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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Apr 25, 2019

Growing wealth for the long term is likely one of your most important financial goals. To do that effectively, you may want to work with a financial advisor who has similar values to yours. Christian financial advisors incorporate biblical principles and teachings into their investment strategy. There’s also a specific certification, the certified kingdom advisor (CKA) designation, that Christian financial advisors can earn. Read more

by Rebecca Lake Apr 24, 2019

Choosing a mortgage is an integral part of the home buying process. Opting for a 15-year mortgage term instead of the traditional 30-year term seems like a smart move, right? Not necessarily. Going with a shorter mortgage term does have some interest-saving benefits. However, if your income is too low for a 15-year term, a 30-year mortgage will be cheaper on a monthly basis. If you’re on the fence about which type of mortgage you should choose, take a look below to figure out which one is right for you. Read more

by Rebecca Lake Apr 22, 2019

The first step in planning for retirement involves forming a clear vision of the lifestyle you want to enjoy in retirement. Often that means pulling up stakes and moving to another location in the United States or abroad – choosing your new home based on tax-friendliness and other factors. But other retirees choose a very different lifestyle: traveling around the world permanently aboard a cruise ship. If you’re considering this option for retirement, there are some important financial implications to keep in mind. Read more

by Rebecca Lake Apr 10, 2019

While it’s possible to manage your assets and grow your wealth yourself, many people seek the advice of a professional. As you seek out a financial advisor, you might encounter many certifications… Read more

by Rebecca Lake Apr 10, 2019

A chartered financial analyst (CFA) is someone who holds a professional designation from the CFA Institute, an international association of financial professionals. CFAs primarily review individual… Read more

by Rebecca Lake Apr 01, 2019

Building an investment portfolio means determining the right mix of assets to help you reach your goals for the short and long term. One of the more conventional approaches financial advisors and… Read more

by Rebecca Lake Mar 27, 2019

Social Security benefits may be an integral part of your financial picture in retirement. In fact, 55% of retirees and pre-retirees aged 50 or older say Social Security will be their main source of… Read more

by Rebecca Lake Mar 27, 2019

Having an estate plan in place can offer reassurance that your assets will be managed according to your wishes, both during your lifetime and after you pass away. While many people think of wills as… Read more

by Rebecca Lake Jan 23, 2019

Want to get a big tax refund come tax filing season? You can minimize your tax liability, and potentially snag a larger refund, by taking advantage of every possible tax break. Here are a few things… Read more

by Rebecca Lake Mar 26, 2018

After filing your federal income taxes, the wait for your tax refund is on. But you might want to take a step back before you spend that “extra” money. It helps to have a plan for how you’ll spend.… Read more

by Rebecca Lake Jan 23, 2017

If buying a home is one of your resolutions for the new year, you’ll need to make sure that your credit is in good shape. Since the Federal Reserve may raise interest rates more than once in 2017,… Read more

by Rebecca Lake Jan 23, 2017

The election of Donald Trump to the presidency has caused quite a stir. And so far, the new commander-in-chief has proposed quite a few changes. One centers on the federal estate tax, which up until… Read more

by Rebecca Lake Aug 20, 2018

If you want to shrink your tax bill or beef up your refund, claiming all the deductions you’re eligible for can be a smart strategy. Deductions reduce your taxable income. That’s a plus if you want… Read more

by Rebecca Lake Jan 20, 2017

Home sales tend to rise when the weather warms up. That’s good news for anyone who wants to sell a home. But before you put your house on the market, you may need to add some tasks to your to-do list… Read more

by Rebecca Lake Sep 14, 2018

Saving for retirement is something that everyone needs to think about at some point. The earlier you begin socking away money, the brighter your long-term financial outlook. Preparing for your… Read more

by Rebecca Lake Apr 12, 2018

Filing federal income taxes can be stressful. Making sure you plug in all the right numbers and snag every tax break you qualify for can make your head spin. If you’re relatively new to tax filing,… Read more

by Rebecca Lake Jan 24, 2019

Under the tax reform bill that passed into law at the end of 2017, the personal exemption was eliminated. This means you cannot claim it on your 2018 taxes, which you file in early 2019. So the… Read more

by Rebecca Lake Jun 28, 2017

One of the most challenging aspects of the home-buying process is getting access to financing. Securing a loan can be even more difficult when you’re planning to build a house from the ground up… Read more

by Rebecca Lake Jan 16, 2017

You’ve spent months scouring real estate listings and you’ve finally found your dream home. You put in an offer and everything seems to be smooth sailing until you get that dreaded call from your… Read more

by Rebecca Lake Feb 02, 2018

Scoring as many tax breaks as possible can make the filing process a little easier to bear, especially if you end up getting a big refund or owing less money to Uncle Sam. Claiming tax credits and… Read more

by Rebecca Lake Mar 26, 2018

Filing taxes for the first time can be nerve-racking. But being organized can relieve some of your stress. Knowing what paperwork and materials you’ll need is a good place to start, especially if you… Read more

by Rebecca Lake Jan 10, 2017

The Affordable Care Act has drawn plenty of criticism since its inception and President-elect Donald Trump has pledged to eliminate it once he takes office. With the inauguration drawing closer,… Read more

by Rebecca Lake Mar 26, 2018

It’s tax time and if you’re self-employed, you’ll need to plan ahead. What you do between now and the April tax filing deadline can have a significant impact on the amount of income tax you owe. If… Read more

by Rebecca Lake Jan 09, 2017

Getting a credit card cash advance can put money in your pocket when you desperately need it. But you’ll need to be careful. If you don’t fully understand how a credit card cash advance works, it… Read more

by Rebecca Lake Jul 09, 2018

An emergency fund can be a lifesaver if you find yourself in a tight spot. But the amount of savings you have may vary depending on where you park your rainy day fund. While a traditional savings… Read more