A $20,000 investment in Meta five years ago would be worth much more today, but the result did not come from a steady rise in the stock price. During 2022, the value of that investment fell, and some investors may have chosen to sell while others continued to hold their shares without knowing whether the stock would recover. The ending value reflects where the investment finished, not how it got there.
Where $20,000 Would Have Landed in 2021
Meta, then trading as Facebook under the ticker FB, closed at $341.66 on July 20, 2021. 1 Assuming you invested $20,000 that day and purchased only whole shares, here’s how the investment would have started:
| Calculation | Amount |
|---|---|
| Initial investment | $20,000.00 |
| Share price (July 20, 2021) | $341.66 |
| Whole shares purchased | 58 shares |
| Cost of 58 shares (58 × $341.66) | $19,816.28 |
| Cash remaining | $183.72 |
Your investment would have consisted of 58 shares of Meta and $183.72 in cash.
The timing also meant buying before a significant decline in the company’s share price. After reaching a 2021 closing high of about $382.05, Meta’s stock later fell to a 2022 closing low of about $88.91. 2 During that period, the value of the investment would have declined before the stock later recovered. The ending value of the investment reflects where the shares finished, but the value changed over the course of the holding period.
What That Stake Is Worth Today
Meta closed at $646.01 on July 17, 2026. Based on that closing price, the original 58-share investment would have been worth $37,468.58, not including the $183.72 in cash that was left uninvested at the time of purchase.
| Calculation | Amount |
|---|---|
| Value of 58 shares (58 × $646.01) | $37,468.58 |
| Approximate increase in share value ($37,468.58 − $19,816.28) | $17,652.30 |
| Approximate increase relative to the original $20,000 investment | 88.26% |
The table below shows how the value of the 58 shares changed at three points during the investment period. It does not include the $183.72 that remained in cash.
| Date | Meta Closing Price | Value of 58 Shares |
|---|---|---|
| July 20, 2021 (purchase) | $341.66 | $19,816.28 |
| November 2022 closing low | $88.91 | $5,156.78 |
| July 17, 2026 | $646.01 | $37,468.58 |
These figures are estimates based on historical closing prices and the assumption that the shares were purchased on July 20, 2021, and held through July 17, 2026. The calculations exclude dividends, taxes, commissions, fees and any interest that could have been earned on the uninvested cash balance.
If you need help comparing investment options, a financial advisor can walk you through potential risks and benefits.
What People May Have Missed

While the investment ended with a value of about $37,468.58, it did not increase steadily. During 2022, the same 58 shares would have been worth about $5,156.78 based on Meta’s closing low.
| Calculation | Amount |
|---|---|
| Original investment | $20,000.00 |
| Value near the 2022 closing low | $5,156.78 |
| Approximate decline in value | $14,843.22 |
| Approximate percentage decline | 74.9% |
At that point, some investors may have chosen to sell, while others may have continued holding their shares. Selling would have realized the decline in value. Continuing to hold meant accepting the possibility that the stock price could fall further, and there was no certainty that it would recover.
Looking back, the ending value is known. During the decline, the future performance of the investment was not. A $20,000 investment in Meta over this period would have grown to about $37,468.58, but this example reflects one historical period and should not be viewed as an indication of future investment performance.
A financial advisor can help you balance investment opportunities with the amount of risk you’re comfortable taking.
Photo credit: ©iStock.com/gorodenkoff, ©iStock.com/Jacob Wackerhausen
Article Sources
All articles are reviewed and updated by SmartAsset’s fact-checkers for accuracy. Visit our Editorial Policy for more details on our overall journalistic standards.
- “Meta Platforms, Inc.” Yahoo Finance, https://finance.yahoo.com/quote/META/history/?period1=1626307200&period2=1626912000. Accessed July 24, 2026.
- “Meta Platforms, Inc. (META).” Yahoo Finance, https://finance.yahoo.com/quote/META/chart/#eyJsYXlvdXQiOnsiaW50ZXJ2YWwiOiJkYXkiLCJwZXJpb2RpY2l0eSI6MSwidGltZVVuaXQiOm51bGwsImNhbmRsZVdpZHRoIjozLjY4OTI0MzAyNzg4ODQ0NiwiZmxpcHBlZCI6ZmFsc2UsInZvbHVtZVVuZGVybGF5Ijp0cnVlLCJhZGoiOnRydWUsImNyb3NzaGFpciI6dHJ1ZSwi. Accessed July 24, 2026.
