- The Income Statement: A Guide for Investors
Income statements are financial statements that show how a business did financially over a certain period of time. Generally, they show revenue minus expenses and losses to give a company’s profit or loss over that time period. Income statements are… read more…
- An Investor’s Guide to Long-Term Investing
Long-term investing is often the best way to build wealth that stands the test of time. It’s how you plan for retirement and build a legacy to pass on to your children and grandchildren. Long-term investments require patience, but they… read more…
- 7 Short-Term Investment Options to Consider
Short-term investments are generally defined as investments that pay off in less than five years (sometimes even less time, perhaps within a year). Whereas long-term investments are generally made with the goal of building overall wealth and preparing for retirement,… read more…
- What Type of Investment Account Should You Open?
Investing in the stock market has been a great way to build long-term wealth for almost as long as the United States has been a country. And as retirements continue to increase with people’s lifespans, it’s becoming more and more… read more…
- Balance Sheet: What It Shows & How to Read One
A balance sheet is a financial document that a company releases to show its assets, liabilities and overall shareholder equity. Balance sheets are useful tools for potential investors in a company, as they show the general financial status of a… read more…
- Opportunity Cost: Definition and Examples
Opportunity cost is the benefit you miss out on when you choose to do something else. Every choice you make — from investing choices to career decisions to something as simple as where to eat dinner — comes with some form… read more…
- What Is an Investment Simulator?
Investing is risky. When you put your money in the market, you’re taking a chance with real money. This is the same money that you might need to pay your mortgage, feed your family and cover the other basic costs… read more…
- How (and Where) to Invest in Cryptocurrency
Although cryptocurrency has only been around for a short time, it has expanded into a wide, convoluted universe that can be difficult to understand for the uninitiated. But with Bitcoin and other cryptocurrencies seeing wild fluctuations in price, there’s an… read more…
- Dow Futures: Betting on Whether the Stock Market Index Will Go Up or Down
Trading Dow Futures is a bit like making a color bet in roulette, where you are picking red or black instead of an individual number. Similarly, with a Dow Future contract, you are betting that the Dow Jones Industrial Average (DJIA) will… read more…
- 11 Common Types of Investments and How They Work
Investing can intimidate a lot of people because there are many options and it can be hard to figure out which investments are right for your portfolio. This guide walks you through ten of the most common types of investments,… read more…
- Ways to Invest $30,000
If you have $30,000 to invest, you have many options. Some things, like making the down payment on a house, might be a bit out of reach, but you can still invest in securities ranging from stocks to treasury bonds.… read more…
- How a UTMA Compares to a 529 Plan
The cost of higher education has skyrocketed over the last few decades, and shows no signs of slowing. That’s why it’s more important than ever that parents start saving as early as possible for their children’s future. There are two… read more…
- How a Passive Investing Strategy Works
Passive investing is an investing strategy that involves buying and holding investments for a long period of time, rather than making frequent trades to try to beat the market. It is a go-to strategy for long-term investors because it capitalizes… read more…
- The Best Investment Apps for Every Investor
With both established brokerages and new companies offering investment apps, the options can be overwhelming. There are apps for every kind of investor, from the beginner just looking to dip a toe in the water to seasoned day traders who… read more…
- How to Buy an Engagement Ring
It might seem easier to find a partner and plan a proposal than it is to buy the perfect engagement ring. In addition to being expensive, rings are seen as a symbol of love for your significant other and an… read more…
- What Is RSI?
Unlike investing, trading requires a very active approach within the investment market. Rather than buying and holding assets to build wealth over the course of many years, a trader frequently buys and sells stocks, commodities and other securities to achieve higher… read more…
- What Is the Net Investment Income Tax?
Investing has the potential to earn you great returns – but where money’s being made, you can surely find Uncle Sam nearby. Accordingly, the net investment income tax (NIIT) will take a 3.8% bite out of a portion of your… read more…
- What Is Beta? Everything You Need to Know About Measuring Stock Volatility
Beta measures how volatile a stock is in relation to the broader stock market over time. A stock with a high beta indicates it’s more volatile than the overall market and can react with dramatic share-price changes amid market swings. So if you don’t have the stomach for vast price changes, you may want to… read more…
- Pros and Cons of Investing in Mutual Funds
Mutual funds attract investors for many reasons. For starters, mutual funds are diversified and professionally managed investment vehicles. Their structure eliminates the need to pick securities individually and rebalance your own portfolio. But that doesn’t mean you can pass on doing… read more…
- How to Invest in Penny Stocks: A Step-by-Step Guide
The allure of penny stocks isn’t surprising. The idea is to buy low-priced stocks with huge growth potential and then make a robust profit by selling if they go up substantially in value. The problem is that many people don’t… read more…
- How to Buy a Second Home
There’s nothing worse than taking an incredible vacation, wishing you could stay and simply not being able to. The tangible next step to this realization could be looking at a local real estate guide and perhaps even calling a real estate agent to look at some available properties. Before you know it, the idea of having… read more…
- How to Buy an Apartment
You can fulfill the American dream of homeownership by owning an apartment just as you can with a traditional single-tenant home. Owning instead of renting can also be good for your finances, as you’re building equity in a property you can later sell instead of throwing money away to a landlord. So if you’re interested in… read more…
- How to Buy a Tesla
Teslas are popular right now, and they have been for some time now. This is not just because they’re named after a man who once tried to invent the death ray, though. Elon Musk’s brainchild has cultural cachet, doesn’t need gas… read more…
- How to Buy Rental Property
Whether it’s a small home or apartment or, at the higher end, a multi-family home or apartment building, you can generate robust and reliable income from a rental property. Based on 1986-2014 data from UCLA’s Anderson School of Management, single-family rental… read more…
- How to Buy a Franchise
A franchise can be the best of both worlds. When you become a franchisee, you get to launch and own your small business without having to create one from the ground up. A franchise means buying into a proven business… read more…