ask. Understandably,… read more…
- Where Do Billionaires Keep Their Money?
Billionaires have been able to not only acquire wealth but most have gradually built it over time. This means that many have had successful investments, which makes it natural for everyone else to wonder where they are investing or keeping… read more…
- How Fidelity Says to Invest During Today’s Late Business Cycle
The U.S. economy has moved into the late phase of the business cycle, according to Fidelity Investments, and that means investors should review their portfolio and its asset allocation and consider tactical adjustments. The late stage of the business cycle… read more…
- Vanguard Says Bonds Are Back. Here’s Where You Could Make Money
While the markets reflect worry about a possible recession, Vanguard says that bonds could offer long-term investors opportunities to make money with yields above inflation. Furthermore, the financial firm believes that investors could also use bonds as a “stable hedge… read more…
- SEC Approves New Investment Product, Single-Stock ETFs: Proceed With Caution
A brand new product has hit the market: the SEC has approved the use of single-stock ETFs, the first eight of which have been introduced by AXS Investments. These leveraged products are built to magnify the gains and losses from… read more…
- Just Accept It, You Can’t Time the Market: Do This Instead During Market Volatility
The war in Ukraine, ongoing Covid concerns, market volatility and the threat of a recession are enough to make even seasoned investors anxious – particularly about how much of their portfolio is in stocks. Amid all the stress, including about… read more…
- This Type of Equity Is (Finally) Reasonably Priced – Don’t Overlook It
Preferred equities are finally reasonably priced and this asset class has also become appealing in other ways. There are three reasons right now to consider adding them to your investment portfolio: the lower price, modest risk and technical support for… read more…
- What Morgan Stanley Says to Do in a Bear Market Rally
By June 2022 the main indexes of U.S. stock had plunged at least 20% from their January 2022 peaks, meaning the market had tumbled into a bear market. However, on some days the market actually closed higher. In such circumstances… read more…
- How Long Do Bear Markets Typically Last?
A bear market marks a time of uncertainty for investors. It’s uncomfortable to watch your portfolio potentially free fall during a bear market. But knowing there is a light at the end of the tunnel can help. So, how long… read more…
- Yes, We Are in a Recession: Here’s How to Protect Your Portfolio
Gross domestic product in the U.S. fell 0.9% in the second quarter of 2022, marking the second consecutive quarter of negative growth, the commonly accepted definition of a recession. The National Bureau of Economic Research is the body that officially… read more…
- What Is Attribution Analysis?
Investing in actively managed funds might appeal to you if you’re hoping to beat the market. But before you invest, there’s just one thing to consider: the fund manager. The fund manager’s expertise and the overall allocation of the fund can play a key part in the type of returns you realize. Attribution analysis is… read more…
- Is the Stock Market Going to Crash This Year?
The first six months of 2022 were the worst the stock market has had in more than 40 years, officially entering a bear market on June 13. Despite some recent bouncebacks, investors remain worried. So much so that some have… read more…
- Here’s How the National Debt Could Affect Your Investments
Over the last 30 years, the U.S. has steadily increased its national debt from $4 trillion to $28.43 trillion through December 2021, according to government data. And it crossed the $30 trillion mark for the first time in early 2022. New economic modeling from The Concord Coalition shows that as the government borrows more money… read more…
- 6 Things That Happen When Interest Rates Rise
As the Federal Reserve increases interest rates to combat inflation and prevent an overheated economy, the effects are felt throughout the economy and household finances. Many things that happen as a result can hurt your finances if you don’t either… read more…