1. Avoid Using Your Debit Card Online
Photo credit: ©iStock.com/Susan Chiang
It's safer to use a credit card for online shopping. If you use your debit card, you're giving potential hackers access to your bank account information. You run the risk that a fraudster might decide to use your debit card number or wipe out your account. Credit cards, on the other hand, are more secure for online use and offer more protections against liability for fraudulent charges.