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Mark Henricks

Mortgage, Retirement and Investing Expert

Mark Henricks has reported on personal finance, investing, retirement, entrepreneurship and other topics for more than 30 years. His freelance byline has appeared on CNBC.com and in The Wall Street Journal, The New York Times, The Washington Post, Kiplinger’s Personal Finance and other leading publications. Mark has written books including, “Not Just A Living: The Complete Guide to Creating a Business That Gives You A Life.” His favorite reporting is the kind that helps ordinary people increase their personal wealth and life satisfaction. A graduate of the University of Texas journalism program, he lives in Austin, Texas. In his spare time he enjoys reading, volunteering, performing in an acoustic music duo, whitewater kayaking, wilderness backpacking and competing in triathlons.

Posts by Mark Henricks:

by Mark Henricks May 06, 2021

Inflation occurs when prices for goods and services increase, while deflation happens when prices decrease. Sustained periods of sizable inflation or deflation can have significant effects on the economy and on the behavior of investors, businesses and consumers. Government policymakers and ordinary people keep a close eye on measures of prices in order to help them make decisions that will keep the overall economy and individual personal finances healthy. Read more

by Mark Henricks May 04, 2021

The 2017 tax reform law ended the ability for most taxpayers to deduct expenses for working from home just in time for millions more people to begin working from in response to the Covid pandemic. Nowadays only a few select groups of salaried home-based workers can still deduct relevant expenses. However, even if you’re not one of these, there are still a few possible ways for you to get tax deductions from your expense for working from home. A financial advisor can help you find every deduction and credit you are entitled to. Read more

by Mark Henricks Apr 30, 2021

Hurdle rate is a term describing the minimum return an investor requires before deciding to buy a security or make another type of investment. It is expressed as a percentag. That is, if an investment promises to provide a return that equals or exceeds the hurdle rate, the investor may decide to go ahead with it. An investment that offers a return below the hurdle rate is unlikely to be pursued. Use of a hurdle rate has some limitations and may not be the only consideration an investor looks at, but it is widely used when selecting investments. Read more

by Mark Henricks Apr 30, 2021

It takes money to start and keep a business running, and access to capital is one of the major roadblocks to business ownership for many would-be entrepreneurs. However, there are several ways… Read more

by Mark Henricks Apr 22, 2021

The Pakistan Stock Exchange (PSX), formerly known as the Karachi Stock Exchange, was created when exchanges in Karachi, Lahore and Islamabad were merged by the Pakistan government. The PSX is now the… Read more

by Mark Henricks Apr 22, 2021

The Tokyo Stock Exchange (TSE) is the world’s third-largest exchange, with a total market capitalization of approximately $6.8 trillion. The Tokyo-based exchange lists nearly 3,800 companies. The… Read more

by Mark Henricks Apr 22, 2021

The oldest exchange in Asia is the Bombay Stock Exchange, based in Mumbai and now known as the BSE. Its roots go back to the 1850s. With a market capitalization of approximately $2.2 trillion, it is… Read more

by Mark Henricks Apr 06, 2021

The Australian Stock Exchange (ASX) lists more than 2,200 companies and has a market capitalization of approximately $1.5 trillion, or $2.15 trillion in Australian dollars (AUD). Its size places it… Read more

by Mark Henricks Apr 06, 2021

NYSE Chicago, formerly known as the Chicago Stock Exchange (CHX), is an equities-only stock exchange. Originally founded in the 19th century, it was acquired by the parent corporation of the New York… Read more

by Mark Henricks Apr 06, 2021

The Hong Kong Exchange (HKEX) is the largest Asian stock exchange, with more than 2,500 listed companies and total market capitalization of about $6.7 trillion. Its history goes back to the 19th… Read more

by Mark Henricks Apr 05, 2021

The Dhaka Stock Exchange (DSE) is the largest of two stock exchanges in Bangladesh as well as the oldest, having begun trading before the country became independent in the 1970s. The second-largest… Read more

by Mark Henricks Apr 02, 2021

The Toronto Stock Exchange (TSX) is the biggest stock exchange in Canada and one of the top 10 largest exchanges in the world. It has been in operation since 1852. The TSX is part of the TMX Group,… Read more

by Mark Henricks Apr 01, 2021

The London Stock Exchange (LSE) is the largest in Europe, and the seventh largest globally, with more than 2,000 companies listed as issuers of debt or equity securities. Its listed companies… Read more

by Mark Henricks Apr 01, 2021

The Shanghai Stock Exchange is the largest securities exchange in mainland China. It has total market capitalization of approximately $6.5 trillion, making it the fourth-largest exchange in the world… Read more

by Mark Henricks Mar 11, 2021

Monte Carlo simulation is a mathematical technique for considering the effect of uncertainty on investing as well as many other activities. A Monte Carlo simulation shows a large number and variety… Read more

by Mark Henricks Mar 11, 2021

A contract for difference, or CFD, is an agreement between a buyer and seller that is based on the price of a stock or other financial asset at a certain time in the future. If the price of the… Read more

by Mark Henricks Mar 11, 2021

Payment for order flow is a common practice in the investing world that lets retail brokers be paid by market makers, wholesalers and others in exchange their retail clients’ orders to buy and sell… Read more

by Mark Henricks Mar 11, 2021

Low float stocks are favorites of day traders because the limited supply of these generally inexpensive shares can lead to exceptionally rapid changes in price. With the potential for great reward… Read more

by Mark Henricks Mar 11, 2021

Bracket orders are a type of advanced securities order that help investors manage risk and maximize profits. They are especially useful for professional traders, day traders, swing traders, scalpers… Read more

by Mark Henricks Mar 02, 2021

Setting priorities in the process of creating a solid financial position can be challenging. The financial planning pyramid provides a visual explanation and reminder to help people make the right… Read more

by Mark Henricks Mar 02, 2021

Retirement presents special challenges, financial and otherwise, to retirees. Fortunately, they don’t have to face those challenges alone. Retirement specialists are financial advisors who focus on… Read more

by Mark Henricks Mar 02, 2021

Many foreign countries have higher income tax rates than the U.S., and others impose value added tax (VAT) charges that the U.S. does not. These foreign assessments can produce significantly higher… Read more

by Mark Henricks Mar 02, 2021

Earning the certified pension consultant (CPC) designation demonstrates that an employee benefits professional has mastered the ability to plan, set up, manage and maintain company-sponsored… Read more

by Mark Henricks Feb 27, 2021

As people get older, they may face a multitude of challenges relating to many spheres of life including work, health and relationships. In addition, starting in middle age and lasting through… Read more

by Mark Henricks Feb 27, 2021

Managing an investment portfolio calls for mastery of a challenging set of skills including understanding portfolio theory, allocating assets between debt and equity, decoding mutual fund investment… Read more