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WesBanco Bank Review

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WesBanco Bank Savings
0.05% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations


WesBanco Bank started in 1870 with headquarters in Wheeling, West Virginia. WesBanco Bank manages assets of $10 billion and $7 billion in deposits, which makes it a large bank. WesBanco Bank lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. We ranked the bank at a 3.3 out of 5 stars, which means WesBanco Bank is a fair bank that might not check all the boxes. WesBanco Bank provides customers with a complete suite of banking products, which include savings accounts, checking accounts, money market accounts, CDs, brokerage accounts, mortgage products and credit cards. WesBanco Bank has a fair savings rate compared to the average savings account. The bank's standard checking product features a $6.00 monthly fee, which places it at the higher end of monthly fees. Locating a checking account with no monthly fee and a savings account with a high interest rate at the same bank is your best bet for gaining the most income from your deposits while maintaining easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more


SmartAsset Average: 3.5

WesBanco Bank has a savings rate of 0.05%, which is fair compared to the national average. WesBanco Bank's CD rates are 0.30% and 1.35% for the one-year and five-year term lengths, respectively, while its highest-yielding money market account has an APY of 0.20%. Given WesBanco Bank's below average savings rate, you should think about looking elsewhere to open savings accounts.

How WesBanco Bank's Savings Rates Compare

WesBanco Bank Savings 0.05 National Average 0.26 Compare Offers
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SmartAsset Average: 4.4

On average, WesBanco Bank charges its customers high fees in comparison to the average U.S. bank. Its checking account has a monthly fee of $6.00, making it fair for anyone looking for a hassle-free account. WesBanco Bank unfortunately doesn't reimburse out-of-network ATM fees, meaning you will have to locate a WesBanco Bank ATM or pay the ATM charge.

Monthly Fee $6.00 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

SmartAsset Average: 3.7

WesBanco Bank is a brick-and-mortar bank, with 180 total bank locations in Indiana, Kentucky, Ohio, Pennsylvania and West Virginia. With mobile and web apps, WesBanco Bank makes mobile banking straightforward, even on the go. WesBanco Bank's online and mobile banking platforms receive mediocre scores from users. With 1,500 customer reviews on both Apple and Android platforms, the WesBanco Bank mobile app is scored at 3.1 out of 5 (compared to the national average of 3.8). WesBanco Bank's mobile app allows you to manage your accounts by monitoring current statements, transferring funds as well as reaching support representatives. WesBanco Bank receives an excellent consumer satisfaction score based on comparatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

Overall Mobile Rating 3.1/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

SmartAsset Average: 4.8

WesBanco Bank ranks as a large bank with $10 billion in assets as well as deposits totaling $7 billion. Its Texas Ratio is 2.82%, suggesting that the bank is in outstanding financial health and far from failure. Additionally, WesBanco Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare WesBanco Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.05% APY $300
Checking Account 0.05% APY $1000
Certificates of Deposit
  • 12 Month: 0.30% APY
  • 24 Month: 0.75% APY
  • 36 Month: 1.00% APY
  • 48 Month: 1.26% APY
  • 60 Month: 1.35% APY
$500 for all terms
Money Market Account 0.15% APY $1000

WesBanco Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. WesBanco Bank does not have the best savings rate, which means you should think about looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. WesBanco Bank's CD rates are fair as compared against the national average.

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Find a WesBanco Bank Near Me

WesBanco Bank has 180 physical branches in the U.S.

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