Signing the back of your credit card is an important security step for protecting your card’s information should it fall into the wrong hands. Merchants are supposed to check that the signature on the card matches the signature on the… read more…
The information that credit bureaus collect affects just about every aspect of your life. Whether you’re approved for a credit card, get a good mortgage rate, can rent an apartment or even get a job – they all can hinge… read more…
When it comes to borrowing money, you have a few options like loans and credit cards. With a loan, you receive a lump sum all at once. You then have to repay that amount, plus interest over time. You also have… read more…
Are you wondering just how much it costs you to to carry a credit card balance? To understand how much you’re going to pay in interest, you will need to understand how your card’s annual percentage rate (APR) works. The… read more…
It’s not always easy to keep up with our spending. Sometimes, before you know it, you’ve ignored your credit card bill for way too long and your issuer sends the debt to collections. That’s gonna hurt your credit. But how long does negative information stay on a credit report? The exact length of time is… read more…
Whether you use a Visa, Mastercard or American Express card, chances are you can get some free auto insurance coverage when you rent a car. Generally, in order to snag this feature, you have to use the credit card to pay for your rental car. You’ll also have to forgo the rental company’s own insurance.… read more…
Your FICO® score comes from the Fair Isaac Corporation and is represented as a three-digit number between 300 and 850. The higher the number, the better the score. Your score reflects creditworthiness and risk based on your credit history. More… read more…