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Security National Bank of Omaha Review

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We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
Security National Bank of Omaha Savings
0.37% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

Security National Bank of Omaha was founded in 1964 with headquarters in Omaha, Nebraska. It owns $858 million in assets and deposits totaling $713 million, making it a medium-size bank. Security National Bank of Omaha lacks premium access to customer service, with no live chat or all-day service options available. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. Coming in at an average 3.9 stars out of 5, Security National Bank of Omaha is a respectable bank that gets the job done. Security National Bank of Omaha has a complete array of banking products, including savings accounts, checking accounts, money market accounts, CDs, mortgage products and credit cards. Security National Bank of Omaha has a fair savings rate; other popular banks have higher rates. The bank's standard checking account carries a $3.95 monthly fee, which ranks on the higher end of monthly fees. Institutions that offer free checking as well as a high interest rate savings account are your best bet for returning the highest income from your deposits while having easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

3.9/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.7
SmartAsset Average: 3.5

With a savings rate of 0.37%, Security National Bank of Omaha ranks poorly compared to the average U.S. bank. Security National Bank of Omaha's one-year CD earns at a rate of 0.95% and the five-year CD has a rate of 1.13%, while its highest-yielding money market account earns at a rate of 0.43%. Given Security National Bank of Omaha's below average savings rate, you should consider choosing another bank to earn more on your deposits.

How Security National Bank of Omaha's Savings Rates Compare

Security National Bank of Omaha Savings 0.37 National Average 0.26 Compare Offers
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Fees

3.0
SmartAsset Average: 4.4

On average, Security National Bank of Omaha charges its customers high fees compared to other U.S. banks. At $3.95/month, Security National Bank of Omaha's checking account is less than ideal for people who want an easy banking experience. Security National Bank of Omaha unfortunately does not reimburse out-of-network ATM charges, meaning you'll need to find a Security National Bank of Omaha ATM or pay the ATM charge.

Monthly Fee $3.95 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

4.0
SmartAsset Average: 3.7

Security National Bank of Omaha is a brick-and-mortar bank, with 15 total branches in Iowa and Nebraska. It also offers access to mobile and web apps for a simple mobile-banking experience. It does not offer all-day customer service with actual service representatives. You can get help during its customer service hours, which are Monday through Friday, 8:30 a.m. to 5:30 p.m. CT; Saturday, and 9:00 a.m. to 12:00 p.m. CT. Security National Bank of Omaha's online and mobile banking platforms get fairly good scores from customers. The Security National Bank of Omaha mobile app has an overall rating of 4.1 out of 5 (with 27 reviews on iOS and Android) compared to the national average of 3.8. You can utilize Security National Bank of Omaha's mobile app to manage your bank accounts by reviewing account balances, transferring money and accessing support representatives. Security National Bank of Omaha gets an outstanding consumer satisfaction rating based on relatively few consumer complaints filed with the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating 4.1/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

5.0
SmartAsset Average: 4.8

Security National Bank of Omaha is currently a medium-size bank and manages $858 million in assets and $713 million in deposits. Security National Bank of Omaha's Texas Ratio is 0.61%, indicating that Security National Bank of Omaha is in outstanding financial condition and far from failure. Additionally, Security National Bank of Omaha is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare Security National Bank of Omaha to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.37% APY $100
Checking Account 0.19% APY $1500
Certificates of Deposit
  • 12 Month: 0.95% APY
  • 24 Month: 0.58% APY
  • 48 Month: 0.98% APY
  • 60 Month: 1.13% APY
$10000 for all terms
Money Market Accounts 0.43% APY 0.43% APY $10000 $15000

Security National Bank of Omaha offers several deposit products like savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. Security National Bank of Omaha does not have the best savings rate, which means you should think about other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Security National Bank of Omaha's CD rates are fair in comparison to other U.S. banks.

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Find a Security National Bank of Omaha Near Me

Security National Bank of Omaha has 15 locations in the U.S.

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