- Return on Equity vs. Return on Assets: Key Differences
Return on equity (ROE) and return on assets (ROA) determine how efficient a company can be at generating profits. Both formulas that can help investors determine how good a company is at turning a profit. Let’s take a look at both… read more…
- How to Make $1,000 a Month in Passive Income
Is it possible to earn a paycheck while sitting on the couch watching television? Absolutely, but it takes a bit of work beforehand to set things in motion. By developing online assets, investments and interest payments, you can put your… read more…
- What Is Return on Invested Capital?
Return on invested capital (ROIC) is a financial metric that shows how well a company converts capital into profits. It measures the company’s efficiency and effectiveness at allocating its available capital to projects, products and investments that produce profits. Investors… read more…
- Asset-Based Lending for Real Estate
Asset-based lending is a form of credit used by businesses. It refers to a loan that is secured by the assets, meaning something of value, owned by the borrower. Companies typically use this to shore up cash flow issues on… read more…
- How Do Margin Loans Work?
Typically, margin investing works based on margin loans. These are loans that your brokerage extends so that you can purchase with a combination of your own funds and borrower money, giving you the liquidity to make larger purchases. They are… read more…
- The 60/40 Portfolio: Alive, Dead or Somewhere In Between?
The 60/40 portfolio is a staple among savvy investors. Made up of 60% stocks and 40% bonds, it tends to deliver solid returns while attenuating risk. But after the 60/40 portfolio’s dismal 2022 returns, investors can’t be blamed if they’re… read more…
- The Big I Bond Letdown Comes With a Silver Lining
The interest rate on Series I savings bonds bonds for the last six months has been an impressive 6.89%. But investors looking to jump into new issue bonds are in for a letdown. According to the Treasury, the rate for… read more…
- What Is Halal Investing?
You’ve probably heard of values-based investing. Whether your religious beliefs, environmental goals or personal ethics are guiding your investment strategy, the wide array of investments available today allows you to build a portfolio that aligns with your values. Halal investing… read more…
- What Is Faith-Based Investing?
A foundational religious parable tells of two servants who invested their money in the marketplace and one who buried it in the ground. This story gives Christians lessons about serving God with their money and abilities. More broadly, faith-based investing… read more…
- What Are Catholic Values Investment Strategies?
People like to invest with their values and beliefs in mind. You may have heard of investing styles like ESG investing or biblically responsible investing. One investment strategy is Catholic values investing. Let’s define what Catholic investing is, give you… read more…
- Morningstar Reveals 2 Key History Lessons to Protect Your Portfolio Against Inflation
It’s no secret at this point — inflation continues to be a big issue for American consumers. The inflation rate year-over-year for March 2023 was 5% — and this is actually a bit of a dip, with inflation rates for… read more…
- Interest Rate for Series I Savings Bonds Falls to 4.3%: Here’s What it Means
Gone are the days of series I savings bonds paying almost 7% in interest. The U.S. Treasury announced Friday that the inflation-protected bonds would start paying investors 4.3% on May 1, down from the 6.89% that they’ve paid out over… read more…
- How Often Should You Rebalance Your Portfolio?
Choosing the right asset allocation matters for achieving your investment goals. But it isn’t just set-it-and-forget-it. Rebalancing your portfolio from time to time is necessary to ensure that you have the right mix of investments, based on your goals and… read more…
- Robinhood vs. Fidelity vs. Vanguard
With Fidelity and Vanguard, investors can access traditional, full-service investment platforms that allow you to individually manage your own account. Robinhood, by comparison, offers a very different experience geared towards mobile users. Here’s how they stack up. If you prefer hands-on… read more…
- This Personality Trait Explains Why You’re Scared to Invest in Stocks
If you’ve found yourself thinking, “Only a crazy person would buy bonds these days,” you could be right. A new study from researchers at Northwestern, DePaul University and the London School of Economics finds that five major personality traits have… read more…
- What Is the Real Return of an Investment?
When measuring investment performance, it’s helpful to understand its real return. The real return on investment is what you earn after returns are adjusted for inflation and taxes. Nominal returns, on the other hand, don’t account for those deductions. Understanding… read more…
- How to Start Investing in Your 20s
The earlier you begin investing, the better off you’re likely to be in the long term. Here’s how you can get started if you’re still in your 20s. It’s never too early to start investing—as long as you do so wisely.… read more…
- Here’s How Often You Should Rebalance Your Portfolio, According to Vanguard
Portfolio shifts are a common occurrence for investors, especially active ones. Over time, assets shift out of balance from their original assigned portions and could take you out of your comfort zone. Rebalancing your portfolio realigns your assets to meet… read more…
- Webull vs. Charles Schwab
Finding an online brokerage firm to use for your personal investment can be intimidating. There are many options out there, and it isn’t all about picking the option with the most bells and whistles — you have to choose the… read more…
- Passive Real Estate Investing: What to Know
Real estate investing can have many benefits, including cash flow, asset appreciation and tax breaks. However, it can also be a lot of work, which many people don’t have the time to do. But investing in real estate doesn’t have… read more…
- What Is a Forward Rate?
A forward rate can be one of two things. In most usage, forward rates estimate the interest that an investment or loan will pay in the future. You can use it to predict the yield you will get on a… read more…
- How This ‘Do Nothing Portfolio’ Can Beat the S&P 500
A hypothetical stock portfolio has taken hands-off investing to a whole new level. Jeffrey Ptak, a chartered financial analyst (CFA) for Morningstar, recently devised a passive investment portfolio that’s based on the composition of the S&P 500. But instead of… read more…
- Should You Invest All at Once or Spread it Out? Here’s What Vanguard Says You Should Consider
A financial windfall like an inheritance or salary bonus can be a wonderful opportunity for investing. But what’s the best way to invest your newfound wealth: all at once or little by little? New research from Vanguard suggests that you’re… read more…
- How Much Should You Invest Each Month
Investing money can help you to build wealth. The sooner you start investing, the more time you have to benefit from compounding interest. So, how much should you invest per month? It’s not a simple question as you have to… read more…
- How to Invest in Artificial Intelligence
Artificial intelligence has become one of the most talked about technologies over the past few years. Many see AI with large dollar signs in their eyes. However, every new technology has a lag between invention and commodification and just… read more…