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Jen Carl

Savings and Budget Expert

Jen Carl is a writer, blogger and mom living in Raleigh, NC. Once a big city career girl, she happily traded it in for a quiet life in the south. Jen is a reformed shopaholic who loves to help convert others to her thrifty ways. Her expertise includes budgeting, saving money and parenting. Jen enjoys crafting, cooking and DIY projects.

Posts by Jen Carl:

by Jen Carl May 18, 2018

You may be a person who has everything you need, and you tell your friends and family not to get you anything but they always do. You open that shiny package under the tree and it’s something you have no idea what you’re going to do with. It’s the thought that counts, sure, but you don’t want this gift to go to waste. So don’t just throw it in your closet or the garbage, never to be seen again. After all, one person’s unwanted gift is another person’s treasure! If you aren’t sure what to do with a gift that you can’t use, we have some suggestions to help you out. Read more

by Jen Carl Oct 17, 2017

The end of the year can be a hard time for your budget. The holidays are on the horizon and your wallet may be feeling the pressure. There are gifts to be bought, bills to be paid and parties to be had. Hosting a holiday gathering can be fun and rewarding, but it can also be a budget buster. However, there are ways to keep costs under control. Here are some simple tips that’ll help you have a memorable Thanksgiving without breaking the bank. Read more

by Jen Carl Jun 29, 2014

It’s no secret that the Healthcare.gov website has been plagued with issues since its inception. Personally, I didn’t think I would have to deal with them. My husband worked for a large international company and we received our benefits from them. I didn’t worry too much about the drama or backlash surrounding it. What I didn’t know at the time is my husband would be offered an amazing job in the beginning of this year and he would be leaving his old company and healthcare behind. Read more

by Jen Carl Jan 02, 2015

Would you ever try oil to cure your back pain or take herbs to fight a cold? Some of you would say no, but there are many who would try a natural remedy, especially if it keeps them away from the… Read more

by Jen Carl Jan 02, 2015

For those of you in the northern reaches of the US (and some of you in the south, too), it has been an excruciatingly long winter filled with lots of snow and subzero temperatures. Now that summer is… Read more

by Jen Carl Dec 28, 2016

What would you say if I told you my nightly beauty routine starts with a trip to my pantry? After dealing with some chronic health issues the last few years, I started to research everything that I… Read more

by Jen Carl Nov 07, 2017

We have all been there. You read an article about arsenic levels in orange juice or meat recalls in the grocery store and you panic. Or maybe you watched a documentary like Food, Inc or Supersize Me… Read more

by Jen Carl Dec 21, 2017

When I started working as a freelancer, a very wise and experienced writer told me one helpful piece of information that has followed me in my career and other aspects of my life, “Don’t put all of… Read more

by Jen Carl Jan 02, 2015

When I was growing up, Easter was a huge occasion. Our extended family would gather together and celebrate with a large dinner. Around Easter time, the Poconos were thawing out and the first signs of… Read more

by Jen Carl Sep 25, 2017

Spring is finally here after what seemed like the longest winter ever. That also means that Easter is right around the corner. Are you looking for crafts to do with the kids to get ready for Easter?… Read more

by Jen Carl Feb 14, 2020

It’s never too early to teach your kids responsibility when it comes to money. The same goes for the value of hard work. One of the best ways to teach this is by giving your kids an allowance for… Read more

by Jen Carl Jan 22, 2021

Your death is probably the last thing you want to think about, but you can’t afford not to – especially when you have a family that you will be leaving behind. A wise person once said that the only… Read more

by Jen Carl Dec 08, 2016

Have you looked at the commercial cleaners on the market lately? Not only are they expensive but they are filled with dangerous chemicals. Can you even pronounce half the ingredients listed on the… Read more

by Jen Carl Jan 13, 2017

If you drove through any small town main street in America a decade ago, you may have been shocked by what you would have seen. Thriving, bustling downtowns were replaced by boarded up buildings and… Read more

by Jen Carl Mar 01, 2014

As an on and off apartment dweller myself, I know finding the right space for you and your family can be tough. I never realized how hard it was until we decided to move from our home in the… Read more

by Jen Carl Nov 06, 2017

Valentine’s Day is known for flowers, candy and expensive dinners, but what about those of us who are on a budget or don’t feel like celebrating with a bunch of strangers in a restaurant? Just… Read more

by Jen Carl Nov 06, 2017

Valentine’s Day can be the most romantic day of the year. Many people go out to a fancy restaurant and shower their love with gifts, candy and flowers. Because of this, Valentine’s Day can be killer… Read more

by Jen Carl Dec 19, 2016

Keeping your credit score high isn’t as simple as paying your bills on time (though that helps!). There are many other factors to consider. I was always under the assumption that you want to close… Read more

by Jen Carl Nov 07, 2017

When Pinterest launched in 2010, it seemed like the perfect site for home cooks and craft junkies like myself. Pinterest started out as invitation only. I carefully watched my inbox for the coveted… Read more

by Jen Carl Feb 12, 2020

Are you one of the 40% of the population who will be making a New Year’s resolution this year? If you are, don’t set yourself up for failure. By July 60% of those who make a New Year’s resolution… Read more

by Jen Carl Jan 23, 2017

Do you love throwing a New Year’s Eve party each year to celebrate with friends and family? I love throwing a party as much as the next person, but sometimes I just can’t afford to. Don’t let the… Read more

by Jen Carl Jan 02, 2015

Some of the hot toys this season are also some of the most expensive. So what if you want to give your kids a great holiday without spending a small fortune? Here are some of the season’s hot toys… Read more

by Jen Carl Feb 21, 2019

It’s tempting to whip out your credit card to fund your holiday shopping spree, but before you do – think. Do you really want to be paying for that “hot toy” of 2013 well into 2020? The problem is… Read more

by Jen Carl Oct 17, 2017

Any serious hostess knows the importance of the Thanksgiving table. In my past life, I had a stint as a personal shopper at a luxury goods retailer. I would work with interior decorators hired… Read more

by Jen Carl Oct 17, 2017

Getting your friends and family together for Thanksgiving dinner can be a fun time. It can also be stressful and expensive hosting for all those people. Don’t worry – we have some tips to keep from… Read more