- Are Asset Allocation Model Portfolios Right for Your Clients?
Asset allocation model portfolios offer clients a diversified investment mix in a streamlined package. Advisors can use model portfolios to blend different asset classes and investment styles, and tailor them to specific financial goals. Which clients can benefit from a model portfolio? We’ll review when to consider and how to utilize model portfolios as a… read more…
- Is a Tax Management Overlay Right for Your Client?
Tax management is often integral to the advisory process as clients seek to reduce their liabilities while maximizing their after-tax returns. Employing a tax overlay strategy can help you achieve those goals for your clients. Overlay strategies are designed to produce tax-efficient portfolios that reflect an investor’s preferred asset allocation, risk tolerance and objectives. Are… read more…
- Frequently Asked Questions (FAQs) About the January 2025 New Rule of the Telephone Consumer Protection Act (TCPA)
What You Should Know About the New Rule The FCC is updating rules about how businesses get consent for telemarketing calls and texts. SmartAsset is proactively ensuring our clients understand and will comply with the updated rule. What Are the New FCC Consent Rules, and When Do They Take Effect? The new FCC consent rules,… read more…
- SmartAsset AMP Outreach Workbook
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- SmartAsset AMP: 30 Day Outreach Plan
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- SmartAsset Leads – Standard Advisor Outreach
Use this page to help you follow up with leads from SmartAsset. Touch 1 (Message) Day 1: Schedule an Outreach Hi, this is ______. I’m a Certified Financial Planner and your financial advisor from SmartAsset. I wanted to let you know that I will be giving you a call at __ on __ to go over your… read more…
- Handling Indifference for Advisors
This page contains the Common Prospect Resistant Statements and a framework for handling them. A.R.T. Framework Here’s a few things to keep in mind before Use the A.R.T. framework to overcome objections. A.R.T. stands for: Common Prospect Indifferences Acknowledge & Validate: Validate the Prospect’s decision of working with an advisor and open the conversation to.… read more…
- What Is Tax Drag and How You Avoid It for Your Clients
Tax drag refers to the negative impact that taxes can have on the overall return of an investment or a portfolio. It’s calculated as the difference between the return on an investment before taxes and the return after taxes. Tax drag is a crucial concept for financial advisors to understand and manage, as it can… read more…
- What Does a Mutual Fund Advisor Do?
Investing in mutual funds can be a lucrative venture, helping you grow your wealth, save for retirement or achieve other financial goals. However, navigating this complex landscape can be challenging for many, especially those new to investing. Enter the mutual fund advisor – a financial professional providing expert guidance and assistance in the world of… read more…
- Do Investors Want to Invest in Index Funds?
Many retail investors are interested in index strategies but lack an understanding of how they work, according to a recent survey. In fact, many retail investors say they want more information on index funds. But they don’t recall their financial… read more…
- How Advisors Handle an Ever-Changing Retirement Age
When it comes to Social Security, age 67 is considered full retirement age. But it hasn’t always been that way. Originally, the Social Security Act of 1935 set the retirement age at 65 years old. The age increased to 67… read more…
- Advisors Eye Whether They Should Recommend a 4% Withdrawal Rate in 2023
The 4% rule for calculating portfolio withdrawals has been a tool advisors use to help clients plan for retirement since its inception in the 1990s. In that time, it’s become perhaps the most well-known retirement planning rule of thumb. But the… read more…
- 5 Common Mistakes High-Net-Worth Clients Make
When it comes to advising high-net-worth clients, financial advisors have a lot at stake. That’s especially true when it comes to helping clients steer clear of common mistakes and pitfalls. “Addressing common client mistakes looks different with high-net-worth clients because… read more…
- 7 Tax Pitfalls Financial Advisors Should Avoid This Season
Some financial advisors may be tempted to wash their hands of taxes and leave them to the accountants. But that approach doesn’t ensure the best outcome for their clients. Great financial advisors know that, while the calendar has turned over on 2022,… read more…
- Ask an Advisor: I Have a ‘Solid Understanding’ of Investment Strategies. So Why Should I Pay 1% to a Financial Advisor?
Is it worth paying a financial advisor to manage retirement funds if you are confident in your own financial investment strategies? I feel like I have a solid understanding of long-term investment strategies. And as such, I feel the roughly… read more…
- Webinar: 10 Things Advisors Should Discuss With Clients Before the Year Ends
Before 2022 comes to a close, advisors should kick off discussions with clients on a range of subjects, including retirement, investing, insurance and taxes. For many of these topics, there are year-end deadlines or contribution cut-offs that are important to… read more…
- Retirees Are Confused About Medicare. Here’s How Financial Advisors Can Help
Retirees are confused about enrolling in Medicare, according to a 2022 survey from Sage Growth Partners and Healthpilot. Notably, 33% of respondents have a financial advisor, but only 2% use that advisor to help plan their selection. Understanding Medicare can… read more…