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D. L. Evans Bank Review

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We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
D. L. Evans Bank Savings
0.05% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

D. L. Evans Bank started in 1904 with headquarters located in Burley, Idaho. D. L. Evans Bank has assets of $1 billion and deposits totaling $1 billion, which makes it a large bank. D. L. Evans Bank lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. At a SmartAsset rating of 4.2 stars out of 5, D. L. Evans Bank should be solidly in contention for your choice of bank. D. L. Evans Bank has a complete choice of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs, brokerage accounts, mortgage products and credit cards. D. L. Evans Bank has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, D. L. Evans Bank's most basic checking does not have a monthly maintenance charge. Finding a checking account with no monthly fee and a savings account with a high APY at the same institution is your best option for accruing the most income on your deposits while maintaining easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

4.2/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.0
SmartAsset Average: 3.5

With a savings rate of 0.05%, D. L. Evans Bank ranks poorly compared to other U.S. banks. D. L. Evans Bank's one-year and five-year term lengths CDs earn at a rate of 1.76% and 2.52%, respectively, while its highest-yielding money market account earns at an APY of 0.05%. Given D. L. Evans Bank's noncompetitive savings rate, you should think about looking elsewhere to open savings accounts.

How D. L. Evans Bank's Savings Rates Compare

D. L. Evans Bank Savings 0.05 National Average 0.26 Compare Offers
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Fees

5.0
SmartAsset Average: 4.4

D. L. Evans Bank charges customers extremely low fees compared to other U.S. banks. Its checking account has no monthly fee, making it excellent for anyone looking for a hassle-free account. For those who will need cash in a pinch, D. L. Evans Bank is ideal because it charges no out-of-network ATM fees. D. L. Evans Bank does not refund out-of-network ATM fees, which means you'll have to find a D. L. Evans Bank ATM or pay the withdrawal fee.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee $0 National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

4.1
SmartAsset Average: 3.7

D. L. Evans Bank is a brick-and-mortar bank, with 34 total branches in Idaho and Utah. With mobile and web apps, D. L. Evans Bank makes account access easy, even on the go. It does not offer all-day customer service with representatives. You can get help during its hours, which are Monday through Thursday, 8:30 a.m. to 5:30 p.m. MT; Friday, and 8:30 a.m. to 6:00 p.m. MT. D. L. Evans Bank receives moderately positive reviews from customers for its mobile app. The D. L. Evans Bank mobile app is rated at 4.3 out of 5 (out of 94 customer reviews on iOS and Android) compared to the national average of 3.8. D. L. Evans Bank's mobile app allows you to manage your bank accounts by monitoring account balances, sending and receiving money as well as accessing customer service. D. L. Evans Bank receives a superb consumer satisfaction rating based on comparatively few consumer complaints filed with the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

Overall Mobile Rating 4.3/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

4.7
SmartAsset Average: 4.8

D. L. Evans Bank ranks as a large bank and manages $1 billion in assets and deposits totaling $1 billion. It has a strong Texas Ratio of 7.50%, suggesting a tiny opportunity of failure. Additionally, D. L. Evans Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

7.5%
High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare D. L. Evans Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.05% APY $2500
Checking Account 0.05% APY $2500
Certificates of Deposit
  • 12 Month: 1.76% APY
  • 24 Month: 1.91% APY
  • 36 Month: 2.37% APY
  • 48 Month: 2.42% APY
  • 60 Month: 2.52% APY
$10000 for all terms
Money Market Accounts 0.05% APY 0.05% APY $10000 $15000

D. L. Evans Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. D. L. Evans Bank does not have the best savings rate, which means you should think about taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. D. L. Evans Bank's CD rates are fair in comparison to the average U.S. bank.

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Find a D. L. Evans Bank Near Me

D. L. Evans Bank has 34 physical locations across the U.S.

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