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Dennis Sebayan

Home Buying, Credit Card and Retirement Expert

Dennis Sebayan is a freelance writer and business analyst. His expertise is in home buying, credit cards and retirement. He lives in Brooklyn. Dennis has a degree in English from the State University of New York at Buffalo.

Posts by Dennis Sebayan:

by Dennis Sebayan Sep 20, 2016

Whether you consult on a freelance basis, work remotely or operate your own business, your home office is a hub for focused productivity. It can also serve as the space where you keep your personal finances organized. With the right tools and conditions, the life of the home office worker can be very rewarding. SmartAsset rounded up these handy tips to help the Smart Guy to optimize his home office space. Read more

by Dennis Sebayan Aug 09, 2013

High school graduation is a rite of passage and time for celebration. But unless you’re willing to witness a real life scene from 16 Candles, Weird Science or even worse, Project X, you’d do best hosting a project graduation party. Nowadays, schools across the country participate in some type of chaperoned, drug- and alcohol-free event, which typically on throughout the night. The scope of these events varies, depending on the school’s budget allocation and cost-per-ticket. But that doesn’t mean party planners need to skimp on the frills. The pleasure seekers at SmartAsset have compiled some ideas to help you load up on the fun on a budget. Read more

by Dennis Sebayan Jan 13, 2016

Credit card fraud is a traumatic event on so many levels. Not only is the act of theft a frightening breach of security. There’s also the short-term loss of funds, which can happen at any inopportune moment. On top of that are the longer-term effects, such as identity theft and credit damage. Consider your credit card information one of the most valuable proprietary items in your possession. Read more

by Dennis Sebayan Dec 17, 2014

When a mortgage lender or lien holder enlists the court to seize possession of a distressed property that is three or more months in delinquency, a foreclosure happens. These troublesome scenarios… Read more

by Dennis Sebayan Feb 03, 2017

They’re vacant, boarded up, and in a state of disrepair. Long forgotten, zombie properties tend to reanimate themselves, sometimes years after the homeowner received a foreclosure notice and walked… Read more

by Dennis Sebayan Jul 05, 2018

The American Dream of owning a home is still very much alive. As we begin to put the housing bubble and Great Recession behind us, the turning real estate market is coaxing more first-time home… Read more

by Dennis Sebayan Apr 12, 2022

The home buying process can seem incredibly stressful, regardless of whether you’re a first timer or a seasoned veteran. Fortunately, you can find a real estate agent who’s willing to do a lot of the… Read more

by Dennis Sebayan Dec 22, 2014

On October 29, 2012, the totally unexpected happened when Hurricane Sandy descended on the east coast of the United States like a belligerent running back. The super-storm forged a path of… Read more

by Dennis Sebayan Sep 08, 2022

The maximum Social Security benefit in 2022 is $4,194 per month or $50,328 for the year. Most people do not get that much, though. To get the maximum you would have had to postpone benefits until age… Read more

by Dennis Sebayan Dec 15, 2014

The most complete way to measure a nation’s economy is through its gross domestic product (GDP). America’s GDP is comprised of four major components: personal consumption, business investments,… Read more

by Dennis Sebayan Aug 26, 2021

Across the U.S., unemployment is high and salaries are low. Job placement depends on several factors, not in the least being education level. Attaining an undergraduate- or graduate-level degree… Read more