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Jen Carl

Savings and Budget Expert

Jen Carl is a writer, blogger and mom living in Raleigh, NC. Once a big city career girl, she happily traded it in for a quiet life in the south. Jen is a reformed shopaholic who loves to help convert others to her thrifty ways. Her expertise includes budgeting, saving money and parenting. Jen enjoys crafting, cooking and DIY projects.

Posts by Jen Carl:

by Jen Carl Oct 17, 2017

The end of the year can be a hard time for your budget. The holidays are on the horizon and your wallet may be feeling the pressure. There are gifts to be bought, bills to be paid and parties to be had. Hosting a holiday gathering can be fun and rewarding, but it can also be a budget buster. However, there are ways to keep costs under control. Here are some simple tips that’ll help you have a memorable Thanksgiving without breaking the bank. Read more

by Jen Carl Aug 26, 2021

It’s no secret that the Healthcare.gov website has been plagued with issues since its inception. Personally, I didn’t think I would have to deal with them. My husband worked for a large international company and we received our benefits from them. I didn’t worry too much about the drama or backlash surrounding it. What I didn’t know at the time is my husband would be offered an amazing job in the beginning of this year and he would be leaving his old company and healthcare behind. Read more

by Jen Carl Jan 02, 2015

Would you ever try oil to cure your back pain or take herbs to fight a cold? Some of you would say no, but there are many who would try a natural remedy, especially if it keeps them away from the doctors office. It’s estimated that as many as 36 percent of US adults aged 18 and over use some type of complementary and alternative medicine. With the rising costs of traditional healthcare, I feel like this number will keep rising. Read more

by Jen Carl Dec 28, 2016

What would you say if I told you my nightly beauty routine starts with a trip to my pantry? After dealing with some chronic health issues the last few years, I started to research everything that I… Read more

by Jen Carl Nov 07, 2017

We have all been there. You read an article about arsenic levels in orange juice or meat recalls in the grocery store and you panic. Or maybe you watched a documentary like Food, Inc or Supersize Me… Read more

by Jen Carl Feb 14, 2020

It’s never too early to teach your kids responsibility when it comes to money. The same goes for the value of hard work. One of the best ways to teach this is by giving your kids an allowance for… Read more

by Jen Carl Jan 22, 2021

Your death is probably the last thing you want to think about, but you can’t afford not to – especially when you have a family that you will be leaving behind. A wise person once said that the only… Read more

by Jen Carl Mar 01, 2014

As an on and off apartment dweller myself, I know finding the right space for you and your family can be tough. I never realized how hard it was until we decided to move from our home in the… Read more

by Jen Carl Dec 19, 2016

Keeping your credit score high isn’t as simple as paying your bills on time (though that helps!). There are many other factors to consider. I was always under the assumption that you want to close… Read more

by Jen Carl Nov 07, 2017

When Pinterest launched in 2010, it seemed like the perfect site for home cooks and craft junkies like myself. Pinterest started out as invitation only. I carefully watched my inbox for the coveted… Read more

by Jen Carl Feb 12, 2020

Are you one of the 40% of the population who will be making a New Year’s resolution this year? If you are, don’t set yourself up for failure. By July 60% of those who make a New Year’s resolution… Read more

by Jen Carl Jan 02, 2015

Halloween costumes are a lot like wedding dresses. You get all dressed up for one day and after that they live in the back of your closet forever. There are so many other ways you can use that old… Read more

by Jen Carl Aug 12, 2015

Not everyone dreams of living on the coast or heading to NYC to make it big on Broadway. There are some young, broke and singles that prefer to stay in America’s heartland. So where is a good… Read more

by Jen Carl Apr 13, 2018

So maybe you don’t want to live in a dumpster or a tree house but you are thinking about moving into a smaller space. Whether it’s because of economic reasons or the desire to leave a lighter… Read more

by Jen Carl Dec 23, 2014

For those of you who young, broke and single people who would rather stay north and enjoy the four seasons, we have some suggestions of cities that would be perfect for you. Although they may not… Read more

by Jen Carl Feb 03, 2017

As a homeowner, the one thing I dread the most each year is my property tax bill. Even though we currently rent our place now, we still have our old house as an income property. The tax bill still… Read more

by Jen Carl Mar 01, 2018

New York City is one of the most expensive cities to visit, and live, in the country and in the fall it’s also one of the most beautiful. What a lot of people don’t realize is that for every… Read more

by Jen Carl Jan 02, 2015

Are you getting the best deal on your cell phone? Did you ever take the time to compare other companies or do you just pay your phone bill because you don’t want to take the time to shop around? I am… Read more

by Jen Carl Aug 12, 2015

Over the last century people have been heading west  in search of opportunity and fortune. Whether it’s for gold or to see their name in lights, generations of the young, broke and single have… Read more

by Jen Carl Dec 22, 2014

People choose to rent their homes for a variety of reasons. Maybe they were temporarily relocated by their employer or their relocation was so fast, they didn’t have time to sell. When the housing… Read more

by Jen Carl Feb 03, 2017

In the past, prepaid cell phones have gotten a bad reputation as they were widely known as the preferred phones for drug dealers and criminals. Today a lot of people, including professionals and… Read more

by Jen Carl Dec 18, 2014

  More than one third of  American adults are obese. With their average medical costs being $1429 higher than someone who is not overweight, it was about time that the government took notice and did… Read more

by Jen Carl Jun 25, 2018

The south has always been a point of migration for northerners. Whether it’s a snowbird who flies south in the winter, to families looking for a place to raise their families away from the hustle and… Read more

by Jen Carl Dec 18, 2014

Do you want to buy a house or car in the future and your credit has been less than perfect? Have you broken some of the rules of credit and afraid it will come back to haunt you? Having good credit… Read more

by Jen Carl Dec 18, 2014

When I turned 16, I got my first car. It was well past its prime, barely ran and was of a questionable safety level but it was $500 and it was mine. I toiled away for two summers at a hot dog wagon… Read more