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Meadows Bank Review

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Meadows Bank Savings
0.50% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations


Meadows Bank started in 2008 and is headquartered in Las Vegas, Nevada. Meadows Bank manages $791 million in assets along with $680 million in deposits, making it a medium-size bank. Meadows Bank lacks premium access to customer service, with no options for live chat or all-day service. It is a conventional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. We gave Meadows Bank a 4 out of 5 stars, which means it is a good bank that deserves your consideration. Meadows Bank has a mixture of product offerings, including savings accounts, checking accounts, money market accounts and CDs. Meadows Bank has a fair savings rate; other popular banks have higher rates. The bank's standard checking account features a monthly fee of $10.00, which ranks on the higher end of monthly fees. Using an institution with no-fee checking as well as a high interest rate savings account is your best option for returning the most income from your deposits while having convenient access to your funds.

How We Rated It

SmartAsset's Overall Rating

National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more


SmartAsset Average: 3.5

With a savings rate of 0.50%, Meadows Bank ranks poorly compared to the average U.S. bank. Meadows Bank's one-year CD earns at a rate of 2.00%, while its highest-yielding money market account earns at an APY of 1.50%. Given Meadows Bank's poor savings rate, you should think about other options to earn more on your deposits.

How Meadows Bank's Savings Rates Compare

Meadows Bank Savings 0.50 National Average 0.26 Compare Offers
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SmartAsset Average: 4.4

Meadows Bank has generally high fees as compared against the national average. At $10.00/month, Meadows Bank's checking account is not the best option for those who need a hassle-free banking experience. Meadows Bank unfortunately does not refund out-of-network ATM fees, which means you will need to locate a Meadows Bank ATM or pay the ATM charge.

Monthly Fee $10.00 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

SmartAsset Average: 3.7

Meadows Bank is a brick-and-mortar bank, with six total bank locations in Arizona and Nevada. It also offers access to mobile and web apps for a straightforward mobile-banking experience. Meadows Bank's online and mobile banking services receive positive feedback from customers. The Meadows Bank mobile app scored a 4.8 out of 5 (with 5 customer reviews on Apple and Android) compared to the national average of 3.8. Meadows Bank's mobile app allows you to control your finances by checking account balances, sending and receiving money and reaching support representatives. Meadows Bank receives a superb consumer satisfaction score due to relatively few consumer complaints filed with the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating 4.8/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

SmartAsset Average: 4.8

Meadows Bank is a medium-size bank with $791 million in assets as well as $680 million in deposits. Meadows Bank's Texas Ratio is 5.73%, indicating a tiny likelihood of failure. Additionally, Meadows Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare Meadows Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.5% APY $100
Checking Account 0.25% APY $1
Certificates of Deposit
  • 12 Month: 2.00% APY
$1000 for all terms
Money Market Account 1.5% APY $10000

Meadows Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Meadows Bank does not have the best savings rate, which means you should think about looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Meadows Bank's CD rates are fair compared to other U.S. banks.

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Find a Meadows Bank Near Me

Meadows Bank has six physical branches in the U.S.

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