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States With the Most Irresponsible Drivers – 2022 Edition

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SmartAsset: States With the Worst Drivers – 2022 Edition

Traffic fatalities are rising on American roadways, once again highlighting the importance of safe driving. According to the National Highway Traffic Safety Administration, traffic deaths spiked 10.5% in 2021 when 42,915 people were killed in crashes. That uptick followed a particularly harrowing 2020, which saw 38,824 motor vehicle fatalities. It had been the deadliest year on American roads since 2007 despite fewer people driving amid the COVID-19 pandemic.

Given recent spikes in the number of traffic fatalities, SmartAsset examined data to identify and rank the states with the most irresponsible drivers in 2022. To find out which states have the most irresponsible drivers, we considered four metrics: percentage of drivers who are insured, number of driving under the influence (DUI) arrests per 1,000 drivers, number of fatalities per 100 million vehicle miles driven and how often residents Google terms like “traffic ticket” or “speeding ticket.” For details on our data sources and how we put all the information together to create our final rankings, read the Data and Methodology section below.

This is SmartAsset’s sixth annual study uncovering the states with the most irresponsible drivers. See the 2021 version here.

Key Findings

  • Mississippi has the worst drivers, again. For the fifth year in a row, Mississippi ranks as the state with the most irresponsible drivers, according to our metrics. Why does the Magnolia State rank worst overall? It has the highest percentage of uninsured drivers (29.4%) and the second-most fatalities per 100 million vehicle miles driven (1.90).
  • Northeastern drivers are relatively responsible. Eight out of the top 10 states with the best drivers are located in the Northeast. Massachusetts has the most responsible drivers for a sixth consecutive year, boasting the lowest number of fatalities per 100 million vehicle miles driven (0.63) and the second-lowest percentage of drivers who are uninsured (3.5%).
  • South Carolina and South Dakota have the most fatalities and DUI arrests, respectively. South Carolina has the unfortunate distinction of having the highest fatal crash rate, with 1.97 fatalities per 100 million miles driven. Meanwhile, South Dakota has the nation’s highest number of DUI arrests, at 9.21 per 1,000 drivers.

1. Mississippi

In Mississippi, 29.4% of drivers do not have auto insurance, which ranks as the nation's highest uninsured rate. The state also suffers 1.90 fatalities per 100 million vehicle miles driven, the second-highest fatality rate across our study. Meanwhile, Mississippi also has the fourth-most Google searches for the terms “speeding ticket” or “traffic ticket” relative to searches for “gasoline.”

2. Tennessee

Tennessee has the third-highest percentage of drivers without insurance (23.7%) and the ninth-most Google searches related to speeding and traffic tickets when compared to searches for gasoline. The state records 1.59 fatalities every 100 million vehicle miles driven, which ranks 11th-most across our study. It also has the 16th-most DUI arrests (3.70 per 1,000 drivers).

3. California

The Golden State has the eighth-most Google searches for speeding and traffic tickets relative to searches for gasoline, while it also has the ninth-highest percentage of drivers who are uninsured (16.6%). Meanwhile, there are 3.55 DUI arrests recorded per 1,000 drivers in California, which ranks 19th-most overall.

4. South Carolina

As mentioned above, South Carolina has the highest fatality rate across our study (1.97 per 100 million vehicle miles driven). However, residents also the terms “speeding ticket” and “traffic ticket” almost four times as often as they search for “gasoline.”

5. Arkansas

In Arkansas, there are 1.88 fatalities for every 100 million vehicle miles driven, third-most across our study. The state also has the eighth-highest percentage of uninsured drivers (19.3%) and 19th-most Google searches related to traffic and speeding tickets when compared to searches for gasoline.

6. Missouri

The Show-Me State has the 11th-highest percentage of drivers without auto insurance, at 16.4%. It also has the 21st-highest vehicle fatality rate across our study (1.36 per 100 million vehicle miles driven).

7. Nevada

Nevada has the country's highest volume of Google searches related to traffic and speeding tickets when compared to searches for gasoline, with residents searching for the first two terms five times more often. Meanwhile, the state also has the eighth-highest DUI arrest rate across our study. For every 1,000 drivers there are in Nevada, 4.63 arrests are made for driving under the influence.

8. Kentucky

In Kentucky, there are 1.68 fatalities per 100 million vehicle miles driven, sixth-most across our study. Meanwhile, the state has the 12th-most DUI arrests per 1,000 drivers (4.17) and 16th-highest percentage of uninsured drivers (13.9%).

9. Arizona

For every 100 million vehicle miles driven in Arizona, there are 1.60 fatalities (ninth-most). Meanwhile, the state also has the 11th-most Google searches for “traffic ticket” or “speeding ticket” relative to searches for “gasoline.”

10. Colorado (Tie)

Colorado has the 12th-highest percentage of uninsured drivers (16.3%) and 18th-most DUI arrests per 1,000 drivers (3.60). In 2020, there were 1.28 fatalities for every 100 million vehicle miles driven, which ranks 23rd-worst overall.

10. Florida (Tie)

Florida is tied with Colorado as the 10th-worst driving state in the country. More than 20% of drivers in the Sunshine State do not have auto insurance, sixth highest across our study. Florida also has the ninth-most traffic deaths per 100 million vehicle miles driven (1.60).

Data and Methodology

To find the states with the worst drivers, we looked at data on all 50 states across these four metrics:

  • Fatalities per 100 million vehicle miles driven. Data comes from the National Highway Traffic Safety Administration and is from 2020.
  • Arrests for driving under the influence per 1,000 drivers. Data on DUI arrests comes from the FBI. Data on the number of drivers comes from the Department of Transportation. Data is from 2020.
  • Percentage of drivers who are insured. Most recently available data comes from the Insurance Research Council, as reported by Forbes, and is from 2019.
  • Google Trends on driving tickets. This is how often residents in each state Google “speeding ticket” and “traffic ticket.” To control for the number of drivers in each state, we compared “speeding ticket” and “traffic ticket” Google Trends data to “gasoline” Google Trends data. We pulled data for the period between May 2021 and May 2022.

First, we ranked each state in each of the four metrics. We then computed each state’s average ranking, giving each metric equal weighting. We used the average rankings to create our final scores. The state with the highest average ranking received a score of 100, while the state with the lowest average ranking received a score of 0.

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Photo credit: ©iStock.com/egdigital

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