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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake is a retirement, investing and estate planning expert who has been writing about personal finance for a decade. Her expertise in the finance niche also extends to home buying, credit cards, banking and small business. She's worked directly with several major financial and insurance brands, including Citibank, Discover and AIG and her writing has appeared online at U.S. News and World Report, CreditCards.com and Investopedia. Rebecca is a graduate of the University of South Carolina and she also attended Charleston Southern University as a graduate student. Originally from central Virginia, she now lives on the North Carolina coast along with her two children.

Posts by Rebecca Lake:

by Rebecca Lake Sep 28, 2022

Investing in stocks can be a terrific way to own a stake in your favorite companies while building wealth. A share certificate is a legal document that specifies how many shares of a company or business you own. Share certificates can also be referred to as stock certificates. Holding one or more share certificates can convey certain rights to you as an investor. A financial advisor can help you create a financial plan for your investment needs and goals. Read more

by Rebecca Lake Sep 28, 2022

Investing is an important part of any financial plan. Trading stocks, exchange-traded funds (ETFs) and other securities can help you to build wealth over time. And, typically, the sooner you begin investing, the better. The good news is that you don’t need to have a lot of extra cash to get started. The secret to how to invest with little money is to know where to put it in order to maximize your returns. You can also work with a financial advisor to manage the entire asset allocation process for you to help you reach your financial goals. Read more

by Rebecca Lake Sep 28, 2022

Tax credits can save you money at tax time by reducing what you owe. If you purchase health insurance through the Health Insurance Marketplace, you may qualify for the Premium Tax Credit. Eligibility for the credit is based on income and household size. If you’re able to claim the premium tax credit, you can apply the credit to lower your monthly health insurance premiums. You can also work with a financial advisor that specializes in taxes to get a full understanding of what tax decisions might be best for you. Read more

by Rebecca Lake Sep 23, 2022

Saving and investing money are two keys to building wealth. The more you have to save or invest, the more your money can grow as it earns interest. There’s a significant difference, for example,… Read more

by Rebecca Lake Sep 22, 2022

Social Security benefits can provide you with a stream of retirement income that is reliable. Deciding when to take benefits is an important question, especially if you’re married and hope to qualify… Read more

by Rebecca Lake Sep 22, 2022

You invest money to grow it but emotions can play a significant role in your decision-making when trying to prevent losing money. Prospect theory is the idea that people value gains and losses… Read more

by Rebecca Lake Sep 22, 2022

Investing means taking a certain amount of risk in order to achieve your financial goals. There are distinct categories and types of risk investors contend with, including systematic and unsystematic… Read more

by Rebecca Lake Sep 20, 2022

Part of a sound retirement planning strategy involves choosing the best age to retire. The normal retirement age is typically 65 or 66 for most people; this is when you can begin drawing your full… Read more

by Rebecca Lake Sep 20, 2022

Dividends can be used to create passive income in an investment portfolio or grow wealth over the long term through reinvestment. Knowing how to live off dividends may be central to your retirement… Read more

by Rebecca Lake Sep 14, 2022

Savings accounts can help you to set aside money for short and long-term financial goals. One of the biggest questions you might have when deciding where to save centers on how much interest you can… Read more

by Rebecca Lake Sep 14, 2022

Planning a wedding can be exciting but it can also turn up the pressure on your budget. Opening a wedding savings account is something you might consider if you’d like to set aside money for the big… Read more

by Rebecca Lake Sep 14, 2022

Tax planning is central to financial planning for professional athletes who play in multiple states. In addition to the usual round of state and federal taxes, pro athletes may also be subject to the… Read more

by Rebecca Lake Sep 09, 2022

Direct deposit is a convenient way to receive paychecks, tax refunds and other payments. But can you direct deposit into a savings account or do you have to use a checking account? Banks often allow… Read more

by Rebecca Lake Sep 09, 2022

Choosing the right brokerage matters if you want to build the right portfolio to meet your financial goals. Betterment, Wealthfront and Vanguard are three possibilities you might consider when… Read more

by Rebecca Lake Sep 08, 2022

There’s a lot to consider when selling a business and tax planning is at the top of the list. When you sell a business or business assets at a profit, the IRS expects to receive a cut in the form of… Read more

by Rebecca Lake Sep 07, 2022

E*TRADE, Robinhood and Fidelity offer three different approaches to building an investment portfolio. E*TRADE is notable for being one of the first online brokerages while Robinhood lead the wave of… Read more

by Rebecca Lake Sep 06, 2022

Deciding when to time your retirement plan withdrawals matters for determining how long your money will last and what you’ll pay in taxes for those distributions. If you have a 401(k) at work, you… Read more

by Rebecca Lake Sep 06, 2022

A trust is an estate planning tool that you may consider using if you want to go beyond drafting a last will and testament. One key thing to decide is whether to establish a revocable or irrevocable… Read more

by Rebecca Lake Sep 06, 2022

For years, financial experts have suggested a target retirement savings goal of $1 million. But when you consider things like inflation, the rising cost of healthcare and longer life expectancies,… Read more

by Rebecca Lake Aug 31, 2022

Losing clients can be a frustrating experience and when it happens to you, you may be left wondering what you could have done differently. There are a number of reasons why clients leave financial… Read more

by Rebecca Lake Aug 31, 2022

A custodian is integral to your advisory firm’s operations as you’ll need a secure place to hold client assets. Working with a quality provider can also help to improve efficiency, which can be… Read more

by Rebecca Lake Aug 31, 2022

Investing in stocks and other securities means accepting a certain amount of exposure to market risk. In simple terms, market risk means there’s a possibility that your investments could lose money.… Read more

by Rebecca Lake Sep 15, 2022

Receiving an inheritance, whether it’s expected or unexpected, can help to improve your financial outlook. But through poor oversight or lack of planning, an inheritance could be temporarily… Read more

by Rebecca Lake Sep 01, 2022

Trusts are used to manage estate taxes, shelter assets from creditors and pass on wealth to future generations. A family trust is a specific type of trust that families can use to create a financial… Read more

by Rebecca Lake Aug 30, 2022

Social Security benefits can be an important part of your financial plan for retirement, whether you’re single, married, widowed or divorced. If you were married previously, it’s helpful to… Read more