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Eric Reed

Retirement and Investing Expert

Eric Reed is a freelance journalist who specializes in economics, policy and global issues, with substantial coverage of finance and personal finance. He has contributed to outlets including The Street, CNBC, Glassdoor and Consumer Reports. Eric’s work focuses on the human impact of abstract issues, emphasizing analytical journalism that helps readers more fully understand their world and their money. He has reported from more than a dozen countries, with datelines that include Sao Paolo, Brazil; Phnom Penh, Cambodia; and Athens, Greece. A former attorney, before becoming a journalist Eric worked in securities litigation and white collar criminal defense with a pro bono specialty in human trafficking issues. He graduated from the University of Michigan Law School and can be found any given Saturday in the fall cheering on his Wolverines.

Posts by Eric Reed:

by Eric Reed Sep 25, 2019

Let’s start with some good news. It is not as bad as you’ve heard. The divorce rate is high, but it still requires a lot of variables for a couple to actually get divorced. Still, “probably won’t happen” doesn’t mean your marriage is on stable ground. If your marriage does end badly, chances are you’ll need help. That’s where a Certified Divorce Financial Analyst comes in. Read more

by Eric Reed Oct 02, 2019

There are three types of treasuries with which you’re likely familiar. The first, the United States Treasury, collects your income taxes every year. This isn’t that kind of treasury. Scrooge McDuck or Smaug, last of the Great Dragons, control the second type of treasury. This isn’t that, either. No, this is a story about corporate treasuries and the professionals who master them. Fewer dragons, but far more opportunity for career advancement. Read more

by Eric Reed Sep 20, 2019

More than half of Americans have invested in a stock-related mutual fund. Most invest through their retirement accounts, often with little direction beyond selecting a 401k fund. But stocks are just one way to grow your money. An increasingly number of investors are exploring alternative investments. There is money to be made here, and arguably the best person to explain that is the Chartered Alternative Investment Analyst. Read more

by Eric Reed Sep 18, 2019

Your friend wants to borrow $20, so you take a minute to think about it. What happened the last time he borrowed money from you? You might see that 20 bucks again, but even odds say you don’t. So you… Read more

by Eric Reed Sep 17, 2019

Almost no one will know what it means if your business card has a “CPCU” after your name. The “almost” is key here though. Almost no one will understand what CPCU means, but your colleagues will.… Read more

by Eric Reed Sep 17, 2019

Whether you keep the books at a small office or review files for the IRS, accounting is a wide field with many professions in it. At the top of this field sits the CPA. Certified Public Accountants… Read more

by Eric Reed Sep 13, 2019

Financial advice comes, mostly, in a sea of acronyms. There is the CPA (Certified Public Accountant), the CFP (Certified Financial Planner), the CIMA (Certified Investment Management Analyst) and… Read more

by Eric Reed Sep 10, 2019

If you’re in a position to need this article, congratulations. We’ll try to contact Lamborghini to target you with banner ads. If you’re not, but have decided to read this article anyway, welcome to… Read more

by Eric Reed Sep 10, 2019

Here’s the situation: You would like to invest your savings or retirement account. However, not wanting to trust your money to eTrade and luck, you hire an investment advisor who steers your money… Read more

by Eric Reed Oct 02, 2019

Certified investment management analysts sit atop and entire industry of financial planners. Only about a third of Americans under 35 have money in the stock market, the legacy of the Great Recession… Read more

by Eric Reed Jul 22, 2019

A call provision allows an issuer to pay a bond early. Most bonds have a fixed maturation and value. If you buy a 10-year bond, you get back your capital plus a fixed interest rate in a decade. Call… Read more

by Eric Reed Jul 30, 2019

A viatical settlement is some grim business. It allows the holder of a life insurance policy to sell it for more than its purchase price, but less than its face value. If you are in the market to… Read more

by Eric Reed Aug 15, 2019

When is debt not ordinary debt? When it’s packaged as exchange-traded notes. An exchange-traded note (ETN) is pegged to a market index, but functions like a bond. At maturity, ETNs pay out the return… Read more

by Eric Reed Jul 29, 2019

Bonds are often the investment of choice for people seeking stability. They don’t yield much, unless you have sought out the junk market, but they come with highly stable returns. Bonds can be seen… Read more

by Eric Reed Aug 07, 2019

There are two reasons one may choose to conduct dark pool trading. First, it could make your job sound far more thrilling than it actually is. “Stock analyst” might not light up the conversation at a… Read more

by Eric Reed Jul 29, 2019

Coupons can save you money on double stuffed Oreo cookies. They can make skee-ball seem like a good use of time. And they can help you save for retirement or college tuition. A bond with semi-annual… Read more

by Eric Reed Sep 09, 2019

Never trust a get-rich-quick scheme. This may be the most important thing you need to know about penny stock promoters. Since they aren’t in it for you, here’s a breakdown of what you need to know to… Read more

by Eric Reed Jul 12, 2019

The Volcker Rule was established after the Great Recession and financial crisis that took place between 2007 and 2009. Thanks to timely intervention by both the Bush and Obama administrations, the… Read more

by Eric Reed Aug 23, 2019

Medicare is one of the most popular health care programs in America. Part of what sells the program is its simplicity: You turn 65, you get healthcare. But in reality, Medicare is a patchwork of… Read more

by Eric Reed Jul 08, 2019

Medicare coverage, specifically Part D, is rather complex. For years, the potential benefits of this program were overshadowed by the “donut hole.” This refers to a large gap in Medicare drug… Read more

by Eric Reed Jul 17, 2019

Individual retirement account (IRA) contributions are not unlimited. The IRS puts a cap on both how much you can contribute to your account each year and when that annual cutoff ends. For everyone… Read more

by Eric Reed Jul 03, 2019

Limit orders are increasingly important as the pace of the market quickens. According to CNN, computer algorithms execute more than half of all stock market trades each day. Limit orders that… Read more

by Eric Reed Aug 15, 2019

Structured notes were beloved by Wells Fargo bankers. The SEC warns that they are incredibly risky for the average investor. Structured notes offer investors options that are otherwise unavailable,… Read more

by Eric Reed Aug 21, 2019

A self-directed IRA can give workers more control over their retirement plans, but they’ll still need a custodian. For the self-employed or the financially savvy, a self-directed IRA offers more… Read more

by Eric Reed Aug 01, 2019

Trading commodity futures lets you bet on the price of commodities including gold and corn. But commodity futures are also a good way to diversify your portfolio by investing in more than just stocks. Read more