Capital Financial Advisory Group is a wealth management firm headquartered in Apex, North Carolina. This financial advisor doesn’t offer portfolio management services, but it provides financial planning, wealth management and money management services. If you're looking for a firm that offers portfolio management services, consider using SmartAsset's free financial advisor matching tool.
Capital Financial currently has a small team of on-staff advisors. The firm gears its services specifically towards individuals both with and without a high net worth.
Capital Financial Advisory Group Background
Capital Financial was formed in 1992 by founder Peter D’Arruda. Today, the firm is still owned by D'Arruda, who is also the firm's managing member, president, lead advisor and chief compliance officer (CCO). The independent firm specializes in financial planning topics like investing, retirement, insurance, taxes and estate planning.
Capital Financial’s team includes one master registered financial consultant (MRFC), one retirement income certified professional (RICP), one chartered financial consultant (ChFC) and one registered financial consultant (RFC).
Capital Financial Advisory Group Client Types and Minimum Account Sizes
Capital Financial says on its website that it serves high-net-worth individuals and families. The firm has a minimum account size requirement of $100,000.
Services Offered by Capital Financial Advisory Group
The firm provides the following services:
- Financial planning
- Retirement planning
- Financial goal planning
- Holistic financial planning
- Tax minimization
- Estate planning
- Custom investment planning
- Selection of other advisors
Capital Financial Advisory Group Investment Philosophy
Capital Financial says its priority is to protect what clients have spent a lifetime accumulating. The firm also strives to provide financial clarity to those preparing for or already in their retirement, according to its website. In its effort to limit risk, Capital Financial provides structured income plans, as well as estate growth and protection services.
The firm utilizes corporate rating services, financial newspapers, standard deviation charts and other methods when providing financial planning advice.
Fees Under Capital Financial Advisory Group
There are two separate components to Capital Financial’s financial planning fees. The firm charges hourly fees that can range up to $299, while fixed fees range from $500 to $1,499, depending on the complexity of a client’s financial situation.
What to Watch Out For
Capital Financial Advisory Group doesn’t have any disclosures listed on its SEC-filed Form ADV. The firm is, however, only registered as an investment advisor in North Carolina, meaning it can't accept clients outside of that state.
Capital Financial doesn’t offer portfolio management services. If you’re looking for a firm that does, try using our free financial advisor matching service to connect with up to three advisors in your area.
Opening an Account With Capital Financial Advisory Group
The best way to get in touch with Capital Financial Advisory Group is to call (919) 657-4201 or visit one of its office locations in either Apex or Wilmington, North Carolina.
All information is accurate as of the writing of this article.
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