Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right
Tap on the profile icon to edit
your financial details.

Rhode Island Paycheck Calculator

Your Details Done

Use SmartAsset's paycheck calculator to calculate your take home pay per paycheck for both salary and hourly jobs after taking into account federal, state, and local taxes.

Overview of Rhode Island Taxes

Rhode Island has a progressive state income tax system with three tax brackets. The tax rates vary by income level, but are the same for all taxpayers regardless of filing status. Rhode Island’s top income tax rate is 5.99%. No cities in the state levy local income taxes.

Work Info
Add your details
Marital Status
Marital Status
Enter your marital status
Do this later
Add your details
Enter your location Do this later
Add your details
Elected State Percentage
Do this later
Add your details

Do this later
Add your details
Pay Frequency
Do this later
Add your details
Additional State

Do this later
Add your details
Are you exempt from any taxes?
Do this later
Salary (per year)
Hourly Wage

Hours (per pay period)

Overtime Hourly Wage

Overtime Hours (per pay period)

You can't withhold more than your earnings. Please adjust your .

Your estimated -- take home pay:

Where is your money going?
Gross Paycheck $--
Taxes --% $--
Federal Income --% $--
State Income --% $--
Local Income --% $--
FICA and State Insurance Taxes --% $--
Social Security --% $--
Medicare --% $--
State Disability Insurance Tax --% $--
State Unemployment Insurance Tax --% $--
State Family Leave Insurance Tax --% $--
State Workers Compensation Insurance Tax --% $--
Pre-Tax Deductions --% $--
Post-Tax Deductions --% $--
Take Home Salary --% $--
Save more with these rates that beat the National Average
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
As of
Marketing Disclosure
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
As of
Marketing Disclosure

Share Your Feedback
How would you rate your experience using this SmartAsset tool?
What is the most important reason for that score? (optional)
Please limit your response to 150 characters or less.
Thank you for your answer! Your feedback is very important to us.

Rhode Island Paycheck Calculator

Photo credit: ©

Rhode Island Paycheck Quick Facts

  • Rhode Island income tax rate: 3.75% - 5.99%
  • Median household income: $81,370 (U.S. Census Bureau)
  • Number of cities that have local income taxes: 0

How Your Rhode Island Paycheck Works

It’s difficult to predict your exact take-home pay because your employer removes certain taxes from your paychecks. Each pay period, you'll see money come out of your paycheck for Social Security and Medicare taxes. These make up FICA (Federal Insurance Contributions Act) taxes. Your employer will withhold 6.2% of your wages in Social Security tax and 1.45% in Medicare tax. Your employer then matches your contribution, so the total amount paid to Social Security and Medicare is double what you paid. Keep in mind, though, that if you are self-employed, you will have to pay this entire contribution yourself. Additionally, if you earn in excess of $200,000, your wages higher than that amount are subject to a 0.9% Medicare surtax, which employers do not match.

How much you pay in federal income taxes depends on factors like your income level, marital status and whether you list any dependents on your Form W-4. The information you put on your W-4 is how your employer knows how much to withhold from your paychecks. That’s why all of your employers (if they withhold taxes) will require you to fill out a W-4. You should also update your W-4 anytime you experience a big life change, like getting married or having a child.

The IRS made major revisions to the W-4 in recent years. The new form no longer uses allowances, alternatively requiring filers to enter annual dollar amounts for things such as non-wage income, total annual taxable wages, income tax credits and itemized and other deductions. The form also utilizes a five-step process that lets filers indicate any additional income or jobs.

Additionally, if you opt into employer-sponsored benefits like health and life insurance or 401(k) or 403(b) retirement accounts, the money you pay toward those is deducted from your wages.

Rhode Island Median Household Income

YearMedian Household Income

Rhode Island has a progressive state income tax system, meaning residents who earn more may pay a higher rate. There are three tax brackets and they are the same for all taxpayers regardless of filing status. The first $73,450 of Rhode Island taxable income is taxed at 3.75%. Taxable income between $73,450 and $166,950 is taxed at 4.75%, and taxable income higher than that amount is taxed at 5.99%.

Rhode Island does not have any local income taxes.

If you're considering refinancing a property or purchasing a home in the Ocean State, check out our Rhode Island mortgage guide for important information about rates and getting a mortgage there.

Income Tax Brackets

All Filers
Rhode Island Taxable IncomeRate
$0 - $73,4503.75%
$73,450 - $166,9504.75%

A financial advisor can help you understand how taxes fit into your overall financial goals. Finding a financial advisor doesn't have to be hard. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.

How You Can Affect Your Rhode Island Paycheck

Although you can’t have full control over all aspects of your paycheck, there are ways in which you can affect your take-home pay. One method involves contributing money to pre-tax accounts, such as a health savings account (HSA), 403(b) or 401(k). When you contribute funds to these accounts, you do so on a pre-tax basis, meaning that you're actually reducing your taxable income. While all employers don't offer these options, you should consider using them if your employer does.

You may also want to consider having a dollar amount withheld from each of your paychecks to go toward your taxes. On the W-4, there is a line where you can write in any additional money that you’d want your employer to withhold from each paycheck. Yes, this will make your paychecks smaller, but you'll be spreading out your tax burden over the entire year instead of underpaying and then owing money during tax season.

Rhode Island Top Income Tax Rate

YearTop Income Tax Rate