Credit Card, Savings and Retirement Expert
Liz Smith is a graduate of New York University and has been passionate about helping people make better financial decisions since her college days. Liz has been writing for SmartAsset for more than four years. Her areas of expertise include retirement, credit cards and savings. She also focuses on all money issues for millennials. Liz's articles have been featured across the web, including on AOL Finance, Business Insider and WNBC. The biggest personal finance mistake she sees people making: not contributing to retirement early in their careers.
Posts by Elizabeth Smith:
Purchasing your first home can be intimidating. In Maryland, where there’s no county with an average list price under $100,000, it can be expensive too. Going through the homebuying process, you will likely encounter many situations and price tags that you never have before as you try to secure a mortgage. Luckily, both federal and Maryland state governments offer programs to help first-time home buyers navigate and afford this major purchase. No matter what your financial situation, these programs are worth looking into. Since it can be challenging to decide which mortgage is right for you, check out our detailed breakdowns and consider enlisting the help of a financial advisor. Read more
Between breathtaking natural beauty, a burgeoning craft beer scene and a plethora of job opportunities, there are plenty of reasons to move to Colorado. Unfortunately, home prices in the Centennial State have grown exponentially since Colorado rebounded from the 2008 recession. Prices don’t show signs of slowing down but that doesn’t mean first-time home buyers should steer clear of securing a mortgage. The federal and Colorado state governments have created loan and mortgage programs to help make the process a bit easier – and more affordable. Read more
Online banks offer some of the best interest rates in the industry. They also tend to raise a few eyebrows. In most cases, they’re just like any other bank only without physical branch locations. Entirely online, Ally Bank fits this description, with competitive rates and around-the-clock support. Still, many wonder: Is Ally Bank safe? Read on to learn how Ally Bank works, what makes it a safe place to store your cash and how to decide if you should make the switch. Read more
A checking account provides a great tool for money management, keeping your money both safe and easily accessible. However, many banks and credit unions charge a fee to own a checking account. These… Read more
When it comes to accessing your various bank accounts, ATMs offer a big convenience. This is especially true when you bank with an institution that offers thousands of ATMs all over the world.… Read more