Loading
Tap on the profile icon to edit
your financial details.

Washington Paycheck Calculator

Your Details Done

Use SmartAsset's paycheck calculator to calculate your take home pay per paycheck for both salary and hourly jobs after taking into account federal, state, and local taxes.

Overview of Washington Taxes

Washington is one of seven states with no income tax, and there are no cities in the state that have local income taxes. Washington earners will still have to pay federal income taxes.

Work Info
Add your details
Marital Status
Marital Status
Enter your marital status
Do this later
Dismiss
Job
Add your details
Location
Location
Enter your location Do this later
Dismiss
Add your details
Elected State Percentage
Do this later
Dismiss
Add your details
Dependents

Do this later
Dismiss
Add your details
Pay Frequency
Do this later
Dismiss
Add your details
Allowances
Federal
State
Additional State
Local

Do this later
Dismiss
Add your details
Are you exempt from any taxes?
Do this later
Dismiss
Type
Salary (per year)
Dismiss
Hourly Wage
Dismiss

Hours (per pay period)
Dismiss

Overtime Hourly Wage
Dismiss

Overtime Hours (per pay period)
Dismiss

You can't withhold more than your earnings. Please adjust your .

Your estimated -- take home pay:
$--

Where is your money going?
Gross Paycheck $--
Taxes --% $--
Federal Income --% $--
State Income --% $--
Local Income --% $--
FICA and State Insurance Taxes --% $--
Social Security --% $--
Medicare --% $--
State Disability Insurance Tax --% $--
State Unemployment Insurance Tax --% $--
State Family Leave Insurance Tax --% $--
State Workers Compensation Insurance Tax --% $--
Pre-Tax Deductions --% $--
Post-Tax Deductions --% $--
Take Home Salary --% $--
Save more with these rates that beat the National Average
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure
  • Our Tax Expert

    Jennifer Mansfield, CPA Tax

    Jennifer Mansfield, CPA, JD/LLM-Tax, is a Certified Public Accountant with more than 30 years of experience providing tax advice. SmartAsset’s tax expert has a degree in Accounting and Business/Management from the University of Wyoming, as well as both a Masters in Tax Laws and a Juris Doctorate from Georgetown University Law Center. Jennifer has mostly worked in public accounting firms, including Ernst & Young and Deloitte. She is passionate about helping provide people and businesses with valuable accounting and tax advice to allow them to prosper financially. Jennifer lives in Arizona and was recently named to the Greater Tucson Leadership Program.

    ...read more
How helpful was this page in answering your question?
not helpful
very helpful
​If you could change one thing about ​this page what would it be?​
Thank you for your answer! Your feedback is very important to us.
We are working hard to improve our product and could use your help!
We pay $30 for 30 minutes on the phone to hear your thoughts on what we can do better.
Please enter your email if you'd like to be contacted to help.

Please enter your name

Washington Paycheck Calculator

Photo credit: ©iStock.com/Rick Donovan
Washington Paycheck Quick Facts
  • Washington income tax rate: 0%
  • Median household income: $66,174 (U.S. Census Bureau)
  • Number of cities that have local income taxes: 0

How Your Washington Paycheck Works

Washington state does not impose a state income tax, but federal income and FICA (Federal Insurance Contribution Act) taxes are unavoidable, whether you work at Boeing, Microsoft or your corner Starbucks.

How much you pay in federal income tax depends on a few different factors like your marital status, your salary, how many allowances you claim and if you want an additional dollar withholding. You have to enter information about your filing status and depdents on your W-4; this form is how your employer knows how much to withhold from your paycheck. This is why your employer will require you to fill out a W-4 whenever you start a new job. You should also fill out a new W-4 anytime you experience life changes, such as a marriage, divorce or the addition of a child.

Note that President Trump's new tax plan caused a slight change in withholding calculations for federal income tax. These changes already took effect (in early 2018), but it’s a good idea to regularly check your W-4 to make sure your information stays accurate and up to date.

FICA taxes are made up of Medicare and Social Security. Workers have to pay 1.45% of their wages for Medicare tax and 6.2% for Social Security tax. Employers then match those percentages so the total contributions are doubled. Income you have in excess of $200,000 is subject to an additional 0.9% Medicare surtax. Employers don’t match this surtax. Self-employed individuals have to pay the full 2.9% in Medicare taxes and 12.4% in Social Security taxes themselves, as there is no separate employer to contribute the other half. However, there is a deduction available during tax season to help recoup some of that high self-employment tax.

The paycheck you take home may be further reduced if you contribute funds toward a health or life insurance plan that your employer sponsors, as any premiums you pay will be deducted from your wages. This is also the case if you contribute to a retirement account through your employer, like a 401(k) or 403(b), or a medical expense account, such as a health savings account (HSA) or flexible spending account (FSA). These retirement and medical expenses accounts use pre-tax dollars, which means that while putting money in these shrinks your paycheck, it also allows you to pay less in taxes.

Another thing to consider is that the frequency of your pay impacts the size of your paychecks. If you get paid bi-weekly, for example, your paychecks will be more frequent and smaller than if you get paid just once a month. If you get paid monthly, you will see fewer but larger paychecks. It's important to budget accordingly.

Washington Median Household Income

YearMedian Household Income
2017$66,174
2016$62,848
2015$61,062
2014$61,366
2013$58,405
2012$57,573
2011$56,835
2010$55,631
2009$56,548
2008$58,078

Tax Day is a lot less painful for Washingtonians than for workers in many other parts of the country. That’s because the Evergreen State does not levy income taxes at the state level. Lawmakers have considered introducing a state income tax in recent years but no attempt has been successful so far.

While local sales taxes in Seattle, Tacoma and some other metro areas are significantly higher than the national average, these cities – and all areas in Washington – are devoid of local income taxes, as well.

How You Can Affect Your Washington Paycheck

While you don’t have to worry about paying state or local income taxes in Washington, there’s no escaping federal income tax. However, there are certain steps you may be able to take to reduce the taxes coming out of your paychecks.

The simplest way to change the size of your paycheck is to change the number of allowances you claim on your W-4. If you are getting a big refund each year, consider increasing the number of allowances you take. Your paychecks will be smaller but you’ll pay your taxes more accurately throughout the year. If you often find yourself owing money during tax season, consider decreasing your allowances on your W-4. You can also specify a dollar amount for your employer to withhold in addition to the allowances you claim. There is a line on the W-4 that allows you to specify how much you want withheld. Use the paycheck calculator to figure out how much to put.

Another thing you can do is put more of your salary in accounts like a 401(k), HSA or FSA. If you contribute more money to accounts like these, your take-home pay will be less but you may still save on taxes. These accounts take pre-tax money, which means the money comes out of your paycheck before income taxes are removed. This reduces your taxable income. Payments you make for most employer-sponsored health and life insurance plans also pre-tax.

With no state or local income taxes, you might have an easier time saving up for a down payment for a home in Washington. If you’re looking to make the move, take a look at our guide to Washington mortgage rates and getting a mortgage in Washington.

Most Paycheck Friendly Places

SmartAsset's interactive map highlights the most paycheck friendly counties across the country. Zoom between states and the national map to see data points for each region, or look specifically at one of the four factors driving our analysis: Semi-Monthly Paycheck, Purchasing Power, Unemployment Rate, and Income Growth.

Worse
Better
Rank County Semi-Monthly Paycheck Purchasing Power Unemployment Rate Income Growth

Methodology Our study aims to find the most paycheck friendly places in the country. These are places in the country with favorable economic conditions where you get to keep more of the money you make. To find these places we considered four different factors: semi-monthly paycheck, purchasing power, unemployment rate and income growth.

First, we calculated the semi-monthly paycheck for a single individual with two personal allowances. We applied relevant deductions and exemptions before calculating income tax withholding. To better compare withholding across counties we assumed a $50,000 annual income. We then indexed the paycheck amount for each county to reflect the counties with the lowest withholding burden.

We then created a purchasing power index for each county. This reflects the counties with the highest ratio of household income to cost of living. We also created an unemployment rate index that shows the counties with the lowest unemployment. For income growth, we calculated the annual growth in median income over five years for each county and indexed the results.

Finally, we calculated the weighted average of the indices to yield an overall paycheck friendliness score. We used a one half weighting for semi-monthly paycheck and a one-sixth weighting for purchasing power, unemployment rate and income growth. We indexed the final number so higher values reflect the most paycheck friendly places.

Sources: SmartAsset, government websites, US Census Bureau 2017 5-Year American Community Survey, MIT Living Wage Study, Bureau of Labor Statistics