Home Buying, Retirement and Investing Expert
Rebecca Lake is a retirement, investing and estate planning expert who has been writing about personal finance for a decade. Her expertise in the finance niche also extends to home buying, credit cards, banking and small business. She's worked directly with several major financial and insurance brands, including Citibank, Discover and AIG and her writing has appeared online at U.S. News and World Report, CreditCards.com and Investopedia. Rebecca is a graduate of the University of South Carolina and she also attended Charleston Southern University as a graduate student. Originally from central Virginia, she now lives on the North Carolina coast along with her two children.
Posts by Rebecca Lake:
When researching stocks, there are two approaches you can use: fundamental analysis and technical analysis. The former focuses on the financial health of a company while the latter focuses on how the company’s shares are trading. Bollinger Bands are one tool used in technical analysis to study and understand stock movements. Developed by technical trader John Bollinger, they can be used to evaluate stock volatility and pricing shifts. If you’ve considered using technical analysis to build a portfolio, it helps to know how and when to use Bollinger Bands and what they can tell you about a stock. Read more
Mutual funds and exchange-traded funds (ETF) allow you to own a basket of securities, helping with portfolio diversification. When choosing which type of funds or ETFs to invest in, you may be wondering if active or passive management is better. Actively managed funds are overseen by a fund manager who’s responsible for deciding what the fund should own. These funds tend to carry higher expense ratios than passively managed funds but you get the benefit of the fund manager’s expertise. Here’s more on how actively managed funds work and their pros and cons. Read more
When investing in mutual funds, it’s important to understand the fees you’ll pay. A sales load is a commission fee that applies when you buy or sell shares of a mutual fund. There’s more than one type of sales load or sales charge you may pay, and the type of fee can determine how and when it’s calculated. Understanding load fees is important when deciding which funds to invest in, as these charges can impact your net investment returns. Read more