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Estate Planning

Sep 21, 2018 No one likes to think about death. It’s important, though, to consider your mortality when it comes to money. If you don’t, your family could end up having to scramble when you do pass on. One way to prepare for your eventual demise is to form a Totten trust, which is essentially a bank account with a named beneficiary. Read More...

Sep 14, 2018 If you are thinking about estate planning, there are a lot of options available for ensuring your assets are protected and your family is taken care of once you’ve died. One of these options is to store your assets in a living trust. This article will provide information for anyone considering forming a living trust in Maryland, with a step-by-step guide to the process and a look at why you may or may not want to create a living trust. If you are starting the estate planning process, you might want to find a financial advisor to help you. SmartAsset offers a free financial advisor matching serviceRead More...

Sep 04, 2018 Are you getting ready to plan your estate? If so, you’ll have a lot of options to choose from to protect your assets for your family. One of them is a living trust. This article is for people in South Carolina who are thinking about forming a living trust. It will take you through all of the steps to creating living trust in the state and also explain the pluses and minuses of using a living trust as part of your estate plan. Read More...

Sep 04, 2018 If you’re starting to think about estate planning, there are a lot of options out there for you. One method of protecting your assets for your family is to form a living trust. This article will take you through the steps it takes to create a living trust in Louisiana, plus look at the pros and cons of using a living trust in your estate plan. If you’re thinking of forming a living trust or you just want some more general financial planning help, getting a financial advisor is probably a good idea. You can find one who suits your needs using SmartAsset’s free financial advisor matching service. … Read More...

Sep 04, 2018 Are thinking about getting started on an estate plan? If so, there are a lot of possible routes you can take to prepare. One of the methods you can use is to make a living trust. This article will guide you through creating a living trust in New Mexico, laying out all of the steps and looking at the pros and cons of using a living trust as part of your estate plan. If you’re just starting with estate planning or if you’ve been trying and you’re at a loss, a financial advisor may be able to help. SmartAsset has a free financial advisor matching service you can use to find an advisor who is right for you. Read More...

Sep 04, 2018 If you’re getting ready to plan your estate, you may be overwhelmed by the sheer number of options you have to choose from to protect your assets and your family. This guide will explain one of those options, living trusts, for people in Iowa. Below, you’ll find a step-by-step guide to creating a living trust in the Hawkeye State, as well as an overview of the pros and cons of using one. If you are in the midst of estate planning and think you need some help, you might consider finding a financial advisor to serve as your guide. SmartAsset has a free financial advisor matching service that can help… Read More...

Sep 04, 2018 There are many ways to plan your estate, and it isn’t always easy to pick which method you’re going to use to protect your family and your assets. One option is to form a living trust. If you are in Ohio, this guide will take you step by step through how to make a living trust. It will also explain why you might want to think about forming a living trust -- and why it might not always be the best choice. For those of you thinking about making a living trust or anyone just working on financial planning in general, retaining the services of a financial advisor may be a good choice. SmartAsset’s free financial advisor matching service can help you find an advisor in your area who… Read More...

Sep 04, 2018 Planning an estate is a complicated process, and there are a number of ways to go about it. Whichever way you choose though, you’ll want to make sure your assets and your family are cared for and protected. A living trust is one popular way to do that. Read More...

Sep 04, 2018 Getting your estate ready for when you die may not be the most fun activity in the world, but it is necessary. There are a lot of ways to go about doing it, though. One of them is to create a living trust. If you’re in New Jersey, this guide will walk you through the steps to create a living trust and also examine the pluses and minuses of using a living trust to protect your assets for your family. Whether you’re creating a living trust or doing any other sort of financial planning activity, getting a financial advisor may be a good idea. SmartAsset’s free financial advisor matching service can help you find a good fit in your area. Read More...

Sep 04, 2018 Estate planning is incredibly important, yet it remains a bit of a mystery to many people. How exactly should you go about protecting your assets so your family is in the best position when you die? There are many ways to do it, but one way is to create a living trust. Read More...

Sep 04, 2018 It isn’t easy to plan your estate. There are a lot of moving parts, and it isn’t always fun to think about what is going to happen to your family and your property after you’ve died. Still, it’s important to think about how to best protect your assets and ensure your family is cared for once you're gone. One way to do that is to form a living trust. Read More...

Sep 04, 2018 Legacy and estate planning is a difficult and sometimes uncomfortable process. One possible way to make it easier is to form a living trust. If you live in Arkansas and you’re thinking about creating a living trust as part of your estate plan, this article will take you through all of the steps and provide an overview of the pros and cons of making a living trust in the state. If you’re thinking about creating a living trust or you just have some general financial planning concerns, a financial advisor can help. SmartAsset’s free financial advisor matching service can help you find an advisor in… Read More...

Sep 14, 2018 Estate planning presents a number of choices. One way to protect and pass on your estate is to form a living trust. If you’re in Washington and thinking about creating a living trust, this guide has all of the information you’ll need, including a step-by-step rundown on how to set up a living trust. If you’re about to make a living trust or are dealing with financial planning questions more generally, it might make sense to find a financial advisor to help. SmartAsset offers a free financial advisor matching service that will help you find a good advisor for you in your area. Read More...

Aug 22, 2018 A living trust is one way to plan your legacy and estate -- and to make things a bit easier for your family once you’ve died. If you live in Florida, this guide will tell you how to set up up a living trust and also provide some relevant information to help you decide if a living trust is the right option for you. If you’re creating a living trust or thinking about estate planning in general, it might make sense to talk to a financial advisor. SmartAsset offers a free financial advisor matching service that can help you find an advisor in your area who suits your needs. Read More...

Sep 14, 2018 You have a lot of options for planning your estate. One of them is to form a living trust. If you live in Michigan and are thinking about creating a living trust, this guide will give you all of the information you need, plus a step-by-step guide to actually making your own living trust. If you’re setting up a living trust or thinking about any other type of financial planning, it might make sense for you to find a financial advisor. SmartAsset offers a free financial advisor matching service that can help you find the right advisor for you in your area. Read More...

Sep 14, 2018 A living trust is an estate planning option that can make things easier for your family after you’ve died. This guide will take you through the process of creating a living trust in Texas, giving you all of the information you’ll need to make setting up a living trust as painless as possible. If you’re setting up a living trust -- or just looking for help with any other financial planning activity -- it might make sense to find a financial advisor. SmartAsset offers a free financial advisor matching service that can help you find an advisor in your area who is a good for for you and your family. Read More...

Aug 22, 2018 There are a number of ways to plan your estate, but one popular option is to form a living trust. This guide has all of the information you need to know about living trusts, including a step-by-step guide to setting one up in the state of Oregon. For those of you thinking about estate planning, getting the help of a financial advisor may be a good choice. SmartAsset offers a free financial advisor matching service to help you find an advisor in your area who suits your needs. Read More...

Aug 22, 2018 If you’re starting to think about your legacy and creating a plan for your estate, a living trust is one way to protect your assets and make life easier for your heirs. If you’re living in Illinois and thinking about creating a living trust, this guide will take you through the process and give you the information you need to know about the pros and cons of living trusts. Read More...

Aug 22, 2018 A living trust is one way to be proactive about planning your estate. If you’re in Arizona and think that establishing a living trust might be the best way for you to protect your assets and make life as easy as possible for your family after you’ve died, this guide will give you the information you need to set up the trust. Whether you’re creating a trust or a financial plan, you might also benefit from talking to a financial advisor. SmartAsset offers a free financial advisor matching service that will help you find an advisor in your area who is a good fit for you. Read More...

Aug 21, 2018 A living trust is one way to make things as easy as possible for your family after you’re gone. If you are living in New York and thinking about creating a living trust, this article will provide you with all of the relevant information you need, including a step-by-step guide through the process. Read More...

Sep 14, 2018 A living trust can be a useful tool for planning your estate. If you’re living in California and considering using a living trust to protect your assets during your golden years, this guide will provide you with all of the information you need to make sure you’re taking the right steps to create a living trust that will serve you the way you want. Read More...

Sep 04, 2018 Though it's uncomfortable to think about death, it's crucial to take certain steps to protect your assets before that time comes. Living trusts and wills are two estate planning options designed specifically to help you prepare for the inevitable. While one focuses largely on the management of your assets during life and after death, the other covers your medical preferences in the event of incapacitation. So how do you make the living trust vs. will choice? Read More...

Jul 11, 2018 The Maryland estate tax applies to estates worth more than $4 million. If you live in Maryland and are thinking about estate planning, this guide will walk you through what you need to know about the Maryland estate tax. If you think you'll need help with planning, consider working with a financial advisor. SmartAsset’s financial advisor matching service can help you find one that’s a good fit for you. Read More...

Jul 11, 2018 Pennsylvania does not have an estate tax. No matter the size of the estate, it will owe nothing to the state of Pennsylvania before the money is dispersed to heirs. There is a federal estate tax that may apply, and Pennsylvania does have an inheritance tax. If you think you might need help with estate planning or financial planning more generally, SmartAsset's  financial advisor matching tool can help you find an advisor in your area. Read More...

Jul 11, 2018 As of Jan. 1, 2018, New Jersey no longer has an estate tax. The tax was phased out over a period of years and is now nonexistent. This means that regardless of the size of the estate, if someone dies in or after January 2018, their estate owes nothing to the state of New Jersey. Depending on the size of the estate, however, some taxes might still be owed to the federal government. New Jersey also has an inheritance tax to look out for. If you think you might need help determining if your estate will owe taxes or with estate planning, you may want to enlist the help of a financial advisor. SmartAsset has a financial advisor matching tool that can help you find an advisor in… Read More...

Jul 23, 2018 The Illinois estate tax rate is graduated and goes up to 16%. It is applied on estates worth more than $4 million. If you live in the Prairie State and are thinking about estate planning, you’ve come to the right place. This guide will walk you through what you need to know about estate tax in Illinois. If you think you need help with estate planning, you may want to consider working with a financial advisor. SmartAsset’s financial advisor matching service can help you find an advisor that’s a good fit for you. Read More...

Jul 23, 2018 While South Carolina has no estate tax, there is still the possibility that you will be subject to the federal estate tax. A financial advisor can help you sort through any estate planning questions you may have, or help you with general financial planning. SmartAsset’s financial advisor matching platform can help you find a financial advisor in your area. Read More...

Jul 11, 2018 The estate tax rate in Oregon ranges from 10% to 16% and applies to estates above $1 million. If you are estate planning in Oregon and your estate is worth more than $1 million, you’ll have to consider the impact of the tax on your estate. If you think you might be subject to the estate tax, you may want to consider enlisting the help of a financial advisor. SmartAsset’s financial advisor matching tool can help you find one in your area who meets your specific needs. Read More...

Jul 24, 2018 The estate tax rates in Maine range from 8% to 12%. The tax applies on estates worth more than $5.49 million. This guide has the information you need to know if you’re starting to think about estate planning in Maine. If you’re planning your estate or dealing with financial planning issues in general, it can help to speak with a financial advisor. SmartAsset’s financial advisor matching tool can pair you with an advisor in your area for free. Read More...

Jul 10, 2018 There is no estate tax in Georgia. If you’re estate planning, there are still other factors to consider, like the possibility of having to pay the federal estate tax. If you’re dealing with an estate or with any other financial planning situation, you might want to consider finding a financial advisor to help you. SmartAsset can help you find a financial advisor in your area. Read More...

Jul 10, 2018 The state of Virginia does not have an estate tax - but you still may be subject to the federal estate tax, depending on the size of your estate. If you’re living in the Old Dominion and you’re thinking about estate planning, this guide has all the information you need to know. If you decide you need help with estate planning or any other type of financial planning, you may want to consider hiring a financial advisor. SmartAsset’s financial advisor matching service can help you find the right advisor for you. Read More...

Jul 10, 2018 There is no estate tax in Colorado. Depending on the size of your estate, you may still owe estate tax to the federal government due to the federal estate tax. If you’re dealing with estate planning or are looking to get your finances and investments in order, some professional help could be in order. SmartAsset’s SmartAdvisor tool can help you find a financial advisor in your area. Read More...

Jul 10, 2018 North Carolina does not levy an estate tax. However, your estate may still be subject to the federal estate tax if the value is high enough. If you think you need help with estate planning or any other financial planning issues, you may want to consider working with a financial advisor. You can find an advisor in your area who meets your specific needs and preferences by using SmartAsset’s financial advisor matching service. Read More...

Jul 11, 2018 The top rate for the Rhode Island estate tax is 16%. It kicks in for estates worth more than $1,537,656. If you live in Rhode Island and are thinking about estate planning, this guide has the information you need to get started, but professional help in the form of a financial advisor can help you whether your planning an estate or dealing with any other financial planning issues. SmartAsset’s financial advisor matching services can help you find the right advisor for your individual needs. Read More...

Jul 10, 2018 Arizona has no estate tax. No matter the size of your estate, you will not owe anything to the state. If your estate is worth enough, though, there’s a chance you could owe the federal estate tax. If you are planning an estate or dealing with any other financial planning issues, you might want to consider finding a financial advisor who can help you. SmartAsset can help you find a financial advisor in your area for free. Read More...

Jul 10, 2018 The state of Ohio does not have an estate tax. There is a chance that you may still be subject to the federal estate tax. This guide has all the information you need to start estate planning in the Buckeye State. If you think you’ll need help, it can’t hurt to speak to a professional. SmartAsset’s SmartAdvisor platform can help you  find a financial advisor in your area. Read More...

Jul 10, 2018 There is no estate tax in Michigan. No matter the size of your estate, you won't owe money to the Wolverine State. You might owe taxes to the federal government through the federal estate tax, depending on the size of your estate. Whether you are planning an estate or dealing with some other financial planning situation, professional help may be a good idea. SmartAsset can help you find a financial advisor in your area who meets your individual needs. Read More...

Jul 10, 2018 The estate tax rate in Minnesota ranges from 12% to 16%. In 2018, it applies to estates worth more than $2.4 million. This guide gives a full explanation of the estate tax in Minnesota, so you know what to expect when estate planning. If you think you’ll need help, you might consider working with a financial advisor. SmartAsset’s financial advisor matching tool can match you with an advisor who meets your needs. Read More...

Jul 10, 2018 The state of Texas does not have an estate tax, however residents may still be subject to federal estate tax laws. If you live in Texas and are thinking about estate planning, this guide will walk you through what you need to know. If you think you need help with estate planning or general financial planning, you may want to consider getting a financial advisor. SmartAsset’s matching service can help you find a financial advisor in your area that’s a good fit for you. Read More...

Sep 06, 2018 The estate tax rate in New York ranges from 3.06% to 16%. Estates over $5.25 million are subject to this tax. Whether you’re thinking about your own legacy as you enjoy your twilight years or if you’re the one dealing with figuring out your relative’s legacy, here is your all-in-one guide to New York estate tax laws. If you think you might be subject to the estate tax, you may want to consider enlisting the help of a financial advisor. SmartAsset’s financial advisor matching tool can help you find one. Read More...

Jul 10, 2018 California is one of the 38 states that does not have an estate tax. However there are other taxes that may apply to your wealth and property after you die. This guide will tell you everything you need to know about estate planning and estate tax in California. If you think you’ll need further help with estate planning, consider using a financial advisor. SmartAsset’s financial advisor matching service can pair you with an advisor in your area who fits your specific needs. Read More...

Jul 10, 2018 Massachusetts levies an estate tax on estates worth more than $1 million. The progressive estate tax rates top out at 16%. Estate planning can take a lot of work and a lot of knowledge. If you’re living in the Bay State and are looking for information about the Massachusetts estate tax, this guide has all the information you’ll need. If you need help navigating the estate tax or any other financial planning issues, you may want to enlist the help of a financial advisor. SmartAsset’s financial advisor matching tool can pair you with advisors in your area. Read More...

Jul 10, 2018 Estate tax rates in Washington state are progressive and range from 10% to 20%. The estate tax in Washington applies to estates worth $2.193 million and up. If you’re a Washington resident and you’re starting to think about estate planning, this guide takes a deep dive into everything you need to know. If you think your estate may be subject to the estate tax, you may want to consider consulting a financial advisor. SmartAsset’s financial advisor matching tool can pair you with an advisor in your area who fits your specific needs. Read More...

Sep 07, 2018 Nebraska is one of just six states in the U.S. that employs an inheritance tax. Aside from this, though, the state has a fairly typical set of inheritance and intestate succession laws that mostly dictate how an estate is inherited if there is no will. Below we provide a comprehensive look at Nebraska inheritance laws. But if you want expert guidance to help with your estate planning, the SmartAsset matching tool can pair you with financial advisors in your area to tailor a strategy to your particular needs. Read More...

Jul 10, 2018 With its own estate tax on top of the federal estate tax, Rhode Island residents and nonresidents who own property in the state may find the tax situation surrounding their estate to be rather overbearing. But as far as the rest of Rhode Island inheritance laws go, the Ocean State is reasonably standard. The SmartAdvisor tool can match you with financial advisors nearby that will assist you in planning out your estate according to state law. Read More...

Jul 10, 2018 Kentucky is one of the few states that implement dower and curtesy laws, which are a relic of past U.S. inheritance law policies. That same distinction of rarity applies to its inheritance tax, as only five other states levy it. Below we provide comprehensive information on Kentucky inheritance laws. But if you’re looking for hands-on guidance, the SmartAdvisor tool will pair you with up to three financial advisors in you area, so you can get some help navigating the waters of distributing an estate’s assets. Read More...

Jul 10, 2018 Even though there are no inheritance or estate taxes in Colorado, its laws surrounding inheritance are complicated. That’s especially true for any situation involving surviving children and a spouse. So we built this guide to walk you through everything you’ll need to know about distributing or inheriting assets, according to Colorado inheritance laws. Of course, these matters aren’t that simple. So if after reading what’s below you find you want some expert guidance on estate planning, the SmartAdvisor matching tool can pair you with financial advisors in your area, based on your needs. Read More...

Jul 10, 2018 Although some Indiana residents will have to pay federal estate taxes, Indiana does not have its own inheritance or estate taxes. Below we detail how the estate of Indiana will handle your estate if there’s a valid will as well as who is entitled to your property if you have an invalid will or none at all. Matters of estate planning and inheritance can be quite complicated, so if you’re looking for extra guidance in understanding Indiana inheritance laws, check out SmartAsset’s SmartAdvisor tool. By answering a few personal questions, you get paired with financial advisors in your area who are able to help you strategize for everything related to Read More...

Sep 07, 2018 With no estate or inheritance taxes, Ohio is a hands-off state in terms the allocation of your financial legacy. The rest of Ohio inheritance laws surrounding these topics are fairly typical, but the ins and outs of estate planning can still be rather complicated. So if you’re in need of some help, the SmartAsset matching tool can match you with financial advisors in your area who can provide expert guidance tailored to your specific needs. Read More...

Jul 10, 2018 New York is one of 12 states, along with the District of Columbia, that tax the estates of decedents who were residents or who owned property located within its borders. Aside from this, there are many other factors that go into how the state handles inheritances, beginning with whether or not you have a valid will. If you’re looking for professional guidance on navigating nuanced estate planning laws or New York inheritance laws, the SmartAdvisor tool can pair you with capable financial advisors in your area who will assist you throughout this process. Read More...

Jul 10, 2018 Massachusetts doesn’t have an inheritance tax, but some residents of Massachusetts and nonresidents with property in the state will find it can be an expensive state for your heirs to inherit your property, as it employs its own estate tax. Although most of the U.S. won’t have to pay it, this tax is completely independent of the federal estate tax levied to all U.S. residents. These matters get complicated, so if you want some extra guidance when considering Massachusetts inheritance laws, check out the SmartAdvisor tool to get paired with financial advisors near your area who can help you with these tax issues as well as the other intricacies of estate planning in… Read More...

Sep 07, 2018 No matter whether you pass away with a valid will prepared or not, Alabama’s inheritance laws are quite elaborate and complicated. This is mostly because of its probate court that includes multiple ways you can file. So even though the state doesn’t have its own inheritance or estate tax, the estate planning process isn’t really any simpler. If you’d like some help with your estate or in understanding Oklahoma inheritance laws, answer a few questions with the SmartAsset matching tool and you’ll get matched with some of the top financial advisors in your area who can meet your particular needs. Read More...

Jul 10, 2018 It seems simple enough to write a will and choose who you want to inherit your property. But things can get murky you haven’t completed a valid will prior to your death, as Oklahoma’s intestate succession laws will take over. If you’re looking to begin planning your will and estate and understanding Oklahoma inheritance laws, the SmartAdvisor tool will match you with advisors in your area that fit your needs. Read More...

Jul 10, 2018 Louisiana does not impose any state inheritance or estate taxes. It’s also a community property estate, meaning it considers all the assets of a married couple jointly owned. If you’re looking for more guidance to navigate the complexities of  Louisiana inheritance laws, the SmartAdvisor tool can set you up with financial advisors in your area to help you plan your estate. Read More...

Sep 07, 2018 Minnesota, like 11 other U.S. states and the District of Columbia, charges its own estate tax in addition to the federal estate tax. The rest of the state’s inheritance laws, though, are fairly standard and match the policies most other states have in place. If you want help navigating the complexities of estate planning, the SmartAsset matching tool can pair you with financial advisors in your area. Read More...

Sep 07, 2018 In addition to the federal estate tax, Washington State charges its own estate tax. It also holds the fairly rare distinction of being a “community property” state, combining nearly all assets of anyone who’s married or in a domestic partnership. To learn more about these rules and the many other nuances of Washington inheritance laws, keep reading below. And if after browsing this information you will want added professional guidance to navigate the ins and outs of estate taxes, the SmartAsset matching tool will pair your with local financial advisors. Read More...

Jul 10, 2018 Pennsylvania is one of six U.S. states that still impose an inheritance tax, though the rest of Pennsylvania inheritance laws are fairly standard. There are also tight restrictions around what constitutes a valid will in the state, so be sure you know exactly what you’re doing. If you want expert advice, use the SmartAdvisor tool to get matched up with financial advisors nearby. Read More...

Jul 10, 2018 Whereas most states will categorize estate property depending on who specifically owns it, Arizona’s community and separate property laws muddy these waters a bit. On the bright side, Arizona inheritance laws do subject its residents and nonresidents who own property in the state to any inheritance or estate taxes. If you feel like you might have some questions about estate planning, the SmartAdvisor tool will set you up with financial advisors near you. Read More...

Jul 10, 2018 There are no estate or inheritance taxes in California. California inheritance laws, especially when there isn't a valid will in place, can get a bit convoluted. So if you’d rather have your will and inheritance plans built with the help of a financial advisor, the SmartAdvisor tool will match you with advisors in your area. Read More...

Jul 10, 2018 Because there are no state-specific taxes in Georgia, it is a favorable state for you and your heirs to protect your estate. This policy is not indicative of Georgia inheritance laws overall, though, as they heavily depend on the property in the estate. The state is also known for having one of the weakest sets on spousal inheritance laws in the nation. Financial advisors can aid you in how to plan your estate. So if you’re in need of some help, take a look at the SmartAdvisor tool that will pair you with financial advisors in your area. Read More...

Jul 10, 2018 Virginia, like the majority of U.S. states, doesn’t charge a state inheritance or estate tax. It does enforce the rare probate tax, though, should your estate need to go through that process. If you’d like the services of a financial advisor to help you navigate the complicated terrain of estate planning and Virginia inheritance laws, the SmartAdvisor tool will match you with advisors in your area. Read More...

Sep 07, 2018 In Florida, there are no state taxes related to inheritance and the estates of those who have died. Below you’ll find detailed information about how the state handles its residents’ estates both when there’s a will present and not. Remember that heirs only receive what’s left of an estate after the decedent’s debts are paid off. If after reading this article you’d like to have a financial advisor help you plan or manage your estate with regard to Florida inheritance laws, the SmartAsset financial advisor matching tool will pair you with multiple advisors in your area based on your answers to just a few questions. Read More...

Jul 10, 2018 Depending on whether or not you’ve prepared a valid will at the time of your death, Tennessee inheritance laws surrounding your estate will vary wildly. The state doesn’t have any of its own inheritance or estate taxes, though your property and assets may still be subject to the federal estate tax. Should you have any questions about the estate planning process, take advantage of the SmartAdvisor tool that will match you with financial advisors in your area. Read More...

Jul 10, 2018 Texas does not impose a state inheritance or estate tax. Most of its laws surrounding inheritance are straightforward. However, if the deceased doesn’t have a will probated by the court, inheritances can get a bit more complicated. If you are trying to sort out your estate or inheritance plans, the SmartAdvisor tool can match you with a financial advisor in your area who can help. Read More...

Jul 10, 2018 There is no Florida estate tax, though you may still be subject to the federal estate tax. It’s one of 38 states in the country that doesn’t levy a tax on estates, regardless of size. If you’re concerned about planning your estate or any other financial planning concerns, you may want to consider getting professional help from a financial advisor. SmartAsset’s financial advisor matching service can help find one in your area who meets your needs. Read More...