- First-Time Home Buyer Programs in Maine
Maine is a state of fresh lobster, beautiful fall foliage and 3,478 miles of coastline. If you’re considering buying a home in the Pine Tree State, you should be aware of the special programs – from both the federal and Maine… read more…
- First-Time Home Buyer Programs in Delaware
With just plenty of historic charm and seaside beauty, Delaware cracks SmartAsset’s top 10 states for the middle class. If you’re hoping to buy a home there, be sure to check out the various homebuyer programs offered by both the… read more…
- First-Time Home Buyer Programs in Oregon
Both the federal and Oregon state governments offer loan programs in an effort to simplify the entire mortgage application process for newbies. There are a number of choices available, depending on your income, down payment amount and other typical factors.… read more…
- First-Time Home Buyer Programs in Utah for 2023
Both the federal government and Utah Housing Corporation sponsor first-time homebuyer programs and down payment assistance to help Beehive State settlers achieve homeownership. Some cater to low-income individuals with less-than-ideal credit scores. Others are designed specifically for public service professionals… read more…
- First-Time Home Buyer Programs in Michigan
Michigan’s economy has experienced its ups and downs over the last few decades. Population decline and the national housing crisis have driven prices and mortgage rates down, making it homeownership more attainable in the state. Some cities are even paying… read more…
- First-Time Home Buyer Programs in Washington
Buying your first home is an intimidating and expensive process and one that will ultimately have a big impact on your financial plan. That’s why the federal and Washington state governments have created programs to help first-time homebuyers with access… read more…
- First-Time Home Buyer Programs in Virginia
Thinking about joining the eight million people who call Virginia home? Before you buy a home in Old Dominion, you may want to consider some of the mortgage programs that make it easier to get a mortgage. Many are specifically… read more…
- First-Time Home Buyer Programs in Arizona
Dramatic landscapes, mild winters and a relatively low cost of living are drawing an increasingly diverse population to the state of Arizona, including new parents and retirees. In fact, it’s one of the 10 fastest-growing states in the country. If… read more…
- First-Time Home Buyer Programs in New York
For New York residents, there are a number of federal- and state-level programs that are designed for first-time homebuyers. These programs can focus on easy-to-meet down payment requirements, specific home locations, low interest rates and more. A few offerings even cater to… read more…
- First-Time Home Buyer Programs in New Mexico
The state and federal government run several first-time homebuyer programs in New Mexico to help make homeownership a reality for all. So don’t feel discouraged if your income isn’t stellar or if your credit history isn’t superb. Several programs help… read more…
- First-Time Home Buyer Programs in Wisconsin for 2024
Filled with pristine lakes, rivers and state parks, Wisconsin can be a wonderful place to lay down roots. And a first-time homebuyer program in Wisconsin can help you make it a reality. Wisconsin and the federal government sponsor various first-time… read more…
- First-Time Home Buyer Programs in Oklahoma
The state and federal government sponsor various Oklahoma first-time homebuyer programs designed to give everyone the chance to lay their roots here. So don’t feel left out because of low income or a lackluster credit score. Some of these Oklahoma… read more…
- Illinois First-Time Home Buyer Programs
Median home prices in Illinois are nearly 40% lower than the national average, which makes homeownership a great option, especially outside of the Chicago area. First-time homeowners may also get a hand from the federal and Illinois state governments, which have created… read more…
- First-Time Home Buyer Programs in Ohio
Buying your first home can be an intimidating and expensive process. That’s why the federal and Ohio state governments have created loan and mortgage programs specifically for first-time homebuyers. No matter what your financial situation, they can make homeownership both… read more…
- First-Time Home Buyer Programs in Kansas
The state of Kansas and the federal government sponsor several first-time homebuyer programs. Some cater to low-income individuals with less-than-superb credit scores. Others support public service professionals like teachers, police officers and firefighters. One even assists people who already have… read more…
- First-Time Home Buyer Programs in Maryland
Purchasing your first home can be intimidating and expensive. As you go through the homebuying and mortgage process, you’ll encounter both big price tags and unfamiliar situations. Luckily, both the federal government and the Maryland state government offer programs to help first-time… read more…
- What Are Some Down Payment Assistance Programs?
Making a down payment for a new home can be expensive, even for those with decent income. If you’re eyeing a particular home but don’t know whether you can afford to make a down payment to secure a mortgage, don’t worry. Down payment assistance programs are widely available to home buyers who need an extra… read more…
- First-Time Home Buyer Programs in Colorado
Between breathtaking natural beauty, a burgeoning craft beer scene and a plethora of job opportunities, there are plenty of reasons to move to Colorado. Unfortunately, home prices in the Centennial State have grown exponentially since Colorado rebounded from the 2008… read more…
- First-Time Home Buyer Programs in Texas
Both the Texas state government and the federal government offer special programs for first-time home buyers. These programs may allow you to get a loan with low down payment and credit score requirements. There are also programs designed for specific… read more…
- 12 First-Time Home Buyer Programs in Florida
The process of purchasing your first home can be daunting and expensive, and it will likely include many financial situations you’ve never encountered. Luckily, the federal and Florida state governments have stepped in and created programs specifically for first-time home… read more…
- First-Time Home Buyer Programs in California
While it may seem like an intimidating process, purchasing and owning your first home is an attainable goal. It’s made even more attainable through mortgage programs specifically geared toward first-time homebuyers. There are programs offered by both the federal government… read more…
- Overview of First-Time Homebuyer Loan Programs
First-time homebuyer loan programs generally enable people with low or moderate incomes or with less-than-stellar credit scores to live a part of the American Dream, which is to say, purchase a home. Often, it’s their first home. But technically, it… read more…
- Where Millionaires Are Buying Homes
In some housing markets across the country it may feel like you need to be a millionaire just to buy a home. This is truer in some cities than in others, like San Francisco where Census Bureau data shows the median home is worth over $1 million and comes with sky-high monthly mortgage costs.. Below… read more…
- Where Women Are Buying Homes in the U.S.
In the past SmartAsset has analyzed gender income inequality through the lens of earnings. As of 2016, the Census Bureau estimates that the average full-time working female earns 80% of what the full-time working male earns. When women consistently earn less than men for the same work that has pernicious long-term effects on their ability… read more…
- The Best Cities to Buy a Home Big Enough to Raise a Family
Finding the right place to buy a family home can be difficult. Families with more than one child need enough space to live comfortably. But larger homes can be tough to find, especially large homes which are affordable. Below SmartAsset looks at these and other factors to find the best cities to buy a home… read more…