- 4 Reasons to Skip Out on 401(k) Contributions
Investing in a 401(k) is a fairly hassle-free way to build your retirement savings — but there are certain times when you should forego investing in a 401(k), like if you have more pressing financial problems, such as debt. While… read more…
- Borrowing from Your 401(k): The 401(k) Loan
Saving regularly in a 401(k) account and leaving it untouched is a great way to build your nest egg. That said, unforeseen situations happen to all of us at some point in our lives. If you’re desperate for cash and… read more…
- 401(k) Rollover: Go Direct
Have you found a new job? Are you starting a new career? What are you going to do with the 401(k) retirement plan that you left in the care of your previous employer? Here’s what you should do: rollover your old 401(k) retirement plan into your new employer’s plan right away. Don’t pass go. Don’t… read more…
- What To Do With Your 401(k) When Switching Jobs
Americans are switching from one job to the next as they bounce from one career to another. But, what is happening to your 401(k) retirement plan in the process? There are four options for investors. You can leave your 401(k) with your old employer, roll it over to your new employer’s 401(k) plan, roll it… read more…
- How Much Do You Need in Your 401(k) to Retire?
Saving for retirement is one of the most important financial planning goals for most Americans. However, the question of how much you’ll need to retire is often quite personal and uncertain. Many American workers use a 401(k) plan to save for retirement. Figuring out how much you should have in your 401(k) to retire can… read more…