15 Credit Card Fees to Avoid

Credit card debt haunts many Americans. It can take months or even years to pay off balances. High interest rates and fees only make using credit more expensive. While you might be stuck with your interest rate (though you should try negotiating this every once in a while!), it’s possible to avoid racking up fees and additional charges. Check out 15 fees that you can dodge by paying your bills on time and knowing your card’s terms and conditions.