Posts by Dennis Sebayan
Personal Finance
Smart Guy Buyer’s Guide to the Home Office
Whether you consult on a freelance basis, work remotely or operate your own business, your home office is a hub for focused productivity. It can also serve as the space where you keep your personal finances organized. With the right… read more…
Personal Finance
Penny-Pinching Tips for a Perfect Project Graduation Party
High school graduation is a rite of passage and time for celebration. But unless you’re willing to witness a real life scene from 16 Candles, Weird Science or even worse, Project X, you’d do best hosting a project graduation party. Nowadays, schools across the country participate in some type of chaperoned, drug- and alcohol-free event, which typically on… read more…
Credit Score
14 Ways to Protect Your Credit Card Number
Credit card fraud is a traumatic event on so many levels. Not only is the act of theft a frightening breach of security. There’s also the short-term loss of funds, which can happen at any inopportune moment. On top of that are the longer-term effects, such as identity theft and credit damage. Consider your credit card… read more…
Mortgage
10 Common Real Estate Agencies
The home-buying process can seem incredibly stressful, regardless of whether you’re a first-timer or a seasoned veteran. Fortunately, you can find a real estate agent who’s willing to do a lot of the grunt work for you. SmartAsset took the time to create a list of some of the most common real estate agencies in the… read more…
Retirement
How to Get the Maximum Social Security Benefit
The maximum Social Security benefit in 2022 is $4,194 per month or $50,328 for the year. Most people do not get that much, though. To get the maximum you would have had to postpone benefits until age 70. You also… read more…
Insights
In the Shadows: America’s Underground Economy
The most complete way to measure a nation’s economy is through its gross domestic product (GDP). America’s GDP is comprised of four major components: personal consumption, business investments, government spending, and net exports of good and services. There is one… read more…
Student Loans
Should You Tap Into Your Retirement Funds to Pay for Education?
Across the U.S., unemployment is high and salaries are low. Job placement depends on several factors, not in the least being education level. Attaining an undergraduate- or graduate-level degree costs a lot of money, yet not everybody can afford the costs. For those who have some sort of wealth stowed in retirement fund(s), SmartAsset addresses… read more…