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Dennis Sebayan

Home Buying, Credit Card and Retirement Expert

Dennis Sebayan is a freelance writer and business analyst. His expertise is in home buying, credit cards and retirement. He lives in Brooklyn. Dennis has a degree in English from the State University of New York at Buffalo.

Posts by Dennis Sebayan:

by Dennis Sebayan Sep 20, 2016

Whether you consult on a freelance basis, work remotely or operate your own business, your home office is a hub for focused productivity. It can also serve as the space where you keep your personal finances organized. With the right tools and conditions, the life of the home office worker can be very rewarding. SmartAsset rounded up these handy tips to help the Smart Guy to optimize his home office space. Read more

by Dennis Sebayan Sep 14, 2016

A bare bones apartment is the ultimate blank canvas for creativity. But unless you’re a skilled designer or interior decorator, putting together an attractive, comfortable home — and ensuring it all works together — can be daunting. SmartAsset has compiled some price-savvy design ideas to help you create the ideal living space. Read more

by Dennis Sebayan Aug 09, 2013

High school graduation is a rite of passage and time for celebration. But unless you’re willing to witness a real life scene from 16 Candles, Weird Science or even worse, Project X, you’d do best hosting a project graduation party. Nowadays, schools across the country participate in some type of chaperoned, drug- and alcohol-free event, which typically on throughout the night. The scope of these events varies, depending on the school’s budget allocation and cost-per-ticket. But that doesn’t mean party planners need to skimp on the frills. The pleasure seekers at SmartAsset have compiled some ideas to help you load up on the fun on a budget. Read more

by Dennis Sebayan Jan 02, 2015

A home entertainment center may be the smart guy’s most valued possession in the apartment. It’s a dream come true to watch your favorite media in HD with 7.1 surround sound. In years past, the cost… Read more

by Dennis Sebayan Jan 13, 2016

Credit card fraud is a traumatic event on so many levels. Not only is the act of theft a frightening breach of security. There’s also the short-term loss of funds, which can happen at any inopportune… Read more

by Dennis Sebayan Dec 17, 2014

When a mortgage lender or lien holder enlists the court to seize possession of a distressed property that is three or more months in delinquency, a foreclosure happens. These troublesome scenarios… Read more

by Dennis Sebayan Feb 03, 2017

They’re vacant, boarded up, and in a state of disrepair. Long forgotten, zombie properties tend to reanimate themselves, sometimes years after the homeowner received a foreclosure notice and walked… Read more

by Dennis Sebayan Dec 17, 2014

Summer is less than a few weeks away and temperatures are already climbing. It will soon be time to run your air conditioning around the clock. While the AC is a necessary creature comfort, you’ll… Read more

by Dennis Sebayan Jul 05, 2018

The American Dream of owning a home is still very much alive. As we begin to put the housing bubble and Great Recession behind us, the turning real estate market is coaxing more first-time home… Read more

by Dennis Sebayan Aug 20, 2018

The home-buying process can seem incredibly stressful, regardless of whether you’re a first timer or a seasoned veteran. Fortunately, you can find a real estate agent who’s willing to do a lot of the… Read more

by Dennis Sebayan Dec 22, 2014

On October 29, 2012, the totally unexpected happened when Hurricane Sandy descended on the east coast of the United States like a belligerent running back. The super-storm forged a path of… Read more

by Dennis Sebayan Aug 20, 2019

In 2019, approximately 64 million Americans are expected to receive more than $1 trillion in Social Security benefits – primarily retirement benefits. Calculating Social Security retirement benefits… Read more

by Dennis Sebayan Dec 15, 2014

The most complete way to measure a nation’s economy is through its gross domestic product (GDP). America’s GDP is comprised of four major components: personal consumption, business investments,… Read more

by Dennis Sebayan Dec 15, 2014

Across the U.S., unemployment is high and salaries are low. Job placement depends on several factors, not in the least being education level. Attaining an undergraduate- or graduate-level degree… Read more

by Dennis Sebayan Sep 14, 2018

Seniors aged 65 years and older are racking up debt, according to a news release recently issued by the U.S. Census Bureau.  Not only is this age group more likely to attach debt to their homes, they… Read more

by Dennis Sebayan Dec 15, 2014

Let’s face it you work hard and put in a lot of time to earn your money. With all that effort going into generating income, you might want to know where it all goes. Hidden charges, erroneous errors,… Read more

by Dennis Sebayan Aug 18, 2015

If you’re considering moving to a major metro area in the U.S., chances are your mind is set on inhabiting a cozy residence in the most centralized location possible. What you’ll soon find is that… Read more