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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake is a retirement, investing and estate planning expert who has been writing about personal finance for a decade. Her expertise in the finance niche also extends to home buying, credit cards, banking and small business. She's worked directly with several major financial and insurance brands, including Citibank, Discover and AIG and her writing has appeared online at U.S. News and World Report, CreditCards.com and Investopedia. Rebecca is a graduate of the University of South Carolina and she also attended Charleston Southern University as a graduate student. Originally from central Virginia, she now lives on the North Carolina coast along with her two children.

Posts by Rebecca Lake:

by Rebecca Lake Dec 06, 2019

Investing in a small-cap value fund is one way to diversify a portfolio. These funds offer exposure to companies with a smaller market capitalization and an investment focus on value instead of growth. Small-cap value funds can be traditional mutual funds, index funds or even exchange-traded funds. This guide offers an overview of how these funds work, what their performance is like compared to other fund types and what you need to know to invest. Read more

by Rebecca Lake Dec 04, 2019

Commodities trading involves buying and selling hard assets that are typically agricultural in nature or naturally occurring. Investing in commodities often means trading futures contracts, which can be profitable but risky. Commodity mutual funds are an alternative way to diversify using commodities, and they can yield several benefits to investors. If you’re interested in branching out with your portfolio, this guide walks you through the most important things to know about commodity funds. Read more

by Rebecca Lake Dec 03, 2019

Utility funds are designed to target the utilities sector of the stock market. You can invest in traditional mutual funds or choose utility exchange-traded funds (ETFs) instead. Both have their pros and cons when constructing a diversified portfolio. If you’re unfamiliar with what the utilities sector covers, this guide explains how the various utility funds work and how to invest in them. Read more

by Rebecca Lake Nov 29, 2019

Looking for an investment that can help manage risk in your portfolio? Consider market neutral funds, which aim to provide stable returns and mitigate risk in various stock market environments. But… Read more

by Rebecca Lake Nov 29, 2019

Investing in futures is a way to benefit from stock market movements without actually owning a particular security. Managed futures is considered an alternative investment strategy that can be used… Read more

by Rebecca Lake Nov 26, 2019

There are many ways to invest in real estate. Two of the most obvious are purchasing a rental property or investing in fix-and-flip projects. Investing in global real estate is also a possibility. If… Read more

by Rebecca Lake Nov 26, 2019

The terms “Wall Street” and “Main Street” get tossed around a lot in conversations about the financial industry. But not everyone has a clear understanding of how they differ — especially when it… Read more

by Rebecca Lake Nov 22, 2019

Working with a financial advisor can be helpful if you need advice on creating a retirement savings plan, getting out of debt or reaching another financial goal. But they’re working with your money… Read more

by Rebecca Lake Nov 22, 2019

A financial advisor can offer insight into what you should be doing with your money to reach your financial goals. They don’t offer their advice for free, however. The typical advisor charges clients… Read more

by Rebecca Lake Nov 21, 2019

Working with a financial advisor is a good idea if you need help managing your investments or creating a financial plan for the future. But before you work with a financial advisor, it’s important to… Read more

by Rebecca Lake Nov 19, 2019

A multi-year guaranteed annuity, or MYGA, offers a predetermined and contractually guaranteed interest rate for a fixed period of time. A MYGA is just one way to create an additional savings bucket… Read more

by Rebecca Lake Nov 16, 2019

In stock trading, there are several buying and selling strategies to choose from. Price action trading is one of them. Rather than relying on technical analysis or fundamental analysis, price action… Read more

by Rebecca Lake Nov 16, 2019

Annuities can provide guaranteed income for retirement. But at some point, you may decide you no longer want or need an annuity you’ve purchased. If buyer’s remorse has you wondering if it’s possible… Read more

by Rebecca Lake Nov 15, 2019

The capital market refers to the arena where securities are created and traded between investors. Within this capital market are a primary market and a secondary market, each of which serves a… Read more

by Rebecca Lake Nov 15, 2019

When you need financial advice, an investment advisory is one pace you can turn. Generally speaking, an investment advisory is a firm that helps its clients with developing an investment plan to grow… Read more

by Rebecca Lake Nov 15, 2019

If you need help managing your money, you might be considering a financial planner. In a nutshell, a financial planner helps individuals create customized plans for meeting their financial goals. A… Read more

by Rebecca Lake Nov 14, 2019

Adding an annuity to your retirement plan could make sense if you’re looking for a guaranteed stream of income. But the fees associated with one can be difficult to decode if you’re not an insurance… Read more

by Rebecca Lake Nov 14, 2019

A single premium deferred annuity is a financial tool you can use to plan for retirement. It offer you guaranteed income, beginning at a date you specify, along with tax-deferred growth on your… Read more

by Rebecca Lake Nov 08, 2019

If you’re thinking of purchasing an annuity for retirement income, know that they’re not all the same. A flexible premium deferred annuity offers a way to invest in an annuity, without having to pay… Read more

by Rebecca Lake Nov 08, 2019

An annuity can provide predictable, guaranteed income in retirement. You can also use an annuity contract to schedule payments from a structured settlement or a large financial windfall, such as a… Read more

by Rebecca Lake Nov 07, 2019

Annuities can generate income for retirement. However, most annuities also feature a standard death benefit. That lets you pass on assets from the annuity to an heir after your death. If you have an… Read more

by Rebecca Lake Nov 04, 2019

There is no lack of investment opportunities in today’s financial sector, but every investor’s situation is different, and many welcome new options. If you’re seeking alternatives beyond mutual funds… Read more

by Rebecca Lake Nov 04, 2019

Annuities can provide guaranteed income and be useful supplements to a traditional 401(k) plan or an individual retirement account. Some even have more than one beneficiary, since annuities can… Read more

by Rebecca Lake Nov 01, 2019

Annuities are an important part of many Americans’ retirement plans, especially for those who are looking for guaranteed payments. Insurance companies offer annuity contracts, which allow you to pay… Read more

by Rebecca Lake Nov 01, 2019

The Accredited Estate Planner designation is a professional credential for individuals who specialize in estate planning services. You might work with someone who holds an AEP® designation if you… Read more