Mortgage, Retirement and Investing Expert
Mark Henricks has reported on personal finance, investing, retirement, entrepreneurship and other topics for more than 30 years. His freelance byline has appeared on CNBC.com and in The Wall Street Journal, The New York Times, The Washington Post, Kiplinger’s Personal Finance and other leading publications. Mark has written books including, “Not Just A Living: The Complete Guide to Creating a Business That Gives You A Life.” His favorite reporting is the kind that helps ordinary people increase their personal wealth and life satisfaction. A graduate of the University of Texas journalism program, he lives in Austin, Texas. In his spare time he enjoys reading, volunteering, performing in an acoustic music duo, whitewater kayaking, wilderness backpacking and competing in triathlons.
Posts by Mark Henricks:
Inflation occurs when prices for goods and services increase, while deflation happens when prices decrease. Sustained periods of sizable inflation or deflation can have significant effects on the economy and on the behavior of investors, businesses and consumers. Government policymakers and ordinary people keep a close eye on measures of prices in order to help them make decisions that will keep the overall economy and individual personal finances healthy. Read more
The 2017 tax reform law ended the ability for most taxpayers to deduct expenses for working from home just in time for millions more people to begin working from in response to the Covid pandemic. Nowadays only a few select groups of salaried home-based workers can still deduct relevant expenses. However, even if you’re not one of these, there are still a few possible ways for you to get tax deductions from your expense for working from home. A financial advisor can help you find every deduction and credit you are entitled to. Read more
Hurdle rate is a term describing the minimum return an investor requires before deciding to buy a security or make another type of investment. It is expressed as a percentag. That is, if an investment promises to provide a return that equals or exceeds the hurdle rate, the investor may decide to go ahead with it. An investment that offers a return below the hurdle rate is unlikely to be pursued. Use of a hurdle rate has some limitations and may not be the only consideration an investor looks at, but it is widely used when selecting investments. Read more
As people get older, they may face a multitude of challenges relating to many spheres of life including work, health and relationships. In addition, starting in middle age and lasting through… Read more
Managing an investment portfolio calls for mastery of a challenging set of skills including understanding portfolio theory, allocating assets between debt and equity, decoding mutual fund investment… Read more