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The Maries County Bank Review

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The Maries County Bank Savings
0.20% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

The Maries County Bank started in 1900 and its headquarters are located in Vienna, Missouri. The Maries County Bank owns $463 million in assets and deposits totaling $376 million, classifying it as a medium-size bank. The Maries County Bank lacks premium access to customer service, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. At a SmartAsset rating of 4.4 stars out of 5, The Maries County Bank should be solidly in contention for your choice of bank. The Maries County Bank offers a varied selection of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. The Maries County Bank has a fair savings rate compared to the average savings account. If you're looking for a checking account for everyday use, the bank's most basic checking account does not carry a monthly maintenance charge. Banks that offer free checking as well as a high interest rate savings account are the best option for accruing the highest income from your deposits while maintaining convenient access to your funds.

How We Rated It

SmartAsset's Overall Rating

4.4/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.4
SmartAsset Average: 3.5

The Maries County Bank has a savings rate of 0.20%, which is fair as compared against the national average. Its one-year CD has a rate of 0.70% and the five-year CD has a rate of 2.78%, while its highest-yielding money market account has an APY of 0.25%. Given The Maries County Bank's poor savings rate, you should consider opting for higher earning savings accounts with other banks.

How The Maries County Bank's Savings Rates Compare

The Maries County Bank Savings 0.20 National Average 0.26 Compare Offers
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Fees

5.0
SmartAsset Average: 4.4

On average, The Maries County Bank charges customers extremely low fees in comparison to the average U.S. bank. The Maries County Bank's checking account has no monthly fee, ranking it excellent for anyone looking for a hassle-free account. The Maries County Bank does not refund out-of-network ATM charges, which means you will be required to search for a The Maries County Bank ATM or pay the ATM charge.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

4.1
SmartAsset Average: 3.7

The Maries County Bank is a brick-and-mortar bank, with 11 total bank locations in Missouri. With mobile and web apps, The Maries County Bank makes mobile banking easy, even on the go. It does not have all-day customer service with actual service representatives. You can get help during its customer service hours, which are Monday through Thursday, 8:30 a.m. to 4:00 p.m. CT; Friday, 8:30 a.m. to 5:00 p.m. CT; Saturday, and 8:00 a.m. to 11:00 a.m. CT. The Maries County Bank receives relatively positive feedback from customers for its mobile app. The The Maries County Bank mobile app has been given a 4.2 out of 5 (with 43 reviews on Apple and Android) compared to the national average of 3.8. You can use The Maries County Bank's mobile app to manage your funds by checking account balances, transferring funds and accessing customer service. The Maries County Bank receives a superb consumer satisfaction score due to relatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating 4.2/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

4.9
SmartAsset Average: 4.8

The Maries County Bank is a medium-size bank with assets totaling $463 million and $376 million in deposits. The Maries County Bank's Texas Ratio is 2.28%, denoting a negligible likelihood of failure. Additionally, The Maries County Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare The Maries County Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.2% APY $1
Checking Account 0.2% APY $500
Certificates of Deposit
  • 12 Month: 0.70% APY
  • 24 Month: 0.85% APY
  • 36 Month: 1.00% APY
  • 48 Month: 1.11% APY
  • 60 Month: 2.78% APY
$1000 for all terms
Money Market Account 0.25% APY $1000

The Maries County Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. The Maries County Bank does not have the best savings rate, which means you should think about other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. The Maries County Bank's CD rates are fair as compared against the national average.

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Find a The Maries County Bank Near Me

The Maries County Bank has 11 physical branches across the U.S.

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