- When You Should Use a Taxable Brokerage Account?
A taxable brokerage account that allows you to buy and sell a wide range of securities, such as stocks, bonds, mutual funds and exchange-traded funds (ETFs). Unlike contributions to a traditional IRA or a 401(k), contributions to a taxable brokerage… read more…
- How Capital Gains Distributions Work
During tax season, did you receive a 1099-DIV form that showed you received a capital gains distribution? If so, you may owe taxes on the money. A capital gains distribution is a payment from a mutual fund or ETF for… read more…
- What Is the Tax-Equivalent Yield?
Bonds can provide passive income, some of which may be tax-free if you’re investing in municipal bonds. The tax-equivalent yield formula can be a useful tool for comparing taxable and tax-free bond investments. Tax-equivalent yield tells you how much of… read more…
- When Do You Have to Pay ETF Taxes?
When investing in the stock market, knowing how you’ll need to pay taxes is important. Capital gains taxes are a reality for anyone buying and selling stocks. But what if you’re trading in funds like ETFs? Did you know that… read more…
- What Is Capital Gains Yield
Investing is frequently filled with complicated jargon that can make it difficult to understand how your investments are actually performing. The Capital Gains Yield is one of these terms. While most brokerages calculate this number for you on all of… read more…
- A Guide to Tax-Saving Mutual Funds
Building a tax-efficient portfolio so you can keep more of your investment income and capital gains is a concern of investors the world over. In India, for example, the government has created a “tax-saving mutual fund” with tax benefits in… read more…
- Can Passive Losses Offset Capital Gains?
Passive losses can be used like most losses. You can deduct them from your gains on your taxes, allowing you to pay taxes only on the resulting profits. The catch is that in most cases you can only use passive losses… read more…
- What Is a Capital Loss Carryover? Rules, Examples and Definition
You may be familiar with the tax implications of capital gains, but what about capital loss? A capital loss refers to the money that your investments lose. You can write off your capital losses from your taxes and do it… read more…
- What Are Short-Term Capital Losses?
Losing money can be inevitable even if you haven’t been investing for long. A string of unfruitful investments in quick succession can lead to short-term capital losses, which accrue as you sell assets that have plunged in value. Short-term capital… read more…
- You’d Never Guess You Can Use Tax-Loss Harvesting On This Asset
Bonds have taken a beating in 2022, but the damage to your portfolio may be less than meets that eye, provided you handle those losses in a tax-smart way. That’s because a technique more commonly associated with equities can ease… read more…
- California Capital Gains Tax
When someone makes an investment, they’re obviously hoping that it ends up making them money. Otherwise, there would be no point to the investment. If you do increase your net worth through investments, though, you’ll likely have to pay taxes… read more…
- Buy, Borrow, Die: How the Rich Avoid Taxes
Investing money can help you build wealth, but taxes can take a big bite out of your earnings. Following a buy, borrow, die strategy is one way to minimize your tax liability and preserve more of your wealth. The concept… read more…
- What Is a Patronage Dividend and Are They Taxable?
A patronage dividend is a refund that a co-operative distributes to its members as a share of the co-op’s profits. Unlike a regular stock dividend, a patronage dividend is not a return on investment. Instead, it represents a rebate on… read more…
- Inflation Reduction Act: How Taxing Stock Buybacks May Affect You
The Inflation Reduction Act of 2022 levies a 1% excise tax on corporate stock buybacks, beginning in 2023. It was added by senators in exchange for not eliminating the carried interest loophole. The tax is expected to boost federal revenue… read more…
- Florida Capital Gains Tax
The goal of an investment — whether you place your money in stocks, a business or real estate — is generally to end up with more money than you started with. When you earn enough money from investments, you’ll have to start thinking about the tax implications of them. These come in the form of… read more…
- Short-Term Capital Gains Tax Rates for 2026
Capital gains tax generally applies when you sell an investment or asset for more than what you paid for it. In other words, any profits resulting from the sale are considered taxable in the eyes of the Internal Revenue Service.… read more…
- How to Boost Your Portfolio’s ‘Tax Alpha’
The tax efficiency of your portfolio is a sometimes overlooked consideration in financial planning and in assessing your investment’s total return. But not paying any more than you need to in taxes can have an outsize effect on your eventual… read more…
- Understanding Delaware Statutory Trusts (DSTs)
A Delaware Statutory Trust (DST) owns income-producing real estate and sells percentage shares of ownership to investors who expect to receive income and appreciation. DSTs can offer significant tax benefits through 1031 exchanges that let investors defer or avoid capital… read more…
- Guide to High-Net-Worth Wealth Management
Having a high net worth does come with its own set of challenges, one of which is the effective management your money. While there are basic principles to help guide your investing strategy, there are specific actions you can take… read more…
- How to Avoid Taxes on Crypto Investments
The IRS treats cryptocurrency as a standard type of property, the same as receiving comic books or a car. The government taxes this asset as either ordinary income or capital gains. This means that if you sell it and make a profit, you will ordinarily owe taxes on those gains. As with all investment assets,… read more…
- Capital Gains Tax: Definition, Rates & Calculation
If you make money from just about any source, you’re likely to find Uncle Sam nearby. It’s true of money you earn from a job, and it’s true of money you earn from investments – whether that’s stocks, real estate… read more…
- What’s the Cryptocurrency Wash Sale Law?
Tax-loss harvesting could save you money as an investor if you’re trying to balance out capital gains with capital losses. But the IRS wash sale rule is designed to prevent people from unfairly taking advantage of tax-loss harvesting benefits. This rule applies to securities, meaning that cryptocurrency has been excluded as the IRS classifies it… read more…
- Taxes on Stocks: What Will You Have to Pay?
Buying and selling stocks involves paying capital gains taxes. How much you’ll owe depends on the amount of your earnings and how long you hold the stocks. While high-earners can pay as much as 37% on stocks they sell within a year of purchasing, lower-income investors may not pay any taxes on investment income. A… read more…
- Why Investors Are Piling Into This Often-Overlooked Security
With proposed legislation to raise income taxes and capital gains taxes circulating in Washington, D.C., municipal bonds have become an attractive option for investors seeking tax-free income and low risk investments for their portfolios. However, it’s important to note that rising interest rates and credit perils can pose serious risks, particularly when it comes to high-yield… read more…
- Are Municipal Bonds Always Tax-Free?
Municipal bonds are a compelling option for investors seeking consistent income with minimal credit risk. Tax-free municipal bonds, in particular, offer an added advantage due to their tax-exempt status. However, it’s important to note that this tax-exempt status isn’t always guaranteed. There are specific situations where income from municipal bonds may still be subject to… read more…