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D. L. Evans Bank Review

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D. L. Evans Bank Savings
0.05% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

Started in 1904, D. L. Evans Bank has assets totaling $1 billion as well as deposits totaling $1 billion, which makes the institution a large bank. D. L. Evans Bank, whose headquarters are in Burley, Idaho, lacks premium access to support representatives, with no live chat or all-day service options available. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. Overall, D. L. Evans Bank is a great choice and should warrant serious consideration, with a score of 4.2 out of 5 stars from the SmartAsset team. D. L. Evans Bank has a variety of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, brokerage accounts, mortgage products and credit cards. D. L. Evans Bank has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, D. L. Evans Bank's ordinary checking account does not have a monthly fee. Banks that offer free checking as well as a high savings APY are your best bet for accruing the most income from your deposits while having convenient access to your funds.

How We Rated It

SmartAsset's Overall Rating

4.2/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.0
SmartAsset Average: 3.5

D. L. Evans Bank has a savings rate of 0.05%, which is poor in comparison to the national average. D. L. Evans Bank's CDs feature a rate of 0.45% and 1.70% for the one-year and five-year term lengths, respectively, while its highest-yielding money market account earns at a rate of 0.05%. Given its below average savings rate, you should think about looking at the competition to open savings accounts.

How D. L. Evans Bank's Savings Rates Compare

D. L. Evans Bank Savings 0.05 National Average 0.26 Compare Offers
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Fees

5.0
SmartAsset Average: 4.4

D. L. Evans Bank generally has extremely low fees in comparison to the national average. D. L. Evans Bank's checking account has no monthly fee, which makes it excellent for anyone looking for a simple account. For those who will need cash in a pinch, D. L. Evans Bank is ideal because it has no out-of-network ATM fees. D. L. Evans Bank unfortunately doesn't reimburse out-of-network ATM charges, which means you'll need to find a D. L. Evans Bank ATM or pay the fee.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee $0 National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

4.1
SmartAsset Average: 3.7

D. L. Evans Bank is a brick-and-mortar bank, with 34 total bank locations in Idaho and Utah. With mobile and web apps, D. L. Evans Bank makes mobile banking easy, even on the go. It does not provide access to all-day customer service with representatives. You can get help during its hours, which are Monday through Thursday, 8:30 a.m. to 5:30 p.m. MT; Friday, and 8:30 a.m. to 6:00 p.m. MT. D. L. Evans Bank gets relatively decent ratings from customers for its mobile app. With 94 customer reviews on both iOS and Android platforms, the D. L. Evans Bank mobile app has an overall rating of 4.3 out of 5 (compared to the national average of 3.8). D. L. Evans Bank's mobile app allows you to manage your funds by monitoring current statements, sending and receiving money as well as accessing support representatives. D. L. Evans Bank receives an outstanding consumer satisfaction score based on relatively few consumer complaints brought to the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

Overall Mobile Rating 4.3/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

4.7
SmartAsset Average: 4.8

D. L. Evans Bank ranks as a large bank with assets totaling $1 billion as well as $1 billion in deposits. D. L. Evans Bank's Texas Ratio is 7.50%, indicating a small chance of failure. Additionally, D. L. Evans Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

7.5%
High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare D. L. Evans Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.05% APY $2500
Checking Account 0.05% APY $2500
Certificates of Deposit
  • 12 Month: 0.45% APY
  • 24 Month: 0.80% APY
  • 36 Month: 1.00% APY
  • 48 Month: 1.30% APY
  • 60 Month: 1.70% APY
$10000 for all terms
Money Market Account 0.05% APY $25000

D. L. Evans Bank offers several deposit products like savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. D. L. Evans Bank does not have the best savings rate, which means you should consider taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. D. L. Evans Bank's CD rates are fair compared to the average U.S. bank.

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Find a D. L. Evans Bank Near Me

D. L. Evans Bank has 34 physical branches in the U.S.

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