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Eric Reed

Retirement and Investing Expert

Eric Reed is a freelance journalist who specializes in economics, policy and global issues, with substantial coverage of finance and personal finance. He has contributed to outlets including The Street, CNBC, Glassdoor and Consumer Reports. Eric’s work focuses on the human impact of abstract issues, emphasizing analytical journalism that helps readers more fully understand their world and their money. He has reported from more than a dozen countries, with datelines that include Sao Paolo, Brazil; Phnom Penh, Cambodia; and Athens, Greece. A former attorney, before becoming a journalist Eric worked in securities litigation and white collar criminal defense with a pro bono specialty in human trafficking issues. He graduated from the University of Michigan Law School and can be found any given Saturday in the fall cheering on his Wolverines.

Posts by Eric Reed:

by Eric Reed Dec 05, 2019

High-yield bonds, also known as junk bonds, are corporate or government debt securities that analysts believe are likely to default. Junk bonds are suitable for investors comfortable with high risk. For retail investors these securities can play an important role in their portfolio, provided the risk is understood. Here’s what you should know. Read more

by Eric Reed Dec 05, 2019

Bond duration is a double-edged sword. Companies that issue bonds repay their debts over 10, 20 or even 30 years. For investors bond coupons generate limited but steady returns for years. They also lock up money. Short term bond funds solve that problem by maturing in less than a year. Here’s how they work. Read more

by Eric Reed Dec 05, 2019

You most likely heard about quantitative easing during the Great Recession. With talk of recession more common recently, you will likely hear about it again. Quantitative easing is when central banks use newly printed money to purchase large numbers of securities. Here’s how it works and what it does. Read more

by Eric Reed Nov 27, 2019

There are many words that in the financial lexicon you probably understand in a general sense. But if you’re serious about investing, it helps to be specific about certain terms, one of which is … Read more

by Eric Reed Nov 27, 2019

There are some financial chores you might have down to a science, like budgeting, filing  taxes or auto-payments. And if you’re an investor, you should add portfolio optimization to this list. With… Read more

by Eric Reed Nov 21, 2019

Many investors build their portfolios around index funds. These bundled assets provide a return that tracks some third-party metric such as the price of gold, the bond market or, commonly, the U.S.… Read more

by Eric Reed Nov 21, 2019

You get in the shower and turn on the hot tap. The water’s cold, so you turn the tap a little further. Still nothing, so you give it another nudge. Then, all that hot water bursts out at once. You… Read more

by Eric Reed Nov 15, 2019

Smart beta knows that every investor wants to beat the market. Few actually pull it off. Most of the time, a long-term, passive strategy built around reliable index funds will outperform most active… Read more

by Eric Reed Nov 13, 2019

The bond market is a safe harbor when the stock market starts going pear shaped, or just feels a bit wobbly. They come in all shapes and sizes from Treasury to junk, and are often a very strong… Read more

by Eric Reed Nov 12, 2019

Investing smart means using the right tools. Whether that’s considering a stock’s volatility metrics or its price history, you won’t invest as well without the proper resources. One such resource?… Read more

by Eric Reed Nov 12, 2019

In options trading, “delta” represents volatility. It is one of a set of variables, collectively known as “the Greeks, that traders use to assess the risk of a derivative. Here’s what you need to… Read more

by Eric Reed Nov 08, 2019

Risk is one of the most essential concepts to successful investing. Investors and capital-seekers looking for right balance on any given security drives most market activity. Alpha measures an… Read more

by Eric Reed Nov 06, 2019

One hundred is a lot of shares. Literally, when trading stock one “lot” is defined as 100 shares. A round lot is any number of shares evenly divisible by 100, while any other amount is considered an … Read more

by Eric Reed Nov 05, 2019

The edge case scenario is realistic, but too remote to come up in daily events. Arguably, how well you manage unlikely outcomes largely defines your skill in a profession. Lawyers call them “bad… Read more

by Eric Reed Nov 05, 2019

It is clear that, once upon a time, finance types had a little more fun with their jobs. How else to explain how “dead cat bounce” came to be a widely accepted piece of financial jargon? The odd term… Read more

by Eric Reed Nov 04, 2019

More than a decade after the Great Recession, the United States has seen a mixed record of recovery. Despite record-breaking highs in the stock market and an unemployment rate that has fallen every… Read more

by Eric Reed Nov 01, 2019

More than 70 million aging adults will strain U.S. financial and medical institutions in the near future. Their Millennial children, struggling with student debt imposed by the Boomers’ choice to… Read more

by Eric Reed Oct 31, 2019

Assisted living is one of the most difficult parts of elder care. Expensive, with costs driven by both residency and the skills involved with this care, assisted living leaves many seniors struggling… Read more

by Eric Reed Oct 31, 2019

High frequency trading (HFT) is controversial. Some investors say it lets people capitalize off of opportunities that may vanish quite quickly. Others say high frequency trading distorts the markets.… Read more

by Eric Reed Sep 25, 2019

Let’s start with some good news. It is not as bad as you’ve heard. The divorce rate is high, but it still requires a lot of variables for a couple to actually get divorced. Still, “probably won’t… Read more

by Eric Reed Oct 02, 2019

There are three types of treasuries with which you’re likely familiar. The first, the United States Treasury, collects your income taxes every year. This isn’t that kind of treasury. Scrooge McDuck… Read more

by Eric Reed Sep 20, 2019

More than half of Americans have invested in a stock-related mutual fund. Most invest through their retirement accounts, often with little direction beyond selecting a 401k fund. But stocks are just… Read more

by Eric Reed Sep 18, 2019

Your friend wants to borrow $20, so you take a minute to think about it. What happened the last time he borrowed money from you? You might see that 20 bucks again, but even odds say you don’t. So you… Read more

by Eric Reed Sep 17, 2019

Almost no one will know what it means if your business card has a “CPCU” after your name. The “almost” is key here though. Almost no one will understand what CPCU means, but your colleagues will.… Read more

by Eric Reed Sep 17, 2019

Whether you keep the books at a small office or review files for the IRS, accounting is a wide field with many professions in it. At the top of this field sits the CPA. Certified Public Accountants… Read more