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May 25, 2016 Big-city living comes with quite a few perks. Grocery stores and shopping centers are often in walking distance and there are usually plenty of restaurants, bars and activities close by. But when you live in a city with a high cost of living, you have less purchasing power. You might spend a lot more on housing, food and healthcare than you would if you lived somewhere else.
May 27, 2016 Though the U.S. doesn't rank as the happiest country in the world (that honor goes to Denmark) Americans report high levels of life satisfaction. The U.S. ranked 13th in a recent World Happiness Report that looked at 156 countries. But how do individual counties within the U.S. stack up in the happiness stakes? Let's take a look.
Mar 31, 2016 Feeling the lure of the Windy City? Ready to make your home in the Jewel of the Midwest? We don't blame you. Chicago combines the features of a major city with a small-town feel and Midwestern friendliness. Here are 13 tips for anyone considering moving to Chicago.
Aug 09, 2016 Alaska, also known as the Great Land, is on many people's travel bucket list. If you visit Alaska on vacation and fall in love with it, you may decide you want to move to the country's 49th state. While Alaska famously offers an annual check to each of the state's residents, the high cost of living may offset this perk. Here's what you need to know about expenses in the state, as well as what you can expect to pay in each of the following major expense categories.
Mar 15, 2016 In the wake of the housing crisis last decade, homeownership rates declined markedly. In 2005, more than 69% of American households owned the home they lived in. Today that rate is just 64%. The decline has been especially steep among young homeowners. At the end of 2015, less than 35% of adults under the age of 35 owned their home.
Jan 13, 2016 After reaching historic lows, mortgage rates are once again on the rise. But homeowners who are looking to refinance can still get a great deal. A mortgage refinance can certainly help you keep more cash in your pocket but you need to weigh the pros and cons before you sign on the dotted line. If you're wondering whether now's the time to take out a new home loan, here are three reasons why it makes good financial sense.
Dec 22, 2016 Do you owe more on your mortgage loan than what your home is worth? You're not alone. In the third quarter of 2013 6.4 million homeowners were similarly underwater on their homes. That comes out to 13 percent of all residential properties with a mortgage.
Jan 16, 2017 You've spent months scouring real estate listings and you've finally found your dream home. You put in an offer and everything seems to be smooth sailing until you get that dreaded call from your real estate agent: There are other buyers interested in the property. Even worse, they're offering the seller more money. Before you know it, you find yourself in the middle of a heated bidding war.
Jan 13, 2017 Steel City is known for its industrial history and its scrappy charm. Recently, several articles have touted Pittsburgh as an affordable option for young creatives priced out of other cities. Let's take a closer look at the cost of living in Pittsburgh and how expensive it is to live in the city.
Jan 13, 2017 Thinking of moving to Michigan? With a population of just under 10 million, the Great Lakes State has a lot to offer, from affordable housing to stunning landscapes. The state's economy has had its ups and downs, sure, but the Wolverine State is still drawing new residents. Check out our list of 15 things to know before moving to Michigan.
Jan 13, 2017 Coffee is the lifeblood for many Americans. It is not uncommon to hear people say they can’t start the day without that first cup of joe. However much like beer, a unique culture around coffee is growing across America. Take Starbucks for example, there's one on every corner, but today's coffee snobs spurn the global icon in favor of flat whites and Costa Rican pourover coffee. But not all cities are as coffee-obsessed as others. We looked through the data to see which American cities are the best for coffee fanatics.
Jan 10, 2017 Homeownership rates are on the decline for all age groups across the country, data from the U.S. Census Bureau shows. This trend is particularly pronounced for millennials, whose homeownership rates dropped from 40% in 2006 to 32% in 2015. With house prices back on the rise, sky-high rents and student loan debt, it's not surprising that young adults today are struggling to buy their own homes. However in some American cities, millennials are bucking the trend and buying rather than renting. Below we comb through the data to find out where are millennials buying homes.
Jan 05, 2017 New Mexico has attracted residents drawn to its beautiful landscape and weather. If you're thinking of moving to New Mexico, there are some tips that can help you prepare for the transition. Check out our list of 15 things to know before moving to New Mexico.
Jan 03, 2017 When you buy an older home instead of a newly constructed home, you have the opportunity to choose a property that has its own unique personality. But it could turn out to be a money pit if you have to spend thousands of dollars restoring different parts of the home. Before making an offer on an older house, here are five important questions you'll need to consider.
Dec 30, 2016 Getting an inspection is one of the most important steps of the home-buying process. The inspection is designed to assure homebuyers that a property has no major defects or issues that could delay a home sale. Problems can arise, however, when an inspection doesn't reveal something that a homebuyer would have liked to know about before closing on their home. If that happens, a buyer may wonder whether they can sue their home inspector.
Dec 29, 2016 With a population of around 5.5 million, Minnesota is famous for the high quality of life it offers. Thinking of moving to Minnesota? You don't have to settle in the Twin Cities or the surrounding suburbs. You can opt for a rural residence on a farm, by a lake or in the mountains. Wherever you decide to live, here are 15 things to know before moving to Minnesota.
Dec 28, 2016 The real estate market is constantly evolving and 2017 is shaping up to be another year of change. If you're planning to buy a home in the new year (or you want to sell your existing home), it doesn't hurt to know a thing or two about what's trending in the markets. As we look ahead to the new year, here's what should be on your radar with regard to the housing markets.
Dec 28, 2016 SmartAsset looked at America through a number of personal finance lenses over the past year. We crunched data to find the best cities to get out of debt and the cities where homeowners save the most on taxes. We did analyses where finance was only part of the equation, like the most affordable beach towns in America or the best cities for millennials. We also analyzed the job market to see where workers are succeeding, for studies like the best cities for women in tech and the best cities for pay in STEM jobs.
Dec 27, 2016 Beer brewing is experiencing something of a renaissance at the moment. Since 2000 the number of breweries in America has tripled, data from the Brewers Association shows. This growth in breweries is great news for beer drinkers across the country no matter where they live. But whether it comes to prices, variety or availability, some cities are better than others for quenching a beer lover's thirst for the carbonated beverage. Below we investigate which cities every beer drinker needs to check out.
Dec 26, 2016 Buying a home isn't something you should do on a whim. After all, homebuyers have to make a lot of decisions. Besides choosing a location and deciding how much you're willing to pay, you'll need to think about when you want to seal the deal on a new home. Is the spring the best time to buy a house? Or would you have better luck waiting until the fall? Let's look at what industry experts have to say about the best time to buy a house.
Dec 28, 2016 Thinking of moving to Wyoming? There are plenty of reasons a person might be drawn to the Equality State. For many, the state's natural beauty is the main attraction. Some of the country's most beloved national parks are located in Wyoming, and the state's residents are big on the outdoors. Here are 15 things to know before moving to Wyoming.
Dec 28, 2016 After an extended period of record-low interest rates, the Federal Reserve decided to raise rates by a quarter of a percentage point. If you have your sights set on becoming a homeowner, you may have your work cut out for you. Looking at the long-term interest rate outlook - and how that may affect home prices - can give you a better idea of whether the new year is the right time to tread the homeownership path.
Dec 21, 2016 There's no getting around the fact that Americans as a whole could be in better shape. More than two in three American adults are considered overweight or obese, according to the National Institute of Diabetes and Digestive and Kidney Diseases. But getting in shape is not easy. Fast food tempts the would-be dieter, gyms are often crowded and unappealing and after a long day at work it's hard to muster up the energy to work out.
Dec 29, 2016 Since the Federal Reserve decided to raise interest rates during its December meeting, mortgage rates may rise in 2017. Even if rates don't increase substantially, taking on a home loan could become more expensive. If you're interested in buying a home in the new year, here's what you can do now to improve your chances of getting approved for a mortgage loan.
Dec 28, 2016 Idaho's state nickname is the Gem State, and once you've seen Idaho you'll realize how apt the name really is. Yes, there are gemstones and other natural resources, but a lot of Idahoans would say that the real gem in Idaho is the landscape. Not a nature lover? You might still be drawn to the state's economic opportunities.
Dec 15, 2016 Ahead of the presidential election, publications like the New York Times, the Huffington Post and 538 gave Hillary Clinton somewhere between a 65%-99% chance of winning the election. You know what happened next. As November 8 ticked into November 9 and it became less and less likely that Clinton would win, people began wondering how forecasters got it so wrong.
Dec 20, 2016 The U.S. economy isn't exactly booming. While the unemployment rate has fallen to its lowest level since 2007, the economy is still growing at a relatively slow pace. Some places, however, are better off than others. For the third year in a row, SmartAsset took a look at the places experiencing rapid population and economic growth. Read on to find out which cities rank at the top of our list.
Dec 13, 2016 Of all American values, entrepreneurship is one of the most revered. Many Americans dream of the day they can take out a loan, build their own business and make it on their own. Big metro areas like San Francisco and New York get most of the attention when it comes to entrepreneurship but there are plenty of smaller metros where people are also living the American dream. We were curious about them. Read on for SmartAsset's look at which small and mid-size metro areas in America are the most entrepreneurial.
Dec 09, 2016 Many people dream of moving to New York City and pursuing a new life or career. But some transplants fail to realize that they may not be able to live in the city without finding a roommate. One-bedroom apartments in the Big Apple now cost around $3,000, on average. If you need help finding a roommate who won't drive you up the wall, here are some ways to get started.
Dec 28, 2016 Thinking of moving to Utah? We don't blame you. The state is known for its high quality of life, low crime and beautiful landscape. Utah is more affordable than neighboring state Colorado but offers similar climate and access to stunning mountains. Here are 15 things to know before moving to Utah.
Dec 08, 2016 Millennials are now the largest generation in the country, having passed Baby Boomers sometime in the past year. There are no shortage of stereotypes used to describe millennials (defined as those ages 18-34 in 2015). Millennials have been called lazy, entitled and narcissistic. But in reality, many millennials don't have it easy. The generation faces an incredibly competitive globalized labor market and are often saddled with mortgage-sized student loan payments, tacked onto sky-high rent costs. This means that it's important for millennials to be smart about where they choose to live. With that in mind, we ranked the best cities for millennials.
Dec 06, 2016 Charlotte is the largest city in North Carolina and has a population that's growing quickly. Between 2010 and 2015, Census Bureau records indicate that Charlotte's population grew by 12.4%. Have prices risen along with the population? Let's take a closer look at the cost of living in Charlotte.
Dec 01, 2016 If you can't afford to pay your monthly mortgage bill, you have a couple of options. For one, you can choose to refinance. You can also apply for a loan modification. The former would force you to start over with a brand new loan. But the latter would allow you to make adjustments to your original loan terms so that your mortgage payments are less burdensome. If you're interested in getting a loan modification, here are three steps you'll need to take.
Dec 28, 2016 Intrigued by the Green Mountain State? Thinking of moving to Vermont? Vermont has experienced slow population growth in recent years, but that doesn't mean it's not worth putting on your list of potential destinations. To help you make your decision, here are 15 things to know before moving to Vermont.
Nov 29, 2016 If you own an investment property that you rent out to tenants, you might be wondering whether landlord insurance is right for you. You probably want some form of insurance coverage for your property and for the liability you take on when you rent to tenants. Landlord insurance rolls those and other forms of coverage into one policy. Here's how it works.
Nov 29, 2016 If you're dying to move out west but you can't afford to live in Seattle or San Francisco, you might want to consider moving to Denver. Located just east of the Rocky Mountains, the Mile-High City has many appealing features, including its strong economy and the almost constant presence of sunshine. But renting in Denver is not for the faint of heart. If you're interested in living there, here's what you need to know about the city's rental market.
Nov 29, 2016 Not all ski resorts shut down when the winter season ends. Quite a few stay open throughout the year, giving tourists something to do in the summer months and nearby communities a much-needed economic boost. In fact, in the state of Colorado alone, the ski industry brings in over $4 billion per year. If you'd like to ski and breathe fresh mountain air on a daily basis, you'll love our list of the best ski towns to live in.
Nov 25, 2016 Some homebuyers prefer to have their new homes built from scratch. If you fall into this category, you might already have your sights set on the perfect piece of land for your dream home to sit on. But buying land can be expensive and not everyone has enough money saved up to make that kind of purchase. Fortunately, there are loans you can take out in order to buy empty land.
Dec 28, 2016 Thinking of moving to Virginia? You're not alone. The state has a reputation for a well-educated population and a strong job market. Of course, there's more than one way of living a Virginia life. There are small towns and sizable cities, conservative communities and liberal ones. Check out our list of 15 things to know before moving to Virginia.
Nov 24, 2016 In 2016, the U.S. homeownership rate fell to its lowest level since 1965. What's behind this trend and what are the implications for the country? Let's take a closer look at the homeownership rate and what it says about economic conditions in the U.S. and how Americans are forming households.
Nov 23, 2016 Are you starting to think it might be time for a change? Moving to a new city can be a great way to shake up your professional and social life. It's good to feel comfortable in your surroundings, but it can be easy to fall into a rut if you stay in the same place for too long. Of course, moving isn't for everyone, but here five signs you should move to a new city.
Nov 22, 2016 Dreaming of renting in Seattle? You'll be in good company. In this soggy seaport city on the West Coast, you'll be surrounded by people from all walks of life. And surprisingly, more than half of them are renters. Whether you're moving to the Emerald City to work at Microsoft or a local coffee shop, here's what you need to know about the rental market in Seattle.
Nov 21, 2016 Don’t have enough cash for a down payment? If you can't put at least 20% down on a house, you might have to pay for private mortgage insurance. Luckily, there are ways to get around that. One solution is to find out whether you qualify for lender-paid mortgage insurance. Depending on your arrangement, lender-paid mortgage insurance can lower your monthly mortgage payment.
Nov 17, 2016 People choose where to live based on a variety of factors. Although safety may not the number one concern for everyone, it is certainly a factor most people consider when deciding on a place to call home. People typically think of safety in terms of crime but other factors like bad air quality or the prevalence of reckless drivers also make for an unsafe environment. We looked at these and other factors to create a ranking of the safest cities in America for 2016.
Nov 16, 2016 Much has been written about rent increases in America’s largest cities. Data from the U.S. Census Bureau shows that in cities like Boston, New York and San Francisco, rents have risen by 10-15% from 2012 to 2015. An interesting component of this discussion is the rise in incomes, as that often accompanies the rise in rent. We at SmartAsset were curious about the cities where incomes are rising faster than rents.
Nov 16, 2016 According to most research, a pay gap exists between men and women in the U.S. The numbers vary but for the working population over age 15 nationwide that gap is around 28%, according to data from the U.S. Census Bureau. This means women make 72 cents on average for every dollar men do. And pay is not the only important metric to consider when it comes to workplace equality.
Nov 15, 2016 Miami is a popular spring break destination for college kids eager to get away from campus for a week. Those who live there get to enjoy sunshine and sandy beaches year round. But for some folks, living in Miami comes with certain costs. In fact, it's one of the least affordable cities for renters. If you can see yourself moving to the area, read on for a look at the ins and outs of renting in Miami.
Nov 11, 2016 Between 2010 and 2015, the population of South Carolina increased by 5.9%. The state's population is expected to hit the 5 million mark by the 2020 census. Are you thinking of moving to South Carolina? You're not alone. Here are 15 things to know before moving to South Carolina.
Nov 15, 2016 Hosting a successful conference starts with choosing the right venue. But in order to decide where to hold your event, you'll need to consider several factors. Will there be enough hotels available to accommodate your guests? Will the venue be close to local restaurants and bars? To answer these questions, SmartAsset ranked the best cities in America to host conferences.
Nov 08, 2016 Paying off your mortgage ahead of schedule could be a good idea if you want to save money on interest. In the process of getting rid of your home loan just one or two years early, you could potentially save hundreds of dollars. But if you're planning to take that approach, it's important to avoid making mistakes. Here are four missteps that could cost you when you're trying to pay off your mortgage early.
Nov 03, 2016 Unlike most states, Maine has had a fairly flat population in recent years. New residents are barely offsetting the residents the state loses each year, though the southern half of the state is growing more quickly than the northern part. Are you thinking of moving to Maine? Here are 15 things to know before you go.
Nov 02, 2016 Some folks don't like being stuck inside. They prefer to spend their free time participating in different outdoor activities, from cycling and backpacking to whitewater rafting. Finding a peaceful park or a quiet hiking trail can be a challenge, particularly when you live in a major metropolitan area. But in some cases you don't have to sacrifice your love of nature for a big-city lifestyle. We took a look at the best cities in the country for outdoor enthusiasts.
Nov 03, 2016 The process of readjusting to civilian life can be difficult for many veterans. One survey from Pew Research Center found that 27% of veterans said they had a difficult time reacclimating to civilian life. It can be difficult for veterans to find work, rebuild support structures and start a new life, especially for those experiencing PTSD.
Dec 28, 2016 Do you have Georgia on your mind? Ready to move to a state where the tea is sweet and the trees drip Spanish moss? With a population of over 10 million people and a growing political profile as a possible swing state, Georgia is a popular choice for Americans on the move. Here are 15 things to know before moving to Georgia.
Nov 03, 2016 City dwellers can get pretty riled up when extolling the virtues of their chosen city. Just try talking to any New Yorker. But have you ever wondered how your city compares to others in practical factors like housing costs, crime and walkability? In other words, which cities in the United States are the most livable? We at SmartAsset were curious so we ran the numbers on 93 of the biggest cities in the country. Read on to see what we found out.
Oct 24, 2016 When you have pets, finding someone who's willing to buy your home can be challenging. You may love your animals, but buyers may not be able to see the true value of your property if they're distracted by a barking family dog or the antics of a curious cat. If you're preparing to put your home on the market, here's how to prevent your pets from scaring away potential buyers.
Oct 20, 2016 Montana is known for its natural beauty. You may have seen scenes shot in Montana if you saw the films "A River Runs Through It" or "The Horse Whisperer." Broad swathes of the Montana country is not just beautiful but empty. The state's population density is the third lowest in the country, behind Alaska and Wyoming. If that sounds like the perfect escape to you, here are 15 things to know before moving to Montana.
Oct 18, 2016 Subletting your apartment might make sense if you're planning to be away from home for months at a time. Finding someone to temporarily take over your space can be a good alternative to breaking a lease or having to move out completely. Whether you're planning to sublet to a friend, family member or a complete stranger, there are a few things you'll need to keep in mind.
Oct 18, 2016 Buying a home is a big deal and it's important to make sure that it's protected. Homeowners insurance can cover the cost of damages that result from a fire or a windstorm. But your insurance policy will only goes so far. Purchasing a home warranty can give you some peace of mind but warranties have their limitations as well. Let's take a look at what home warranties typically cover.
Oct 13, 2016 Research reveals that while women are statistically better than men at keeping up with their mortgage payments, they're also more likely to pay more for a loan. According to the Urban Institute, while women borrow less money from lenders than men, 4.9% of female homebuyers end up with a higher-priced mortgage loan compared to 4.6% of male homebuyers.
Dec 28, 2016 The population of the state of Arizona grew by 6.8% between 2010 and 2015. It's one of the 10 fastest-growing states in the country. Are you considering moving to Arizona? Maybe you're drawn by the beautiful mountains or the low cost of living. If so, here are 15 things you should know about the state before you go.
Oct 27, 2016 Ever wondered how trick-or-treating conditions in your neighborhood stack up against those in other cities? Should your neighbors give out more candy to your kids? Is your area as safe on Halloween night as it is across town? It's hard to know for sure. That's why we created a list of the best places to trick-or-treat. We ranked 252 of the largest U.S. cities using seven metrics, including local crime rates, weather and home affordability. Read on to learn what we discovered.
Oct 11, 2016 In most cases, when you own a piece of property you have both "surface rights" and "mineral rights." That means you have a right to build (or not) on the land, and rights to what lies beneath the surface of the land, too. If there's oil, coal or natural gas below the surface of the land on your property, you may be approached about selling your mineral rights.
Oct 10, 2016 Many millennials who want to become homeowners simply can't afford to buy a house. In some cases, it takes young adults a decade to save up for a standard 20% down payment. If you don't want to defer your dream of owning a home for the next 10 years, you might need to create a savings strategy. Here are some of the fastest ways to come up with the cash you need for a down payment.
Oct 06, 2016 A survey published by Discover found that millennials are twice as likely as baby boomers to take out a home equity loan. While many of the participants used a home equity loan to consolidate debt or tackle remodeling projects, 27% said they relied on a loan as a source of emergency cash. While taking on a home equity loan may cheaper than racking up credit card debt, it's not a tool you should use on a whim.
Oct 06, 2016 Over 10 million people live in North Carolina, a fast-growing state with highly productive pockets such as the Research Triangle. The Tar Heel State combines natural beauty with technological innovation and a high quality of life. If you're thinking of moving to North Carolina, you're not alone. But before you go, here are 15 things to know about the state.
Oct 05, 2016 Fall is in the air and for some home sellers, it's the perfect time to try and find a buyer. Selling a home in October or November can work in your favor since there's less competition. But it's important to be diligent if you want to negotiate the best deal. With Halloween on the horizon, here's a look at some home-selling mistakes that can leave you feeling tricked rather than treated.
Nov 03, 2016 November is just around the corner, which means it's almost time for Americans to go out and vote. However, there is wide disparity in voter turnout across the 50 states. In 2014, some states had as little as 33% voter participation while others had as high as 61%. Voting is really a two-step process: first you register to vote and then you cast your ballot. Someone who registers to vote but doesn’t actually vote can still be considered more politically engaged than someone who never registered at all. And, of course, voting isn't the only way to be an engaged citizen, you can also donate to campaigns and volunteer. So states with high numbers of voter registration, voter turnout and campaign donations can be said to be politically engaged. With these factors in mind, we at SmartAsset crunched the numbers to find out which are the most politically engaged states.
Oct 04, 2016 Living with a roommate in college can be tough. And if you thought those days ended when you graduated, think again. As rental prices rise at an alarming rate, renters in some cities are forced into communal living situations. Depending on where you live, sharing an apartment with a roommate might make the most sense, particularly when thinking about your short-term financial circumstances.
Oct 03, 2016 If you're ready to shop around for a home, it's best to make sure you can qualify for a loan first. Getting preapproved for a mortgage can give you an idea of how much you'll be able to borrow. At the same time, it can show home sellers that you're ready to commit to a purchase. If you want to improve your chances of getting preapproved, here are some mistakes you can't afford to make.
Dec 28, 2016 In 2015 Oregon's population hit the 4 million mark. According to the Census Bureau, the state's population grew by 5.2% between 2010 and 2015 and continues to grow. If you're thinking about moving to Oregon, it might be worth knowing more about what it's like to live there. Here are 15 things that anyone moving to Oregon should know.
Sep 27, 2016 Choosing to buy a home is a major decision that you probably shouldn't make impulsively. Sealing the deal on a home sale before you're ready - or buying a house that you aren't completely satisfied with - could turn your American dream into a nightmare. If you're on the path toward homeownership, here are some decisions that you don't want to regret making along the way.
Sep 27, 2016 Don't sleep on minor league baseball. Even some of the worst teams in the league manage to attract thousands of fans each season. Besides being able to find super-cheap tickets, the folks who attend minor league games get to root for teams with interesting names and wacky uniforms. To honor this sport's die-hard fans, SmartAsset ranked the best minor league baseball cities and towns in America.
Sep 26, 2016 Spring is traditionally the hottest time of year to buy a home. But there's a lot to be said for waiting until September or October to begin shopping around for a property. As nature's landscape begins to change, so does the home-buying landscape. If you planned to wait until March or April to become a homeowner, here's why you might want to buy a house in the fall.
Sep 22, 2016 Buying a traditional home can seem stressful, especially if you're doing it for the first time. But buying a historic home is an entirely different experience. Anyone who wants to own one will have to adhere to strict rules and guidelines. If you're interested in turning a historic property into the home of your dreams, here are a few things that you'll need to keep in mind.
Sep 22, 2016 There's no such thing as being too prepared to buy a home. The more time you have to get your finances in order, the better. Taking certain steps while you're still in the planning stage can make the home-buying process less stressful in the future. If homeownership is part of your five-year plan, here are several steps you'll need to begin taking now.
Dec 28, 2016 Texas boasts impressive job growth, diverse cities and energy boomtowns. Add the rich culture and the relatively affordable housing and it's no wonder people are flocking to the Lone Star State. Are you thinking about moving to Texas? Here are 15 things to know before you go.
Sep 29, 2016 Ever since Samuel Slater brought the secrets of the English textile industry to America, manufacturing has been a big part of the American economy. From the New England textile mills to Pittsburgh’s steel and Detroit’s automobiles, manufacturing has long been a source of employment for American workers. But for a variety of reasons America is not the epicenter of manufacturing that it once was and some communities have suffered badly from the loss of manufacturing jobs. But it is not all doom and gloom. Some places in America are bucking the trend and are in fact great places for someone who wants to work in manufacturing.
Dec 07, 2016 Entering the nursing field might not be a bad idea. The average growth rate for all jobs is 7%, according to the Bureau of Labor Statistics. But growth for nursing jobs is expected to be a lot faster than average. In the future the country will need more healthcare professionals to help treat aging Americans and the increasing number of people dealing with serious issues like hypertension and obesity.
Sep 15, 2016 The Sunshine State is a popular destination for those who want to move to warmer climes. It's famously popular with retirees, but Americans of all ages are feeling the lure of Florida. If you're thinking about moving to Florida, here are 15 things you should know before you go.
Sep 15, 2016 Modern subway book lovers are in many ways like tango dancers. If they can’t get a seat, they bravely stand together, limbs interlocked for balance, books tenderly placed against noses, swaying together with the stop and go of the train, all in the vain hope of reading one more page on their 20-minute journey. Not all book lovers are able to show off their passion for books like the New York and Boston subway riders can. Other things matter too, like access to book stores, libraries and book clubs. With this in mind we at SmartAsset wanted to take a more data-driven approach to measuring which cities were the best for book lovers.
Sep 13, 2016 Whether you're a new college grad or you're a homeowner who's ready to ditch your mortgage, hunting for an apartment can be nerve-wracking and exciting at the same time. You might be eager to settle into a new place, but there are a few things you'll need to consider first. Here are five pitfalls to avoid if you don't want your renting experience to feel like a nightmare.
Sep 13, 2016 A college town can be a fun place to live even as an older adult. There are often endless activities to participate in from football and hockey games to concerts and cultural events. And since the students in the area are probably on a tight budget, you'll likely have access to cheap bars and restaurants. What's more, college towns tend to have strong economies that surrounding neighborhoods can benefit from.
Sep 09, 2016 Timeshares are notoriously difficult to sell. If you bought a timeshare thinking you'd want to use it forever and now find yourself wanting to unload it, don't despair. Selling a timeshare isn't impossible, as long as you're prepared to put some work in to the process. Here are our tips on how to sell a timeshare.
Sep 09, 2016 Going through a foreclosure, short sale or bankruptcy can be devastating. But even if you've lost your home, you can still become a homeowner again. The Federal Housing Administration sponsors a special program for people who need help buying a home after a previous hardship. If you fall into that category, here's what you need to know about the FHA's Back to Work Program.
Sep 08, 2016 If you're hoping to land a good deal on a home, you might want to consider buying a real-estate owned house (a foreclosed home that's owned by a bank or lender). Freddie Mac connects buyers and investors with REO properties through the HomeSteps program. If you're thinking about buying a foreclosed home, here's how to make the most of your HomeSteps experience.
Sep 07, 2016 Perhaps you've received a job offer in another city. Or maybe you're relocating to be closer to family or to enjoy a change in scenery. Either way, you're making a big move. The process can seem overwhelming if you don't know where to begin. But a little planning can go a long way. Let's get into some of the things you'll need to consider when preparing to make a long-distance move.
Sep 07, 2016 Political season is upon us and it seems nearly impossible to escape political discussions. While some people enjoy arguing with those who have opposing viewpoints, others like to speak mostly with like-minded citizens. Where you live can certainly impact the political views of your neighbors. With this in mind SmartAsset wanted to see which cities in America were the best for liberals and which cities were best for conservatives.
Sep 06, 2016 Colorado has attracted many new residents who are drawn to the high quality of life in the state. The combination of job opportunities, beautiful weather, scenic views and a culture of wellness has proved irresistible to the Americans who have flocked to the state. Thinking of moving to Colorado? Here are 15 things to know before you go.
Sep 05, 2016 While plenty of millennials are steering clear of homebuying these days, there are still a number of young adults who are in the market for a mortgage. According to a recent report, FHA loans are emerging as the loan of choice for 20- and 30-something buyers. About 38% of millennial mortgage loans closed in April 2016 were FHA loans. While there are advantages to having an FHA loan, there are also some drawbacks that young buyers need to consider.
Sep 05, 2016 Spring is typically considered to be the busiest season in the real estate market. But according to a recent report, homes listed for sale in the fall are more likely to sell within six months than those listed in the spring and in the summer. What's more, compared to homes listed in other seasons, the houses that are listed in the winter spend six to eight fewer days on the market.
Dec 12, 2016 Before you can apply for a home loan, you'll need to choose a mortgage product. Fixed-rate mortgage loans are popular among first-time homebuyers. But to some people, an adjustable rate mortgage (ARM) might seem more attractive. If you're thinking about getting an ARM, there are some questions you'll need to answer in order to decide whether it's the right kind of loan for you.
Sep 02, 2016 Getting a mortgage can be an exhausting process. Lenders might dig into just about every aspect of your financial life, from your credit score to the amount of money you've got in your bank account. The whole thing can leave you feeling a bit exposed but fortunately, certain information is off-limits. Federal law outlines what lenders can and can't ask. As you shop around for a mortgage, be aware that a lender who poses any of the following questions is crossing the line.
Sep 01, 2016 Back in 2014, the Consumer Financial Protection Bureau took steps to help struggling homeowners deal with their mortgage servicers. After reviewing those measures, the CFPB has announced some updates that are designed to aid more troubled borrowers, including those who face foreclosure. Here's a rundown of the most important changes that the agency has made.
Sep 01, 2016 America's 49th state is famous for its natural beauty. It's on a lot of bucket lists as a travel destination, but what's it like to live there? If you're thinking about moving to Alaska, it's helpful to know what you're getting yourself into. Read on for our list of 15 things to know before moving to Alaska.
Aug 31, 2016 Deciding where to teach isn't always easy. Besides considering school quality and culture, teachers looking for jobs in any given area have to think about whether they'll be able to afford to live there. The median annual pay for kindergarten and elementary school teachers was about 40.4% higher than the median income for all employees in May 2015, according to the Bureau of Labor Statistics. But teachers in some places with a high cost of living still struggle to make ends meet.
Aug 30, 2016 Almost all political discussion today is centered around the question, “how will this affect the economy?” The issues which the Trump and Clinton camps base their campaigns around like immigration, trade and tax policy are debated in terms of productivity and jobs.
Dec 28, 2016 If the thought of enduring another snowy winter fills you with dread, you might be considering moving to California. Millennials taking tech jobs in high-cost-of-living San Francisco aren't the only ones heading for the Golden State. The state's population grew by over 5% between 2010 and 2015. Tempted? Here are 15 things to know before moving to California.
Aug 24, 2016 Preparing to move to Chicago? Although it's known as the "Second City," Chicago is currently the third largest city in the United States. Renters make up a large percentage of the population and if you're planning to become one of them, it's best to know what's in store for you before you get there. Check out our guide to what people encounter while renting in Chicago.
Aug 24, 2016 The Summer Olympics. It's that event that comes every four years and enthralls Americans with dancing horses, synchronized swimmers and whatever that sport is which takes place in the velodrome. This version of the summer Olympics, Rio 2016, was certainly a successful one for American athletes. Katie Ledecky became a household name and Michael Phelps finished the final lap on his illustrious swimming career. Americans “won” the Rio 2016 Olympics with medals in 121 total events.